904-470 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13559688

$369,990
For Sale
Listed 4 days ago
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
1Parking
500-599Sq Ft

About this home

Stunning 1 bed, 1 bath condo showcasing a bright, open-concept design with modern finishes throughout. Featuring an upgraded kitchen with stainless steel appliances, a spacious island with built-in storage, and elegant pendant lighting, this unit flows effortlessly into the sun-filled living area with expansive windows and beautiful views. The generous bedroom is complemented by a contemporary 4-piece bath and convenient in-suite laundry. Includes storage locker and 1 underground parking space. Enjoy premium building amenities including a party room, gym, rooftop patios, and bike storage. Ideally located in the sought-after Waterdown community, just minutes to dining, shopping, parks, and a quick 5-minute drive to downtown Burlington or Aldershot GO Station.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13559688
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Mallard Trail
Parking
1 parking
Basement
None
Heating
Other
A/C
Other
Exterior
Stucco (Plaster), Stone
Maintenance
$554/mo
Exposure
North
Property tax
$1,185 / 2026
Days on market
4
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomMain2.87 × 3.25 m
Great RoomMain3.58 × 5.92 m
KitchenMain2.34 × 2.26 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$350Kest. value

Listed at $369,990, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $169K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $370K
  • Adjusts to $370K

That comparable adjusts to $370K; the $350K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 8-minute walk away.

List price
$333KGreat deal$372KOverpriced

Total price vs nearby homes. Fair value about $350K, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$391kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

804-470 Dundas Street$370k604-470 Dundas Street$369k404-450 Dundas Street$375k612-460 Dundas Street$390k225-470 Dundas Street$450k

The 5 closest active listings nearby.

See all comparable homes
370kThis home370k369k375k390k450kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $435K
$673this home / sqft
15active listings nearby
4days on market

This home lists 1% above the area average of $665/sqft.

11 days faster than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 641 m away

4 transit stops6 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,686/mo
$81KIncome needed
4.6×Price ÷ income
$389Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,686Property tax $99Condo fee $554Total carry $2,339

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,580per month

Mortgage amount $295,992 · 4.14% over 25 years

$73,998Down payment (20.0%)
$295,992Loan before insurance
$0CMHC premium
$2,232Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,580
Property tax
$99
Condo / maintenance fees
$554
Heating
$0
Estimated monthly cost
$2,232

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,025
Estimated closing costs
$4,025

Plus your down payment of $73,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,918/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,865Total interest paid
$473,857Total of all payments
Principal $295,992 Interest $177,865
YearPrincipalInterestBalance
1$6,934$12,020$289,058
2$7,224$11,730$281,834
3$7,526$11,428$274,308
4$7,841$11,113$266,466
5$8,169$10,785$258,297
6$8,511$10,443$249,787
7$8,867$10,088$240,920
8$9,238$9,717$231,682
9$9,624$9,330$222,058
10$10,027$8,928$212,031
11$10,446$8,508$201,585
12$10,883$8,071$190,702
13$11,338$7,616$179,364
14$11,812$7,142$167,552
15$12,307$6,648$155,245
16$12,821$6,133$142,424
17$13,358$5,597$129,066
18$13,916$5,038$115,150
19$14,498$4,456$100,652
20$15,105$3,849$85,547
21$15,737$3,218$69,810
22$16,395$2,559$53,415
23$17,081$1,874$36,335
24$17,795$1,159$18,539
25$18,539$415$0

At the end of your 5-year term

Total paid over the term
$94,771
Principal paid down
$37,695
Interest paid
$57,077
Balance remaining
$258,297

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $1,185− Condo fees $6,644− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,727

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

CallRequest a showing