443 Eleventh Road, Hamilton, ON

Rural Stoney Creek, Hamilton · MLS® X13577972

$849,000
For Sale
Just listed today
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4Bedrooms
3Bathrooms
8Garage · 18 parking
1500-2000Sq Ft

About this home

Beautifully renovated 4 bedroom, 2.5 bathroom 2 storey home on the Stoney Creek Escarpment. Living/dining combination with laminate flooring. Gorgeous custom kitchen features large island with wine fridge, quartz countertops, under cabinet lighting, soft close doors and drawers, ceramic flooring and backsplash, electric stove and gas rough in at stove, and stainless steel appliances. Sunken family room with surround sound speaker system, built-in shelving, crown moulding, laminate flooring, and garden doors to private rear patio and hot tub. Main floor laundry with quartz countertop and ceramic flooring. Main floor office/den with laminate flooring. Master suite boasts his and hers closets and 4-piece ensuite with double vanity, ceramic flooring, and 4' x 4' walk-in shower. 4-piece main bathroom with linen closet, natural stone flooring and tub surround. All three bathrooms have heated floors. Incredible 32' x 48' detached workshop with 16' ceiling, perfect for the hobbyist or handy person. Huge front driveway with lots of parking. 0.34 acre private country property just minutes from the QEW, Costco, and all amenities. Hobbies paradise, try sellers motivation!

Key facts

Property type
Detached, 2-Storey
MLS®
X13577972
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000
Lot
75 × 200 ft
Cross streets
Between Ridge Road and Mud St
Parking
8 garage · 18 parking (detached)
Driveway
Private Triple
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,661 / 2026
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

Living RoomMain7.32 × 3.58 m

Combined w/Dining

Family RoomMain5.23 × 3.35 m

Fireplace

BedroomSecond3.38 × 3.05 m
BedroomSecond3.04 × 3.05 m
BedroomSecond3.07 × 3.07 m
BathroomMain3.05 × 2.67 m

2 pc bath · heated floor

OfficeMain2.62 × 2.46 m
Primary BedroomSecond4.06 × 3.04 m

4 pc ensuite · heated floor

KitchenMain4.98 × 3.56 m

Listing history

  1. Mar 24, 2026Listed$899,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In line
$860Kest. value

Listed at $849,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rural Stoney Creek, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $824K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $850K
  • Bedrooms +$30K
  • Adjusts to $880K

That comparable adjusts to $880K; the $860K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. BARTON at FIFTY is about a 50-minute walk away. Worth weighing if transit access matters to you.

List price
$754KGreat deal$984KOverpriced

Total price vs nearby homes. Fair value about $860K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$965kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

30 Carriagegate Drive$860k59 Forestview Drive$1000k181 Central Drive$999k33 Chilton Drive$1000k

The 4 closest active listings nearby.

See all comparable homes
849kThis home860k1000k999k1000kThis home vs active comparables
Live market pulseActive comparables in Rural Stoney Creek · median list $2.20M
$485this home / sqft
6active listings nearby

This home lists 36% below the area average of $755/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: BARTON at FIFTY, about 4.0 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Parkview
$500K
Binbrook
$948K
Homeside
$593K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,869/mo
$167KIncome needed
5.1×Price ÷ income
$893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,869Property tax $472Total carry $4,341

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,624per month

Mortgage amount $679,200 · 4.14% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,096Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,624
Property tax
$472
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,096

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Estimated closing costs
$13,455

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,139Total interest paid
$1,087,339Total of all payments
Principal $679,200 Interest $408,139
YearPrincipalInterestBalance
1$15,911$27,582$663,289
2$16,577$26,917$646,712
3$17,270$26,223$629,442
4$17,993$25,501$611,449
5$18,745$24,748$592,704
6$19,529$23,964$573,174
7$20,346$23,147$552,828
8$21,197$22,296$531,631
9$22,084$21,410$509,547
10$23,008$20,486$486,539
11$23,970$19,524$462,569
12$24,973$18,521$437,597
13$26,017$17,476$411,580
14$27,105$16,388$384,474
15$28,239$15,254$356,235
16$29,420$14,073$326,814
17$30,651$12,842$296,163
18$31,933$11,560$264,230
19$33,269$10,225$230,961
20$34,660$8,833$196,301
21$36,110$7,383$160,191
22$37,621$5,873$122,570
23$39,194$4,299$83,376
24$40,834$2,660$42,542
25$42,542$952$0

At the end of your 5-year term

Total paid over the term
$217,468
Principal paid down
$86,496
Interest paid
$130,972
Balance remaining
$592,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $5,661− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,581

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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