345 Jerseyville Road, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X13562498
About this home
Set back on 2.4 private acres, 345 Jerseyville Road West is what forever homes are named after. A long winding driveway framed by mature trees draws you in from the road, and the city disappears behind you. Which makes it hard to believe downtown Ancaster is a 15-minute walk. The Dundas Valley Conservation Area trails surround the property. The 240 x 440 ft lot delivers estate-style privacy, a patio-wrapped in-ground pool, and a century-old barn with its own bathroom. Inside, over 3,600 sq ft of above-grade living space is laid out across 3+1 bedrooms and 3 bathrooms, with a partially finished basement below. Move-in ready, renovation-ready, or the forever lot to build from scratch. Everything Ancaster is known for is on foot: top-rated schools, the Lions Outdoor Pool, Morgan Firestone Arena, Hamilton Golf and Country Club, and the village's shops and cafés. Walk the kids to school. Bike straight onto the trails from your own backyard. Come home to acres of forest. Location, scale, walkability, and land. Four things no renovation adds and no builder creates. 345 Jerseyville Road West has all four, and properties like this are remarkably rare.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13562498
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 3500-5000
- Lot
- 239.93 × 440.09 ft
- Cross streets
- Fiddlers Green Rd / Jerseyville Rd W
- Parking
- 2 garage · 14 parking (attached)
- Driveway
- Private Triple
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Inground, Outdoor
- Property tax
- $9,913 / 2025
- Days on market
- 3
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
4 Pc Bath
4 Pc Ensuite
2 Pc Bath
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. JERSEYVILLE at MEADOWBROOK is about a 5-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes1 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: JERSEYVILLE at MEADOWBROOK, about 431 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,996,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,651
- Property tax
- $826
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,477
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,850
- Estimated closing costs
- $48,850
Plus your down payment of $499,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $639,084
- Principal paid down
- $254,191
- Interest paid
- $384,893
- Balance remaining
- $1,741,809
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.