88 Southcreek Court, Hamilton, ON

Ancaster, Hamilton · MLS® X13575962

$1,579,999
For Sale
Just listed today
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5Bedrooms
4Bathrooms
2Garage · 8 parking
3500-5000Sq Ft

About this home

Welcome to 88 Southcreek Court, a beautifully maintained family home nestled on a quiet court in one of Ancaster Meadowlands' most sought-after neighbourhoods. Situated on a rare premium pie-shaped lot, this spacious residence offers over 3,600 sq. ft. of above-grade living space plus a fully finished basement, providing exceptional space for growing and multigenerational families.The inviting main floor features generous principal rooms, soaring two-storey ceilings in the family room, Mixture of rich hardwood flooring and tiles throughout the living room, dining room, family room and hallways, and a cozy gas fireplace that creates the perfect gathering space. The bright eat-in kitchen is enhanced with quartz countertops and elegant tile flooring, while updated quartz countertops continue into the bathrooms, adding a modern touch.Upstairs you'll find four generously sized bedrooms, including a spacious primary suite. The fully finished basement expands the living space with an additional bedroom, full bathroom, and a large recreation area, offering flexibility for guests, extended family, a home office, or fitness room.Step outside to enjoy the expansive deck overlooking a private oversized backyard, complete with a garden shed and plenty of room for entertaining, children to play, or simply relaxing. The rare pie-shaped lot provides outdoor space seldom found in this established community.Complete with a double-car garage and parking for up to eight vehicles, this exceptional home is ideally located close to top-rated schools, parks, conservation trails, Meadowlands shopping, restaurants, golf courses, and convenient access to Highway 403 and the Lincoln Alexander Parkway.An outstanding opportunity to own a quality family home in one of Ancaster's premier neighbourhoods, offering exceptional space, a premium lot, and endless potential in an unbeatable location.

Key facts

Property type
Detached, 2-Storey
MLS®
X13575962
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
3500-5000
Lot
29.66 × 149.74 ft
Cross streets
Stonehenge Dr/Southcote Rd
Parking
2 garage · 8 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,192 / 2026
Listing brokerage
iCloud Realty Ltd.

Rooms

DenMain3.69 × 3.35 m

hardwood floor · w/o to deck

LaundrySecond0.00 × 0.00 m
Dining RoomMain3.96 × 3.69 m

hardwood floor · window

BedroomBasement7.25 × 3.57 m

broadloom · 4 pc ensuite

OtherBasement0.00 × 0.00 m

Broadloom

KitchenMain7.41 × 4.63 m

tile floor · w/o to deck · eat-in kitchen

Family RoomMain6.71 × 4.91 m

gas fireplace · hardwood floor · w/o to deck

Living RoomMain5.42 × 3.23 m

Hardwood Floor

Bedroom 2Second5.36 × 3.72 m

double closet · window

Bedroom 3Second4.88 × 3.23 m

closet · window

Bedroom 4Second3.96 × 3.38 m

closet · window

RecreationBasement9.10 × 5.24 m

Broadloom

Primary BedroomSecond7.62 × 3.72 m

5 pc ensuite · closet

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GOLF LINKS at MCNIVEN is about a 12-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$2.64Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20 Ridgeview Court$1.90M45 Peppertree Crescent$2.65M11 Oakley Court$2.75M64 Ravina Crescent$2.95M211 Tollgate Drive$2.95M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.58MThis home1.90M2.65M2.75M2.95M2.95MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.90M
$372this home / sqft
17active listings nearby

This home lists 31% below the area average of $543/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

30/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GOLF LINKS at MCNIVEN, about 960 m away

20+ transit stops6 dining13 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,201/mo
$309KIncome needed
5.1×Price ÷ income
$1,662Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,201Property tax $933Total carry $8,134

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,745per month

Mortgage amount $1,263,999 · 4.14% over 25 years

$316,000Down payment (20.0%)
$1,263,999Loan before insurance
$0CMHC premium
$7,678Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,745
Property tax
$933
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,678

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,075
Estimated closing costs
$28,075

Plus your down payment of $316,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,193/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$759,551Total interest paid
$2,023,551Total of all payments
Principal $1,263,999 Interest $759,551
YearPrincipalInterestBalance
1$29,611$51,331$1,234,388
2$30,850$50,092$1,203,538
3$32,140$48,802$1,171,398
4$33,484$47,458$1,137,914
5$34,885$46,057$1,103,029
6$36,344$44,598$1,066,684
7$37,865$43,078$1,028,820
8$39,448$41,494$989,371
9$41,098$39,844$948,273
10$42,817$38,125$905,456
11$44,608$36,334$860,847
12$46,474$34,468$814,373
13$48,418$32,524$765,954
14$50,444$30,498$715,511
15$52,554$28,388$662,957
16$54,752$26,190$608,205
17$57,042$23,900$551,163
18$59,428$21,514$491,735
19$61,914$19,028$429,822
20$64,504$16,438$365,318
21$67,202$13,740$298,116
22$70,013$10,929$228,104
23$72,941$8,001$155,163
24$75,992$4,950$79,171
25$79,171$1,771$0

At the end of your 5-year term

Total paid over the term
$404,710
Principal paid down
$160,971
Interest paid
$243,740
Balance remaining
$1,103,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $11,192− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,906

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of iCloud Realty Ltd.. MLS®/PropTx.

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