178 Carlisle Road, Hamilton, ON
Carlisle, Hamilton · MLS® X13729682
About this home
Spacious Carlisle Bungalow in move in condition! Set on a generous 100 ' x 150' property with a large covered deck, fire pit and parking for up to 14 vehicles, this home offers plenty of space inside and out. The large updated kitchen features abundant cabinetry, a centre island and room for family gatherings. A bright main-floor family room with numerous windows overlooks the backyard, while the separate living/dining area provides additional entertaining space. The primary bedroom includes an ensuite, and double closet, a second bedroom and full bath are also on the main level. The finished basement offers a large recreation room, 3-piece bath plus 2 additional bedrooms . Double garage and a peaceful Carlisle setting with no rear neighbours and wide-open views for privacy and outdoor living. Metal Roof is Approx. 4 years old. Virtual staging has been used in some pictures
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13729682
- Bedrooms
- 4 (2 + 2)
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 100 × 150 ft
- Cross streets
- Centre Rd. & Carlisle
- Parking
- 2 garage · 14 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $7,600 / 2025
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Listed at $1,099,000. My estimate lands at $851K. The ask is about 29% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on adjusted comparables, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $851K, median of 6 comparables.
The market behind the math:
Price per square foot: this home lists at $628/sqft against an area asking average of $806/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.11M, higher than the comparables and worth a second look.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($628/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Carlisle, so I widened the search to the surrounding area.
Based on 6 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $777/sqft; this home lists at $628/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Carlisle, Hamilton, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,740
- Property tax
- $633
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,373
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $284,392
- Principal paid down
- $110,654
- Interest paid
- $173,738
- Balance remaining
- $768,546
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.