337 Concession 5 W, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13568420

$999,000
For Sale
Listed 2 days ago
4Bedrooms
2Bathrooms
4Parking
1500-2000Sq Ft

About this home

Welcome to a home designed for the way people live today. Set on a generous, fully fenced lot in the desirable community of Millgrove, this beautifully maintained bungalow offers more than 3,000 sq. ft. of finished living space with the flexibility to grow and adapt to your changing needs.At the heart of the home is a thoughtfully refreshed kitchen featuring new cabinet doors, updated hardware, a new cooktop, island sink and faucet, beautifully complemented by granite countertops, abundant cabinetry and a generous centre island. Whether preparing weeknight meals or gathering with family and friends, this inviting space is both functional and welcoming. Just a few steps down, the family room offers a warm and comfortable retreat. Filled with natural light from a skylight and large picture window, it's the kind of space where movie nights, holiday celebrations and everyday moments naturally come together.The main level offers three spacious bedrooms and a full bathroom, while the finished lower level extends the home's versatility with a fourth bedroom, second full bathroom, expansive recreation space and a separate entrance. Ideal for growing families, teenagers seeking their own space, overnight guests or multi-generational living, the lower level offers exceptional flexibility to suit a variety of lifestyles.Step outside to enjoy the fully fenced backyard, offering plenty of room for kids and pets to play, summer barbecues or simply relaxing in your own private outdoor space.Ideally located just minutes from Waterdown, Burlington, Dundas and major commuter routes, this move-in ready home offers the best of both worlds-the peace and privacy of country living with convenient access to everyday amenities. Serviced by a private well and septic system, this exceptional property combines thoughtful updates, flexible living and the lifestyle today's buyers are looking for.

Key facts

Property type
Detached, Bungalow
MLS®
X13568420
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1500-2000
Lot
68.38 × 151.75 ft
Cross streets
Hwy 6, Concession 5 W
Parking
4 parking
Driveway
Private Double
Basement
Finished, Separate Entrance, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,222 / 2026
Days on market
2
Listing brokerage
RE/MAX Escarpment Realty Inc., Brokerage

Rooms

BathroomLower3.85 × 2.14 m
Bedroom 3Main3.18 × 2.89 m
Utility RoomLower1.89 × 2.40 m
Mud RoomMain4.92 × 1.40 m
RecreationLower8.98 × 4.71 m
Dining RoomMain3.11 × 3.24 m
Living RoomMain5.26 × 4.98 m
KitchenMain5.55 × 3.73 m
Bedroom 2Main2.82 × 2.88 m
LaundryLower4.76 × 3.90 m
Primary BedroomMain4.91 × 3.59 m
BathroomMain2.51 × 2.52 m
Family RoomMain7.08 × 6.82 m
Bedroom 4Lower3.33 × 4.72 m
FoyerMain4.92 × 1.40 m
OtherLower2.87 × 1.18 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.20Mest. value

Listed at $999,000, this home is tracking about 17% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.27M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.20M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. CLAPPISON at PARKSIDE is about a 39-minute walk away. Worth weighing if transit access matters to you.

List price
$999KGreat deal$1.59MOverpriced

Total price vs nearby homes. Fair value about $1.20M, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Income potential
Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

330 Concession 5 Road$1.10M31 Algonquin Avenue$1.20M1408 Edgewood Road$1000k2147 Governors Road$950k

The 4 closest active listings nearby.

See all comparable homes
999kThis home1.10M1.20M1000k950kThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.20M
$571this home / sqft
11active listings nearby
2days on market

This home lists 22% below the area average of $729/sqft.

0 days faster than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

15/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: CLAPPISON at PARKSIDE, about 3.1 km away

2 dining

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterdown
$1.37M
Dundas
$1.05M
Westdale
$1.39M
Gibson
$670K
Ancaster
$1.23M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$194KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,553Property tax $518Total carry $5,072

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,783Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,783

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,222− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,020

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Escarpment Realty Inc., Brokerage. MLS®/PropTx.

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