31 Summercrest Drive, Hamilton, ON
Gershome, Hamilton · MLS® X13567566
About this home
Welcome to 31 Summercrest Drive in Hamilton, an inviting, well-maintained bungalow that offers versatility, comfort, and exceptional value for today's modern lifestyle. This charming home features 3 spacious bedrooms, 2 full bathrooms, and the added benefit of two full kitchens, making it ideal for multi-generational living or those seeking in-law suite potential. Step inside to a bright and welcoming living room, highlighted by a large bay window that overlooks the lovely front porch, filling the space with natural light and creating a warm, inviting atmosphere. The beautifully updated main floor kitchen boasts elegant granite countertops and stainless-steel appliances, perfect for both everyday living and entertaining. The functional layout continues downstairs, where a fully equipped second kitchen enhances flexibility for extended family or additional living arrangements. A cozy wood-burning fireplace adds charm and comfort to the lower level, making it an ideal retreat for relaxing evenings. Enjoy your morning coffee on the front porch, or unwind in the beautifully landscaped back gardens, complete with a convenient gas line for your BBQ, perfect for summer gatherings. The detached garage, currently used for storage, offers excellent potential to be converted back into a functional garage space. Additional features include a 2-year-old A/C unit, upgraded 200-amp electrical panel, and an osmosis water filtration system for added peace of mind. The concrete driveway accommodates up to four vehicles, providing ample parking for family and guests. Situated in a desirable neighbourhood, this home is just a short drive to parks, schools, shops, conservation areas, trails, and recreation centres, with easy access to major highways for an easy commute. A fantastic opportunity to own a versatile and thoughtfully cared-for home ina convenient Hamilton location.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13567566
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 40 × 100 ft
- Cross streets
- Greenhill Avenue
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,896 / 2025
- Days on market
- 2
- Listing brokerage
- ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Rooms
Combined w/Dining
3 Pc Bath
4 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GREENHILL at SUMMERCREST is about a 1-minute walk away.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes0 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gershome, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: GREENHILL at SUMMERCREST, about 93 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $556,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,967
- Property tax
- $408
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,375
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,375
- Estimated closing costs
- $10,375
Plus your down payment of $139,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $178,021
- Principal paid down
- $70,807
- Interest paid
- $107,215
- Balance remaining
- $485,193
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.