867-855 JERSEYVILLE Road, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X13559428
About this home
Attention investors, developers, families looking for their dream home, rare income and development opportunity in Ancaster, two properties combined into one.! Set on approximately in 5 acres in the prestigious Sulphur Springs community, this versatile property features two lots combined, with 2 detached homes, three self-contained units, and multiple income streams, offering exceptional cash flow and long-term investment potential. Zoned Rural (A2), it permits a wide range of uses, including agricultural operations, agritourism, home industry, kennel facilities, processing operations, specialty farming, and potential for a Cannabis Growing and Harvesting Facility with up to 2,000 sq. ft. of new construction, subject to approvals. The main residence offers over 3,500 sq. ft. with seven bedrooms, four bathrooms, and separate entrances, while the second detached home features three bedrooms and one bathroom, creating excellent rental or multi-generational living opportunities. A 60' x 40' workshop/garage adds valuable space for business, storage, or future uses. Just minutes from Highway 403, Ancaster Village, top-rated schools, and conservation trails, this is a rare opportunity to secure a flexible, income-producing property in one of Ancaster's most desirable communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13559428
- Bedrooms
- 7 (4 + 3)
- Bathrooms
- 4
- Size
- 1100-1500
- Lot
- 309 × 627 ft
- Cross streets
- SHAVER RD & JERSEYVILLE RD W
- Parking
- 6 garage · 16 parking (attached)
- Basement
- Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $12,950 / 2025
- Days on market
- 4
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
3 Pc Bath
3 Pc Bath
4 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. SHAVER at JERSEYVILLE is about a 9-minute walk away. Worth weighing if transit access matters to you.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes2 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: SHAVER at JERSEYVILLE, about 720 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,599,822 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,537
- Property tax
- $1,079
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,616
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,471
- Estimated closing costs
- $36,471
Plus your down payment of $399,955. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $512,235
- Principal paid down
- $203,738
- Interest paid
- $308,497
- Balance remaining
- $1,396,084
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.