546 Dicenzo Drive, Hamilton, ON
Ryckmans, Hamilton · MLS® X13579372
About this home
Custom-built, 3-bedroom bungalow in a Prime Central Mountain location, directly across from a park. Ideal In-Law. Approximately over 3,100 sq ft of fully finished living space. This well-maintained home showcases pride of ownership. Large Living /Dining room. The kitchen is equipped with granite countertops and opens to a spacious family rooms with a walkout to the backyard. A solid circular staircase with skylight leads to the fully finished lower level, complete with an ideal in-law suite setup featuring a Separate covered rear entrance and Additional access to the garage. Major updates all replaced recently, include windows (2023) roof (2023), skylights (2023), high-efficiency furnace, and air conditioning (2023) - Priced by Appraiser for a Quick Sale. Conveniently located just 4 minutes to the LINC and Red Hill Valley Parkway, providing easy access for Toronto and Niagara commuters. A truly move-in ready home in a sought-after neighborhood.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13579372
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 79.04 × 104.82 ft
- Cross streets
- Upper Wellington
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Finished with Walk-Out, Full, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,023 / 2026
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
W/O To Garage
overlooks family · skylight
Family Size Kitchen
open concept · walk-out · combined w/great rm
double doors · skylight
4 pc ensuite · w/o to porch · ceiling fan(s)
Overlooks Dining
whirlpool · w/w closet
walk-out · w/o to porch
Overlooks Living
Ceiling Fan(s)
Listing history
- Jun 1, 2026Listed$839,800
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $800,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 63 similar homes nearby, adjusted for size, beds, and baths.Median of 63 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Adjusts to $850K
That comparable adjusts to $850K; the $942K estimate above is the median of all 63 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. UPPER WELLINGTON at DICENZO is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $942K, median of 63 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 19% below the area average of $562/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ryckmans, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: UPPER WELLINGTON at DICENZO, about 163 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $640,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,415
- Property tax
- $585
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,001
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,475
- Estimated closing costs
- $12,475
Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,917
- Principal paid down
- $81,504
- Interest paid
- $123,413
- Balance remaining
- $558,496
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.