143 Catharine Street, Hamilton, ON
Beasley, Hamilton · MLS® X13729748
About this home
Welcome to 143 Catharine Street North, where timeless character meets exceptional modern luxury in the heart of Hamilton's sought-after North End. Originally built circa 1915, this beautifully restored century home has been completely renovated with meticulous attention to detail while preserving the charm that makes these homes so desirable. Step inside and experience the impressive 12-foot ceilings that elevate the main level, creating a bright and airy atmosphere throughout. Rich hardwood flooring flows across both levels, complemented by elegant finishes and thoughtful design. The stunning custom kitchen serves as the heart of the home, offering a perfect blend of style and functionality for everyday living and entertaining alike. The well designed second level features three well-appointed bedrooms, including a luxurious primary retreat complete with a private ensuite and sunroom-a rare and peaceful space to unwind. Convenient upper-level laundry hookups add modern practicality to this historic residence. Outside, the private backyard provides an ideal setting for summer gatherings, while the rare private driveway accommodates up to three vehicles. Located just minutes from Hamilton General Hospital, Bayfront Park, the West Harbour GO Station, downtown restaurants, cafés, waterfront trails, and vibrant James Street North, this is urban living without compromise. A remarkable opportunity to own a fully renovated piece of Hamilton history in one of the city's most exciting neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13729748
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 30 × 100 ft
- Cross streets
- Cannon St. E. to Catharine St. N.
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Unfinished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,749 / 2025
- Listing brokerage
- ONE PERCENT REALTY LTD.
Rooms
Listed at $779,000. My estimate lands at $647K. The ask is about 20% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.
Total price vs nearby homes. Fair value about $647K, median of 8 comparables.
The market behind the math:
Price per square foot: this home lists at $445/sqft against an area asking average of $566/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 8 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $425K, lower than the comparables and worth a second look.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($445/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Beasley, so I widened the search to the surrounding area.
Based on 8 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $428/sqft; this home lists at $445/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Beasley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $623,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,360
- Property tax
- $229
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,589
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,055
- Estimated closing costs
- $12,055
Plus your down payment of $155,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $201,584
- Principal paid down
- $78,435
- Interest paid
- $123,150
- Balance remaining
- $544,765
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.