99 Tuxedo Avenue, Hamilton, ON

Delta, Hamilton · MLS® X13574650

$729,000
For Sale
Listed 1 day ago
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4Bedrooms
2Bathrooms
4Parking
1100-1500Sq Ft

About this home

Welcome to this timeless 2.5-storey character home where historic charm meets thoughtful modern updates in one of Hamilton's established neighbourhoods. Offering 4 bedrooms, a den, 1.5 bathrooms and a fully finished basement with a separate entrance, this home provides exceptional space and flexibility for growing families, multi-generational living & those working from home. The updated kitchen features elegant antique white cabinetry, heated tile floors and an open-concept design flowing seamlessly into the dining room-perfect for entertaining. Rich in original character, the dining room showcases stunning inlaid hardwood floors, stained glass windows, original trim and beautiful pocket doors leading into the inviting living room. Here you'll find a cozy gas fireplace, charming bay window and timeless architectural details throughout. Upstairs, the spacious primary bedroom is filled with natural light from a beautiful bay window and features original hardwood flooring. Two additional bedrooms and a beautifully updated 4-piece bathroom with heated tile floors complete the second level. The third floor offers an expansive fourth bedroom plus a versatile den/office, creating the perfect space for a home office, playroom or guest retreat. The full-height finished basement features its own separate entrance and includes a comfortable recreation room, 2-piece bathroom, laundry area and ample storage. Outside, the meticulously landscaped gardens create a private backyard oasis complete with a spacious deck, covered entertaining area and a substantial storage shed built over the original garage footprint. A 4-car driveway provides plenty of parking. Blending original craftsmanship with modern comfort, it offers warmth, character and exceptional living space both inside and out. Ideally situated close to excellent schools, parks, shopping, restaurants, public transit and major highway access; this is a home where timeless charm meets everyday convenience.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
X13574650
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500
Lot
31 × 105 ft
Cross streets
Central/Tuxedo
Parking
4 parking
Basement
Full, Finished, Development Potential, Separate Entrance
Heating
Radiant
A/C
Window Unit(s)
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,142 / 2026
Days on market
1
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

BedroomSecond3.31 × 2.90 m

hardwood floor · closet

Primary BedroomSecond2.91 × 4.62 m

hardwood floor · closet

BathroomSecond2.46 × 1.74 m

heated floor · tile floor · 4 pc bath

OtherBasement0.00 × 0.00 m
RecreationBasement5.88 × 5.09 m

Broadloom

BedroomThird3.71 × 4.09 m

Broadloom

BedroomSecond2.87 × 3.15 m

hardwood floor · closet

Dining RoomMain3.50 × 3.74 m

hardwood floor · stained glass · pocket doors

BathroomBasement2.51 × 1.51 m

2 Pc Bath

LaundryBasement3.26 × 4.27 m
KitchenMain2.88 × 3.71 m

heated floor · tile floor

DenSecond3.44 × 2.94 m

Broadloom

Living RoomMain3.39 × 5.59 m

hardwood floor · pocket doors · fireplace

Moe’s TakeTeam Asgarian · Broker
Above comparables
$580Kest. value

Listed at $729,000, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $688K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $658K
  • Adjusts to $658K

That comparable adjusts to $658K; the $580K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$531KGreat deal$729KOverpriced

Total price vs nearby homes. Fair value about $580K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Delta · asking prices
$721kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

226 Ottawa Street$658k188 Park Row$798k25 Ottawa Street$749k37 Wexford Avenue$625k17 Tuxedo Avenue$775k

The 5 closest active listings nearby.

See all comparable homes
729kThis home658k798k749k625k775kThis home vs active comparables
Live market pulseActive comparables in Delta · median list $749K
$561this home / sqft
5active listings nearby
1days on market

This home lists 28% above the area average of $438/sqft.

1 days faster than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Delta, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Homeside
$593K
Gibson
$670K
Parkview
$500K
Stoney Creek
$917K
Westdale
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,323/mo
$141KIncome needed
5.2×Price ÷ income
$767Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,323Property tax $345Total carry $3,668

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,112per month

Mortgage amount $583,200 · 4.14% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$3,457Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,112
Property tax
$345
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,457

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Estimated closing costs
$11,055

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,780/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$350,451Total interest paid
$933,651Total of all payments
Principal $583,200 Interest $350,451
YearPrincipalInterestBalance
1$13,662$23,684$569,538
2$14,234$23,112$555,304
3$14,829$22,517$540,475
4$15,450$21,897$525,025
5$16,096$21,250$508,929
6$16,769$20,577$492,160
7$17,470$19,876$474,690
8$18,201$19,145$456,489
9$18,963$18,384$437,526
10$19,756$17,590$417,771
11$20,582$16,764$397,189
12$21,443$15,903$375,746
13$22,340$15,006$353,406
14$23,274$14,072$330,131
15$24,248$13,098$305,884
16$25,262$12,084$280,622
17$26,319$11,027$254,303
18$27,420$9,926$226,883
19$28,567$8,779$198,317
20$29,761$7,585$168,555
21$31,006$6,340$137,549
22$32,303$5,043$105,245
23$33,654$3,692$71,591
24$35,062$2,284$36,529
25$36,529$817$0

At the end of your 5-year term

Total paid over the term
$186,730
Principal paid down
$74,271
Interest paid
$112,460
Balance remaining
$508,929

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,142− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,022

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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