327 Cavendish Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13563484

$1,219,000
For Sale
Listed 3 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Welcome to 327 Cavendish Drive, Ancaster, A rare opportunity to own a stunning bungaloft on an expansive 50 x 195 ft lot,and Over 3000 sqft of meticulously finished living space located in a quiet, family-friendly neighbourhood in the heart of Ancaster. Main floor living at its best, Enjoy the ease of a main floor primary suite featuring a walk-in closet and a beautifully updated ensuite with a large glass shower and bench. The open-concept kitchen, living, and family rooms create the perfect space for entertaining or relaxing. The family room showcases a marble-faced gas fireplace, built-in shelving, and elegant bamboo flooring. Upper Level Retreat, The loft level offers two spacious bedrooms and a full 4-piece bath - ideal for guests or teens. Two skylights fill the space with natural light. Updated Gourmet Kitchen, beautifully renovated with quartz counters, a large island, glass tile backsplash, and a walkout to your private backyard oasis filled with trees and blooms for all seasons. The manicured 195 ft lot features a built-in sprinkler system and three sheds - perfect for storage or hobbies. Versatile Finished Basement, A fully finished basement apartment with a separate entrance provides excellent in-law suite or income potential. Additional Highlights: Updated lighting and pot lights throughout (2024). Pride of ownership throughout. Prime location close to highways, schools, parks, recreation centre, and charming Old Ancaster, A truly rare find - this home must be seen to be appreciated!

Key facts

Property type
Detached, Bungaloft
MLS®
X13563484
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
50.12 × 194.97 ft
Cross streets
Hamilton Dr / Cavendish
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,701 / 2026
Days on market
3
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Bedroom 4Basement4.06 × 3.66 m
Bedroom 3Second3.86 × 3.66 m

Broadloom

Dining RoomMain3.51 × 3.45 m

Hardwood Floor

Primary BedroomMain4.83 × 4.39 m

5 pc ensuite · walk-in closet(s)

KitchenBasement4.78 × 3.53 m
Living RoomMain4.27 × 3.45 m

Hardwood Floor

KitchenMain6.40 × 3.45 m

Quartz Counter

Bedroom 2Second5.08 × 4.57 m

Broadloom

Family RoomMain5.56 × 3.51 m

Gas Fireplace

RecreationBasement7.32 × 3.66 m
Living RoomBasement4.78 × 4.42 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.35Mest. value

Listed at $1,219,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 72 similar homes nearby, adjusted for size, beds, and baths.Median of 72 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.27M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.08M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.12M

That comparable adjusts to $1.12M; the $1.35M estimate above is the median of all 72 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. AMBERLY at SUNNYMEADE is about a 2-minute walk away.

List price
$1.13MGreat deal$1.69MOverpriced

Total price vs nearby homes. Fair value about $1.35M, median of 72 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$2.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

126 Moore Crescent$1.35M60 Parker Avenue$2.58M282 Robina Road$3.20M

The 3 closest active listings nearby.

See all comparable homes
1.22MThis home1.35M2.58M3.20MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.55M
$542this home / sqft
74active listings nearby
3days on market

This home lists 22% below the area average of $696/sqft.

1 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

49/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: AMBERLY at SUNNYMEADE, about 179 m away

20+ transit stops3 grocery16 dining9 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Rural Glanbrook
$1.03M
Gibson
$670K
Rural Flamborough
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,556/mo
$236KIncome needed
5.2×Price ÷ income
$1,282Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,556Property tax $642Total carry $6,198

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,204per month

Mortgage amount $975,200 · 4.14% over 25 years

$243,800Down payment (20.0%)
$975,200Loan before insurance
$0CMHC premium
$5,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,204
Property tax
$642
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,855
Estimated closing costs
$20,855

Plus your down payment of $243,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,321/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$586,009Total interest paid
$1,561,209Total of all payments
Principal $975,200 Interest $586,009
YearPrincipalInterestBalance
1$22,846$39,603$952,354
2$23,801$38,647$928,553
3$24,797$37,652$903,757
4$25,834$36,614$877,923
5$26,915$35,534$851,008
6$28,040$34,408$822,968
7$29,213$33,235$793,755
8$30,435$32,013$763,319
9$31,708$30,740$731,611
10$33,035$29,414$698,577
11$34,416$28,032$664,160
12$35,856$26,592$628,304
13$37,356$25,093$590,949
14$38,918$23,530$552,030
15$40,546$21,902$511,484
16$42,242$20,206$469,242
17$44,009$18,439$425,233
18$45,850$16,599$379,383
19$47,768$14,681$331,616
20$49,766$12,683$281,850
21$51,847$10,601$230,003
22$54,016$8,432$175,987
23$56,275$6,173$119,711
24$58,629$3,819$61,082
25$61,082$1,367$0

At the end of your 5-year term

Total paid over the term
$312,242
Principal paid down
$124,192
Interest paid
$188,050
Balance remaining
$851,008

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $7,701− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,755

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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