35 Eugene Street, Hamilton, ON
Kentley, Hamilton · MLS® X13563692
About this home
Welcome to 35 Eugene St, Hamilton, a fantastic opportunity to own a charming bungalow situated on a desirable corner lot in one of the city's established and family-friendly neighbourhoods. Bungalows are becoming increasingly rare in today's market, making this home an excellent choice for first-time home buyers, down-sizers, and investors alike. With its timeless design, functional layout, and endless potential, this is a property you won't want to miss.Step inside to discover a bright and inviting open-concept living space that creates the perfect setting for everyday living and entertaining. The Upper Level features 3 generously sized bedrooms and a full bathroom, offering a comfortable and practical layout ready for your personal touch. The finished basement, complete with an additional bathroom, provides valuable extra living space that can be tailored to suit your lifestyle, whether as a recreation room, home office, gym, guest area, or future in-law setup.This home is the perfect canvas to renovate, modernize, and truly make your own while adding long-term value. Whether you're looking to enter the housing market or expand your investment portfolio, the possibilities here are endless.Location is another standout feature. Enjoy the convenience of being just a short walk to parks, shopping plazas, grocery stores, restaurants, and everyday amenities, while the QEW is only minutes away, providing quick and easy access for commuters. Combining location, potential, and the lasting appeal of bungalow living, 35 Eugene St presents an exceptional opportunity to create the home you've always envisioned or make a smart investment in one of Hamilton's desirable communities.
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- X13563692
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 53 × 100 ft
- Cross streets
- Nugent Dr and Eugene St
- Parking
- 4 parking
- Driveway
- Available
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick Veneer
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,998 / 2026
- Days on market
- 3
- Listing brokerage
- ROYAL LEPAGE NRC REALTY
Rooms
Listed at $599,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $697K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $789K
- Bedrooms −$30K
- Adjusts to $759K
That comparable adjusts to $759K; the $759K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. NASH at NUGENT SOUTH is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $759K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 19% below the area average of $571/sqft.
1 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kentley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: NASH at NUGENT SOUTH, about 296 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $479,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $417
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,978
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,475
- Estimated closing costs
- $8,475
Plus your down payment of $120,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,687
- Principal paid down
- $61,128
- Interest paid
- $92,559
- Balance remaining
- $418,871
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE NRC REALTY. MLS®/PropTx.