41 Worsley Road, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13565364
About this home
Don't miss out on this charming home that offers an incredible opportunity for first-time buyers, downsizers, hobbyists, investors, contractors, builders, or anyone looking for a property with exceptional outdoor space and endless potential. Set on a spectacular 212-foot-deep private lot, this property is a true backyard oasis. Towering mature willow trees create a peaceful, park-like setting, while a secluded retreat featuring a beautiful brick fireplace provides the perfect place to unwind, entertain friends, or enjoy evenings under the stars. One of the property's most impressive features is the expansive heated concrete garage. Whether you're a car enthusiast, craftsman, entrepreneur, or simply need additional flexible space, this oversized building offers endless possibilities. Use it as a workshop, hobby space, home gym, studio, or transform it into additional living or entertaining space to suit your lifestyle. Inside, the home offers a bright and functional layout with two comfortable bedrooms and one full bathroom, making it move-in ready while still offering room to personalize and add your own touches. Rarely do properties combine such an incredible lot, outstanding privacy, and a versatile heated garage in one package. This is a unique opportunity to enjoy country-like tranquility while remaining close to everyday amenities. Don't miss your chance to make this special property your own!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- X13565364
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100
- Lot
- 50 × 212 ft
- Cross streets
- Hwy 8 to Worsley
- Parking
- 2 garage · 10 parking (detached)
- Driveway
- Private
- Basement
- Half, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Metal/Steel Siding, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,802 / 2026
- Days on market
- 2
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
Listed at $499,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 24 similar homes nearby, adjusted for size, beds, and baths.Median of 24 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $599K, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $600K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $555K
That comparable adjusts to $555K; the $486K estimate above is the median of all 24 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. HIGHWAY 8 at WORSLEY is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $486K, median of 24 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 19% below the area average of $680/sqft.
0 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: HIGHWAY 8 at WORSLEY, about 298 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $399,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,130
- Property tax
- $317
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,447
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,455
- Estimated closing costs
- $6,455
Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $127,817
- Principal paid down
- $50,838
- Interest paid
- $76,979
- Balance remaining
- $348,362
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.