2 Cottage Avenue, Hamilton, ON
Kirkendall, Hamilton · MLS® X13562274
About this home
Stunning curb appeal welcomes you to this timeless character home at 2 Cottage Ave in Hamilton. Classic brick architecture is complemented by mature trees, an inviting front porch, and a charming second-storey balcony. Step inside to a grand foyer where soaring ceilings and rich hardwood floors set the tone for the home's refined interior. Flooded with natural light, the elegant living room features a gas fireplace and oversized bay windows, creating a warm yet sophisticated atmosphere. An inviting sitting room offers a cozy space with a convenient 2-piece bath and separate entrance to the backyard. The home flows effortlessly into the spacious dining room, perfect for entertaining or everyday family living. The beautifully designed kitchen is appointed with granite countertops, stainless steel appliances, a gas range, subway tile backsplash, abundant custom cabinetry, and recessed lighting, offering both style and functionality. The second level features three generously sized bedrooms, including one with private access to the charming second-storey balcony. The primary bedroom is a true retreat, complete with an oversized walk-in closet featuring custom built-ins and a stunning renovated 4-piece ensuite showcasing a walk-in glass shower with designer tile, dual quartz vanities, and elegant black and gold finishes. An additional 4-piece bathroom completes this level. The third floor offers two spacious, versatile bedrooms and a beautifully updated 3-piece bath with quality finishes. The full unfinished basement provides excellent storage along with a spacious laundry area. Outside, the fully fenced backyard is a private oasis with mature trees, lush green space, a detached garden shed, and a generous stone patio ideal for relaxing or entertaining. Blending timeless character with thoughtful modern renovations, this exceptional 2-storey home offers generous living spaces, quality craftsmanship and modern comfort, creating a place you'll be proud to call home.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13562274
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 38 × 106 ft
- Cross streets
- Aberdeen Ave & Dundurn St S
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Full, Separate Entrance, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,891 / 2025
- Days on market
- 3
- Listing brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Listed at $1,289,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.45M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $599K
- Size difference +$315K
- Bedrooms +$30K
- Bathrooms +$30K
- Adjusts to $974K
That comparable adjusts to $974K; the $1.48M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. ABERDEEN at COTTAGE is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.48M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 7% below the area average of $617/sqft.
1 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kirkendall, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: ABERDEEN at COTTAGE, about 37 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,031,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,507
- Property tax
- $824
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,331
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,273
- Estimated closing costs
- $22,273
Plus your down payment of $257,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $330,402
- Principal paid down
- $131,415
- Interest paid
- $198,987
- Balance remaining
- $900,505
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. MLS®/PropTx.