92 PROVINCE Street, Hamilton, ON
Delta, Hamilton · MLS® X13574866
About this home
Some homes are simply updated. Others have been thoughtfully transformed while preserving the character that made them special in the first place. Welcome to 92 Province Street South, where timeless character meets modern living in one of Hamilton's most loved neighbourhoods. Behind the charming brick facade and welcoming front porch, you'll find a beautifully updated home offering 3 bedrooms, 3 bathrooms, and thoughtfully designed spaces that balance character with contemporary comfort. The heart of the home is the stunning renovated kitchen, featuring a large centre island, abundant storage, and an open-concept layout that seamlessly connects to the dining and living areas perfect for everyday family life and effortless entertaining. Filled with natural light, the main floor offers inviting living and family spaces that feel warm, functional, and instantly welcoming. Upstairs, three spacious bedrooms provide room for the whole family, while the finished third-storey loft offers endless flexibility as a home office, playroom, creative studio, guest retreat, or the perfect escape from the everyday. Outside, the detached garage is more than just parking. Whether you're envisioning a home gym, workshop, hobby space, additional storage, or room for bikes, tools, and all the toys, this versatile space delivers. Location is where this home truly shines. Just a short stroll from Gage Park, enjoy year-round access to the historic bandshell, tropical greenhouse, playgrounds, splash pad, walking paths, community events, and the Hamilton Children's Museum. Spend weekends exploring Ottawa Street North, known for its vibrant collection of local restaurants, cafés, boutiques, antique shops, artisan markets, and small businesses that give the neighbourhood its unmistakable character. This is more than a house. It's a place to put down roots, become part of a thriving community, and enjoy the lifestyle that makes this pocket of Hamilton so special.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- X13574866
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 29.99 × 105 ft
- Cross streets
- CENTRAL & PROVINCE BETWEEN MAIN AND KING
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,357 / 2026
- Days on market
- 1
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
combined w/kitchen · combined w/living
b/i appliances · w/o to deck · centre island
4 Pc Bath
Combined w/Dining
2 Pc Bath
Listed at $749,900, this home is tracking about 16% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $860K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $775K
- Bedrooms −$30K
- Adjusts to $745K
That comparable adjusts to $745K; the $898K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $898K, median of 15 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 14% below the area average of $499/sqft.
1 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Delta, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $599,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,201
- Property tax
- $446
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,648
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,473
- Estimated closing costs
- $11,473
Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,084
- Principal paid down
- $76,400
- Interest paid
- $115,684
- Balance remaining
- $523,520
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.