908-40 Harrisford Street, Hamilton, ON

Red Hill, Hamilton · MLS® X13574912

$384,900
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Welcome to this bright and spacious 3-bedroom, 2 full bathroom condo offering 1,377 sq. ft. of comfortable living space. Filled with natural light, this well-designed Condo features a generous principal room, large windows, and breathtaking views that can be enjoyed throughout the day. The functional layout provides excellent flow for both everyday living and entertaining, with good-sized bedrooms and ample storage throughout. Whether you're enjoying your morning coffee while taking in the scenery or relaxing in the sun-filled living areas, this condo offers the perfect blend of space, comfort, and convenience. An exceptional opportunity for families, downsizers, or anyone seeking carefree condo living without compromising on size. Common areas include Swimming pool, Gym, Wood working and Paint room, Library, Games room, Bike storage room, Party room & Car wash. Inclusions: S/S Dishwasher, S/S Refrigerator, S/S Stove, S/S Built in Microwave, Washing Machine & Dryer, All window coverings, All Electronic light Fixtures, Wall Unit with Electric fireplace and TV (in family room).

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13574912
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Greenhill Ave & Harrisford St
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Concrete
Maintenance
$811/mo
Exposure
East
Property tax
$3,924 / 2026
Listing brokerage
Real Broker Ontario Ltd.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GREENHILL opposite GLEN VISTA is about a 2-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$478kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

311-262 Dundas Street$599k703-301 Frances Avenue$580k204-966 Queenston Road$440k314-135 James Street$320k403-350 Concession Street$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
385kThis home599k580k440k320k450kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $440K
$296this home / sqft
63active listings nearby

This home lists 40% below the area average of $495/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Red Hill, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

58/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: GREENHILL opposite GLEN VISTA, about 120 m away

20+ transit stops13 dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Vincent
$345K
Stoney Creek
$491K
Riverdale
$300K
Lakeshore
$537K
Beasley
$319K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,754/mo
$97KIncome needed
4.0×Price ÷ income
$405Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

61%mortgage
Mortgage $1,754Property tax $327Condo fee $811Total carry $2,892

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,643per month

Mortgage amount $307,920 · 4.14% over 25 years

$76,980Down payment (20.0%)
$307,920Loan before insurance
$0CMHC premium
$2,781Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,643
Property tax
$327
Condo / maintenance fees
$811
Heating
$0
Estimated monthly cost
$2,781

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,249
Estimated closing costs
$4,249

Plus your down payment of $76,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,996/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$185,033Total interest paid
$492,953Total of all payments
Principal $307,920 Interest $185,033
YearPrincipalInterestBalance
1$7,214$12,505$300,706
2$7,515$12,203$293,191
3$7,830$11,889$285,362
4$8,157$11,561$277,205
5$8,498$11,220$268,706
6$8,854$10,864$259,853
7$9,224$10,494$250,628
8$9,610$10,108$241,019
9$10,012$9,706$231,007
10$10,431$9,287$220,576
11$10,867$8,851$209,709
12$11,322$8,397$198,387
13$11,795$7,923$186,592
14$12,288$7,430$174,304
15$12,802$6,916$161,502
16$13,338$6,380$148,164
17$13,896$5,822$134,268
18$14,477$5,241$119,791
19$15,083$4,635$104,708
20$15,714$4,005$88,994
21$16,371$3,347$72,623
22$17,056$2,663$55,568
23$17,769$1,949$37,799
24$18,512$1,206$19,287
25$19,287$432$0

At the end of your 5-year term

Total paid over the term
$98,591
Principal paid down
$39,214
Interest paid
$59,377
Balance remaining
$268,706

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

12.8%
Gross yield
− Property tax $3,924− Condo fees $9,729− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,535

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Real Broker Ontario Ltd.. MLS®/PropTx.

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