44 Bristol Street, Hamilton, ON
Gibson, Hamilton · MLS® X13570688
About this home
Attention all contractors and small business owners: One of a kind Live / Work property in Downtown Hamilton. This property has a rare D zoning (commercial use). Victorian Detached 2.5 storey home + 38'x22' detached garage/shop with 15' ceiling height, 2 vehicle engine hoists, dedicated 100 amp electrical service and gas line + 1550 sq. Ft separately titled parcel of land. Replace your daily work commute with a short walk across your own backyard while eliminating commercial lease costs, saving time and 1000's of dollars. Park up to 6 vehicles on the parcel of land. Both garage and land accessible via a laneway. Parcel of land could also offer potential development opportunities subject to municipal approvals. Updated Victorian house includes 4 bedrooms in total including a third floor loft with a two piece bathroom, and on the second floor 2 bedrooms, a 4 piece bathroom and a 3 rd bedroom with its own 4 piece en-suite bathroom. The house also includes an updated kitchen, hardwood flooring, main floor laundry, crown molding and a new roof (June 2026). Separate access to the basement is available for any potential in-law suite. Transit, Hamilton General Hospital, shopping, restaurants, schools, and parks Buyer must do all due diligence. ********* 44 Bristol St (PIN 171960199; Legal: PT LT 22, PL 381, AS IN HL4722; Hamilton) and 7 Huron St (PIN 171960202; Legal: PT LTS 9 & 10, PL 211, AS IN AB67305; Hamilton) are being sold together. Total purchase price is $857,000, including both properties, with an allocated value of $13,400 for 7 Huron St. Buyer must do all due diligence.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13570688
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 22 × 93 ft
- Cross streets
- Barton Street East and Sanford Avenue North
- Parking
- 4 garage · 6 parking (detached)
- Driveway
- Available
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,228 / 2026
- Days on market
- 1
- Listing brokerage
- HOMELIFE/PARAMOUNT REALTY
Rooms
Listed at $857,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $712K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $670K
- Bathrooms +$15K
- Adjusts to $685K
That comparable adjusts to $685K; the $707K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. BARTON at SANFORD is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $707K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes1 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gibson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: BARTON at SANFORD, about 93 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $685,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,659
- Property tax
- $352
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,011
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,615
- Estimated closing costs
- $13,615
Plus your down payment of $171,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $219,517
- Principal paid down
- $87,311
- Interest paid
- $132,206
- Balance remaining
- $598,289
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/PARAMOUNT REALTY. MLS®/PropTx.