108 Highway 52, Hamilton, ON
Rural Flamborough, Hamilton · MLS® X13572972
About this home
Location, Location, Location! This stunning 2-storey fully renovated 4+1 bedroom, 3.5-bathroom home offers over 3,600 square feet of bright and spacious living space on a beautiful -acre lot. Just down the street from Flamborough Hills Golf Course and with many other golf courses nearby, this home is ideally situated only 15 minutes from Dundas, Ancaster, and Brantford, and 20 minutes to Aldershot GO station. The moment you enter, you'll notice the home is filled with natural light. Recent updates include a custom kitchen (2020) with premium Caesarstone countertops and a large island, a main-floor family room with a cozy Valor gas fireplace, and convenient main-floor laundry. Upstairs you'll find four generously sized bedrooms, including a primary suite with a fully renovated ensuite featuring an oversized walk-in shower. The additional full bathroom has also been tastefully updated. The finished lower level features a fifth bedroom with an electric fireplace, plus additional family room space and an updated three-piece bathroom. Outside, enjoy a private backyard oasis with a spacious deck that includes a covered section perfect for cool evenings. A separate pergola creates an ideal space for dining and entertaining, complemented by plenty of seating and a custom built-in area that has been reinforced and wired for a hot tub - perfect for cozy nights with friends and a TV. Spectacular sunrises make this backyard truly special. A 20' x 23' shop with 40-amp service offers excellent workspace or storage. This move-in ready home truly has it all.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13572972
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 100 × 200 ft
- Cross streets
- Governors Rd
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $9,034 / 2026
- Days on market
- 1
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Listed at $1,200,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.54M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.49M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.53M
That comparable adjusts to $1.53M; the $1.62M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. JERSEYVILLE opposite SHAVER is about a 66-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.62M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 37% below the area average of $846/sqft.
1 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Flamborough, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: JERSEYVILLE opposite SHAVER, about 5.3 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $960,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,123
- Property tax
- $753
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,876
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Estimated closing costs
- $20,475
Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $307,375
- Principal paid down
- $122,256
- Interest paid
- $185,119
- Balance remaining
- $837,744
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.