1548 Mineral Springs Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13556942
About this home
Escape to the quiet beauty of country living amid views of nature in every direction. Tucked away in a peaceful setting, this beautifully updated 3 + 1 bedroom home offers the perfect balance of tranquility and modern comfort-where every season can be enjoyed from the comfort of home.The exterior of the home has experienced a thoughtful transformation, including extensive landscaping, and the inside has been renovated throughout including the addition of stunning natural pine flooring, creating warmth and timeless character. At the heart of the home is a redesigned kitchen with top-end appliances and moveable butcher block island. The charming three-season sitting room ('25) and expansive new deck invite you to slow down, unwind, and soak in the beauty that surrounds you. The unique loft bedroom (added '25) above the garage offers incredible flexibility-ideal as a private guest retreat (w/ Murphy bed), home office, creative studio, or peaceful escape. All bathrooms have been updated and a new 3 piece bathroom was added to the 2nd floor. The primary suite is calming and serene with ample closet space and a stunning 4 piece ensuite. Adding to the home's unique character, both the primary and 2nd bedrooms feature their own loft spaces-inviting retreats that offer endless possibilities. The lower level offers a 4th bedroom with walkout access to the rear yard. Whether you're enjoying your morning coffee, hosting family and friends, or simply taking in the peaceful views, this is a cottage-like home has been curated to reconnect you with nature. Geo thermal heating and cooling. Driveway and Amish-built shed ('25). Idyllic rural setting just a short drive from Ancaster & Dundas conveniences. Close to tails and Conservation area. Peace. HWT & Propane tank rented. RSA.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13556942
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 149.75 × 310.83 ft
- Cross streets
- Governor's Rd W, South on Slote Rd, it becomes Mineral Springs
- Parking
- 2 garage · 12 parking (attached)
- Driveway
- Private
- Basement
- Full, Partially Finished, Walk-Up
- Heating
- Baseboard
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Board & Batten
- Foundation
- Poured Concrete
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $8,349 / 2025
- Days on market
- 4
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Bath
4 Pc Ensuite
3 Pc Bath
sliding doors · w/o to deck
Listed at $1,579,000, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.26M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.08M
- Adjusts to $1.08M
That comparable adjusts to $1.08M; the $1.26M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. JERSEYVILLE opposite SHAVER is about a 34-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.26M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 20% above the area average of $583/sqft.
2 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: JERSEYVILLE opposite SHAVER, about 2.7 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,263,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,741
- Property tax
- $696
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,437
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,055
- Estimated closing costs
- $28,055
Plus your down payment of $315,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $404,454
- Principal paid down
- $160,869
- Interest paid
- $243,585
- Balance remaining
- $1,102,331
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.