UPH02-181 Sterling Road, Toronto, ON

Dufferin Grove, Toronto · MLS® C13140044

$1,319,999
For Sale
Listed 61 days ago
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3Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to Unit UPH02, a premium South-East corner penthouse in the Junction Triangle's highly anticipated House of Assembly. This 3-bedroom, 2-bathroom suite (914sf interior) is designed for efficient, modern living, offering exceptional natural light and sweeping views. Located at the core of the Lower JCT, this address boasts unmatched connectivity. You are exactly a 5-minute walk from the UP Express, Bloor GO Station, and TTC streetcar lines, making the commute downtown or to Pearson Airport incredibly fast and efficient. The property includes one underground parking space and one dedicated storage locker. Both bathrooms have been upgraded with integrated ambient lighting in the bathtub and shower, paired with modern LED vanity mirrors featuring concealed medicine cabinets for maximized storage. Just steps from your front door, you will find the Museum of Contemporary Art (MOCA), the West Toronto Railpath for running and cycling, and an eclectic mix of the city's best independent cafes, craft breweries, and art galleries.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13140044
Bedrooms
3
Bathrooms
2
Size
900-999
Cross streets
Dundas St W & Bloor St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Maintenance
$780/mo
Exposure
South East
Days on market
61
Listing brokerage
PROPERTY.CA INC.

Rooms

Primary BedroomMain0.00 × 0.00 m
BedroomMain0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
BedroomMain0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Perth Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. 422 Lansdowne Ave is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby in Dufferin Grove · asking prices
$1.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1402-181 Sterling Road$1.03M1002-181 Sterling Road$1.02M902-181 Sterling Road$989k

The 3 closest active listings nearby.

See all comparable homes
1.32MThis home1.03M1.02M989kThis home vs active comparables
Live market pulseActive comparables in Dufferin Grove · median list $600K
$1,390this home / sqft
9active listings nearby
61days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 422 Lansdowne Ave, about 250 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Annex
$1.57M
Mimico
$800K
Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Perth Avenue Junior Public School
77%
Perth Avenue Junior Public SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 77% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,016/mo
$275KIncome needed
4.8×Price ÷ income
$1,388Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $6,016Property tax $825Condo fee $780Total carry $7,621

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,635per month

Mortgage amount $1,055,999 · 4.14% over 25 years

$264,000Down payment (20.0%)
$1,055,999Loan before insurance
$0CMHC premium
$7,240Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,635
Property tax
$825
Condo / maintenance fees
$780
Heating
$0
Estimated monthly cost
$7,240

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,875
Toronto municipal land transfer tax
$22,875
Estimated closing costs
$45,750

Plus your down payment of $264,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,844/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$634,562Total interest paid
$1,690,561Total of all payments
Principal $1,055,999 Interest $634,562
YearPrincipalInterestBalance
1$24,738$42,884$1,031,261
2$25,773$41,849$1,005,488
3$26,851$40,771$978,636
4$27,974$39,648$950,662
5$29,145$38,478$921,517
6$30,364$37,259$891,154
7$31,634$35,989$859,520
8$32,957$34,666$826,563
9$34,335$33,287$792,228
10$35,772$31,851$756,456
11$37,268$30,355$719,189
12$38,827$28,796$680,362
13$40,451$27,172$639,911
14$42,143$25,480$597,768
15$43,906$23,717$553,863
16$45,742$21,880$508,121
17$47,655$19,967$460,466
18$49,649$17,974$410,817
19$51,725$15,897$359,091
20$53,889$13,733$305,202
21$56,143$11,479$249,059
22$58,491$9,131$190,568
23$60,938$6,684$129,630
24$63,487$4,135$66,143
25$66,143$1,480$0

At the end of your 5-year term

Total paid over the term
$338,112
Principal paid down
$134,482
Interest paid
$203,630
Balance remaining
$921,517

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $9,240− Condo fees $9,358− Insurance $600− Vacancy & upkeep $4,026Net operating income $13,376

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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