302 Harmony Road, Hamilton, ON

Ancaster, Hamilton · MLS® X13568986

$1,249,900
For Sale
Listed 2 days ago
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3Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq Ft

About this home

Welcome to your own private sanctuary-a beautifully updated, 3-bedroom, 2-bath turn-key residence designed so flawlessly you'll never want to leave. Fall in love with the home's exceptional curb appeal with a meticulously landscaped front yard that frames a covered front porch, ideal for quiet mornings watching the neighbourhood, while a recently paved four-car driveway-elegantly finished with aggregate borders and matching walkways-leads the eye to a versatile garage that doubles as a workshop. Step inside and enjoy the open-concept layout that immediately impresses with elegant 9.5-foot coffered ceilings, rich hardwood flooring, California shutters, and a cozy custom wood-burning fireplace. At the heart of the home is a fully renovated, modern two-tone kitchen featuring premium finishes flowing seamlessly into the dining area, which now hosts a beautiful built-in panty and wet bar designed for effortless entertaining. The upper level offers three spacious bedrooms and a sun-drenched, updated main bath complete with a glass shower, double vanity, and a bright skylight. The expanded primary suite serves as a true retreat, boasting a generous walk-in closet, custom built-ins, and an elegant feature wall. Step down into the lower level where the inviting family room features a classic brick wood-burning fireplace, custom built-ins, and large windows that flood the space with natural light. The lower level also introduces a highly functional laundry room, a rear foyer walk-up, ideal for pool and hot tub traffic, a convenient three-piece bath, additional wet bar, and expansive basement crawl space. The resort-style backyard oasis showcases a sparkling kidney-shaped saltwater pool with a diving board, a built-in hot tub, a rare outdoor shower, a she-shed bar perfect for relaxing and entertaining, and a covered deck equipped with pot lights and an outdoor fan-all framed by mature trees and lush gardens. With so much to offer, this home is move-in ready!

Key facts

Property type
Detached, Sidesplit 3
MLS®
X13568986
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
75 × 120 ft
Cross streets
Frederick Dr
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished, Partial Basement, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$7,382 / 2026
Days on market
2
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Family RoomLower6.68 × 4.83 m

broadloom · fireplace

OtherLower7.54 × 7.24 m
BedroomSecond3.81 × 3.48 m

Hardwood Floor

BathroomSecond3.12 × 2.57 m

4 Pc Bath

Mud RoomLower0.00 × 0.00 m

tile floor · wet bar · w/o to pool

Primary BedroomSecond6.15 × 4.09 m

hardwood floor · walk-in closet(s)

BedroomSecond2.84 × 2.77 m

Hardwood Floor

KitchenMain4.67 × 3.28 m

hardwood floor · eat-in kitchen · california shutters

Living RoomMain8.00 × 4.11 m

hardwood floor · fireplace · california shutters

FoyerMain1.57 × 1.32 m

Hardwood Floor

OfficeLower3.56 × 2.11 m
Dining RoomMain3.28 × 2.57 m

hardwood floor · w/o to deck

BathroomLower2.90 × 2.26 m

3 pc bath · tile floor

LaundryLower2.92 × 2.08 m

Tile Floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GARNER at JOHN FREDERICK is about a 12-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4 JERSEYVILLE Road$1.25M255 Shaver Road$1.20M170 Seminole Road$850k39 Liam Drive$849k57 Cesar Place$1.50M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.25MThis home1.25M1.20M850k849k1.50MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.50M
$961this home / sqft
60active listings nearby
2days on market

This home lists 32% above the area average of $728/sqft.

0 days faster than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

27/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GARNER at JOHN FREDERICK, about 954 m away

20+ transit stops2 dining14 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,697/mo
$240KIncome needed
5.2×Price ÷ income
$1,315Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,697Property tax $615Total carry $6,312

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,336per month

Mortgage amount $999,920 · 4.14% over 25 years

$249,980Down payment (20.0%)
$999,920Loan before insurance
$0CMHC premium
$5,951Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,336
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,951

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,473
Estimated closing costs
$21,473

Plus your down payment of $249,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,481/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,863Total interest paid
$1,600,783Total of all payments
Principal $999,920 Interest $600,863
YearPrincipalInterestBalance
1$23,425$40,607$976,495
2$24,404$39,627$952,091
3$25,425$38,606$926,666
4$26,489$37,543$900,177
5$27,597$36,435$872,580
6$28,751$35,280$843,829
7$29,954$34,078$813,875
8$31,207$32,825$782,668
9$32,512$31,519$750,156
10$33,872$30,159$716,285
11$35,289$28,743$680,996
12$36,765$27,267$644,231
13$38,303$25,729$605,928
14$39,905$24,127$566,024
15$41,574$22,457$524,450
16$43,313$20,718$481,137
17$45,125$18,907$436,012
18$47,012$17,019$389,000
19$48,979$15,053$340,022
20$51,027$13,004$288,995
21$53,162$10,870$235,833
22$55,385$8,646$180,448
23$57,702$6,329$122,746
24$60,116$3,916$62,630
25$62,630$1,401$0

At the end of your 5-year term

Total paid over the term
$320,157
Principal paid down
$127,340
Interest paid
$192,817
Balance remaining
$872,580

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $7,382− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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