545 Mohawk Road, Hamilton, ON
Westcliffe, Hamilton · MLS® X13569050
About this home
Step inside this 2-storey detached home in Hamilton's highly sought-after Westcliffe neighbourhood - a perfect place for families to grow, gather, and create lasting memories. Offering 5 spacious bedrooms, 1.5 bathrooms, and 1,896 sq. ft. of living space, this move-in ready home provides the flexibility and room today's families need, whether for children, guests, a home office, or multi-generational living. A bright added sunroom creates the perfect space to enjoy morning coffee, a children's play area, or additional family seating filled with natural light. Situated on a large lot with a detached garage, attached workshop, and parking for up to 4 vehicles, there is plenty of space both inside and out for busy family life, hobbies, and storage needs. The home also features a mostly above-ground lower-level basement offering excellent utility and storage space in place of a traditional basement. The backyard is designed for entertaining and everyday enjoyment, featuring a newer deck (2024) and a hot tub installed in 2021 and serviced in 2026 - perfect for relaxing evenings and hosting family and friends. Major updates have already been completed for added peace of mind, including a 200-amp electrical panel (2024), EV charger (2024), upgraded 1" plumbing pipes (2024), water softener (2025), fresh paint (2026), updated windows (2014), and a reverse osmosis system. Located in the family-friendly Westcliffe community, this home is just minutes from schools, parks, trails, shopping, restaurants, and everyday amenities, offering the ideal balance of convenience, comfort, and community living. This is an incredible opportunity to own a spacious turnkey family home in one of Hamilton Mountain's most desirable neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13569050
- Bedrooms
- 5
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000
- Lot
- 56.38 × 147.11 ft
- Cross streets
- Upper Paradise Rd
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space, Unfinished
- Heating
- Heat Pump
- A/C
- Other
- Exterior
- Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,765 / 2026
- Days on market
- 2
- Listing brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Rooms
2 Pc Bath
4 Pc Bath
Listed at $599,900, this home is about 31% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Westcliffe, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $655K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $849K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $864K
That comparable adjusts to $864K; the $864K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. MOHAWK at BUCKINGHAM EAST is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $864K, median of 7 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes0 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westcliffe, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MOHAWK at BUCKINGHAM EAST, about 37 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $479,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $397
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,958
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,473
- Estimated closing costs
- $8,473
Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,662
- Principal paid down
- $61,118
- Interest paid
- $92,544
- Balance remaining
- $418,802
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.