84 Frederick Avenue, Hamilton, ON

Crown Point, Hamilton · MLS® X13558704

$389,999
For Sale
Listed 4 days ago
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2Bedrooms
1Bathrooms
0Parking
700Sq Ft

About this home

Welcome to this charming bungalow in Hamilton's highly sought-after Crown Point neighbourhood. Rich in character and originally built in 1943, this well-maintained 2-bedroom, 1-bathroom home blends timeless charm with thoughtful modern updates. Nestled on a quiet, tree-lined street, it offers an excellent opportunity for first-time buyers or investors looking to purchase in a welcoming, family-friendly community. Filled with natural light, the home offers a warm and inviting atmosphere throughout. The bright living room features a large front window and a stylish new chandelier, while the updated kitchen boasts ample cabinetry, generous storage, and a modern new backsplash. The freshly painted primary bedroom, located at the front of the home, features new flooring and provides a comfortable retreat, while the second bedroom overlooks the backyard deck and is complemented by a new chandelier. A well-appointed 4-piece bathroom completes the main level. Step outside to a spacious backyard with a 10' x 7' deck, perfect for relaxing or entertaining. The unfinished basement presents endless possibilities, providing a blank canvas to customize and create additional living space to suit your needs. Ideally located within walking distance of Centre Mall, the shops and restaurants along Ottawa Street, parks, schools, and public transit, this home combines everyday convenience with neighbourhood charm. Commuters will also appreciate quick access to Highway 403 and the QEW. Discover the warmth, character, and potential that make 84 Frederick Avenue a wonderful place to call home.

Key facts

Property type
Detached, Bungalow
MLS®
X13558704
Bedrooms
2
Bathrooms
1
Size
700 sq ft
Lot
25 × 93.91 ft
Cross streets
Kenilworth Ave N & Barton St E
Parking
0 parking
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,065 / 2025
Days on market
4
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

KitchenMain3.04 × 3.21 m

laminate · window · overlooks backyard

Bedroom 2Main2.64 × 2.70 m

laminate · window · closet

Living RoomMain3.12 × 3.00 m

laminate · large window · overlooks frontyard

Primary BedroomMain2.66 × 2.80 m

laminate · window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$330Kest. value

Listed at $389,999, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $323K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $325K
  • Adjusts to $325K

That comparable adjusts to $325K; the $330K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. CANNON at FREDERICK is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$320KGreat deal$395KOverpriced

Total price vs nearby homes. Fair value about $330K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Value driver
Comparable listingsCurrently listed nearby in Crown Point · asking prices
$363kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

27 Edinburgh Avenue$395k190 Campbell Avenue$412k81 Cambridge Avenue$325k276 Roxborough Avenue$320k

The 4 closest active listings nearby.

See all comparable homes
390kThis home395k412k325k320kThis home vs active comparables
Live market pulseActive comparables in Crown Point · median list $400K
$557this home / sqft
8active listings nearby
4days on market

This home lists 15% above the area average of $486/sqft.

2 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crown Point, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: CANNON at FREDERICK, about 175 m away

20+ transit stops4 grocery20+ dining17 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Homeside
$593K
Delta
$729K
Gibson
$670K
Parkview
$500K
Stoney Creek
$917K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,777/mo
$77KIncome needed
5.1×Price ÷ income
$410Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $1,777Property tax $172Total carry $1,950

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,665per month

Mortgage amount $311,999 · 4.14% over 25 years

$78,000Down payment (20.0%)
$311,999Loan before insurance
$0CMHC premium
$1,837Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,665
Property tax
$172
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,837

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,325
Estimated closing costs
$4,325

Plus your down payment of $78,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,022/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$187,484Total interest paid
$499,483Total of all payments
Principal $311,999 Interest $187,484
YearPrincipalInterestBalance
1$7,309$12,670$304,690
2$7,615$12,365$297,075
3$7,933$12,046$289,142
4$8,265$11,714$280,877
5$8,611$11,368$272,266
6$8,971$11,008$263,295
7$9,346$10,633$253,949
8$9,737$10,242$244,211
9$10,145$9,835$234,067
10$10,569$9,410$223,498
11$11,011$8,968$212,487
12$11,472$8,508$201,016
13$11,951$8,028$189,064
14$12,451$7,528$176,613
15$12,972$7,007$163,641
16$13,515$6,465$150,126
17$14,080$5,899$136,046
18$14,669$5,310$121,377
19$15,282$4,697$106,095
20$15,922$4,058$90,173
21$16,588$3,392$73,586
22$17,282$2,698$56,304
23$18,004$1,975$38,300
24$18,758$1,222$19,542
25$19,542$437$0

At the end of your 5-year term

Total paid over the term
$99,897
Principal paid down
$39,733
Interest paid
$60,163
Balance remaining
$272,266

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,065− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $12,021

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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