656 HIGHVALLEY Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13565076
About this home
Experience the perfect blend of Luxury, comfort and exceptional craftsmanship in this one of a kind custom built home set on a extra big Lot (60.33 x 177.36), in the town of Natural Falls. This impressive residence offer approximately 6,700 sf of beautifully finished living space featuring elegant designer finishes, open concept with soaring ceilings, gourmet kitchen and movie theater. with generous living areas, a fully finished walkout basement with 2 bedrooms in law suite with separate entrance. The grand foyer, high ceiling and butterfly style Oak staircase add elegance to the entry of the house. Hardwood on main floor, custom details, and exceptional scale throughout. The open-concept Eat in kitchen and open to below family room showcases panoramic view and breath taking at home feelings. The main floor chef's kitchen give you the comfort of all on one floor facility. Formal Living and dining room, large size powder room, mud room, office and one Bed on main floor with 3 piece ensuite. Ample car parking with 9 cars driveway and 3 cars Tandem garage. Minutes to major highways. Close to all amenities. Minutes to MacMaster University. This house is located in the map of Top rated schools of Ancaster. Seller related to RREB
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13565076
- Bedrooms
- 8 (6 + 2)
- Bathrooms
- 7 (1 half)
- Size
- 3500-5000
- Lot
- 60.33 × 177.36 ft
- Cross streets
- Mohawk Rd
- Parking
- 3 garage · 12 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance, Apartment, Walk-Out
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $14,182 / 2026
- Days on market
- 2
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
hardwood floor · window
hardwood floor · window
porcelain floor · window
broadloom · 3 pc ensuite
porcelain floor · walk-out
broadloom · walk-out
broadloom · window
broadloom · large window
3 pc bath · broadloom
hardwood floor · window
broadloom · window
Broadloom
broadloom · 3 pc bath
broadloom · 3 pc bath
hardwood floor · bay window
broadloom · walk-in closet(s) · 6 pc ensuite
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MOHAWK at MCNIVEN is about a 6-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Walk-out basement: natural light and strong in-law or income potential.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 38% below the area average of $986/sqft.
0 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MOHAWK at MCNIVEN, about 457 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,071,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,053
- Property tax
- $1,182
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,235
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,200
- Estimated closing costs
- $51,200
Plus your down payment of $517,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $663,162
- Principal paid down
- $263,768
- Interest paid
- $399,394
- Balance remaining
- $1,807,432
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.