UPH02-181 Sterling Road, Toronto, ON

Dufferin Grove, Toronto · MLS® C13140044

$1,319,999
For Sale
Listed 155 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome to Unit UPH02, a premium South-East corner penthouse in the Junction Triangle's highly anticipated House of Assembly.
  • This 3-bedroom, 2-bathroom suite (914sf interior) is designed for efficient, modern living, offering exceptional natural light and sweeping views.
  • You are exactly a 5-minute walk from the UP Express, Bloor GO Station, and TTC streetcar lines, making the commute downtown or to Pearson Airport incredibly fast and...

Welcome to Unit UPH02, a premium South-East corner penthouse in the Junction Triangle's highly anticipated House of Assembly. This 3-bedroom, 2-bathroom suite (914sf interior) is designed for efficient, modern living, offering exceptional natural light and sweeping views. Located at the core of the Lower JCT, this address boasts unmatched connectivity. You are exactly a 5-minute walk from the UP Express, Bloor GO Station, and TTC streetcar lines, making the commute downtown or to Pearson Airport incredibly fast and efficient. The property includes one underground parking space and one dedicated storage locker. Both bathrooms have been upgraded with integrated ambient lighting in the bathtub and shower, paired with modern LED vanity mirrors featuring concealed medicine cabinets for maximized storage. Just steps from your front door, you will find the Museum of Contemporary Art (MOCA), the West Toronto Railpath for running and cycling, and an eclectic mix of the city's best independent cafes, craft breweries, and art galleries.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13140044
Bedrooms
3
Bathrooms
2
Size
900-999 sq ft
Cross streets
Dundas St W & Bloor St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Maintenance
$780/mo
Exposure
South East
Days on market
155
Listing brokerage
PROPERTY.CA INC.

Rooms

Primary BedroomMain0.00 × 0.00 m
BedroomMain0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
BedroomMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
Worth a closer look
$779Kautomated comparable-sales estimate

Listed at $1,319,999. Comparable sales put this home around $779K, so the ask is about 69% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.

Longer on the market than typical. 155 days on the market, and asking 69% above where comparable closings put it.

List price
$729KBelow recent closings$1.32MAbove recent closings

Total price vs nearby homes. Fair value about $779K, median of 16 comparables.

The market behind the math:

155days on market so far
$3,023/moest. rent · 6 leases
2.7%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,390/sqft against an area asking average of $987/sqft.

How this estimate is builtthe short version

I take the 16 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Perth Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 16 comparable homes that sold in Dufferin Grove over the past two years, from 31 closings there.

What sellers nearby are askingCurrently listed nearby in Dufferin Grove · asking prices
$891kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $779K, which is where my estimate comes from.

Per square foot, these ask about $985/sqft; this home lists at $1,390/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.32MThis home1.03M1.03M769k739kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Perth Avenue Junior Public School
77%
Perth Avenue Junior Public SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 77% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Brock Public School · Public elementary0.6 km · 81% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.6 km · 55% at standard
Caring and Safe School 4 · Public secondary0.7 km
Bloor Collegiate Institute · Public secondary0.8 km · 82% at standard
Howard Junior Public School · Public elementary0.8 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary0.9 km · 83% at standard
City View Alternative Senior School · Public elementary1.0 km
Shirley Street Junior Public School · Public elementary1.0 km · 70% at standard
Pauline Junior Public School · Public elementary1.0 km · 76% at standard
St Sebastian Catholic School · Catholic elementary1.0 km · 92% at standard
Fern Avenue Junior and Senior Public School · Public elementary1.1 km · 75% at standard
St Luigi Catholic School · Catholic elementary1.1 km · 36% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,016/mo
$275KIncome needed
4.8×Price ÷ income
$1,388Weekly cost
$45,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $6,016Estimated property tax $825Condo fee $780Total carry $7,621

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,839per month

Mortgage amount $1,055,999 · 4.49% over 25 years

$264,000Down payment (20.0%)
$1,055,999Loan before insurance
$0CMHC premium
$7,444Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,839
Estimated property tax
$825
Condo / maintenance fees
$780
Heating
$0
Estimated monthly cost
$7,444

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,875
Toronto municipal land transfer tax
$22,875
Estimated closing costs
$45,750

Plus your down payment of $264,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,067/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$695,641Total interest paid
$1,751,640Total of all payments
Principal $1,055,999 Interest $695,641
YearPrincipalInterestBalance
1$23,565$46,500$1,032,434
2$24,635$45,430$1,007,798
3$25,754$44,312$982,045
4$26,923$43,142$955,121
5$28,146$41,920$926,976
6$29,424$40,642$897,552
7$30,760$39,306$866,792
8$32,156$37,909$834,636
9$33,616$36,449$801,020
10$35,142$34,923$765,878
11$36,738$33,328$729,140
12$38,406$31,659$690,733
13$40,150$29,916$650,583
14$41,973$28,093$608,611
15$43,879$26,187$564,732
16$45,871$24,195$518,861
17$47,954$22,112$470,907
18$50,131$19,935$420,776
19$52,407$17,659$368,369
20$54,787$15,279$313,583
21$57,274$12,792$256,309
22$59,875$10,191$196,434
23$62,593$7,473$133,841
24$65,435$4,631$68,406
25$68,406$1,660$0

At the end of your 5-year term

Total paid over the term
$350,328
Principal paid down
$129,024
Interest paid
$221,304
Balance remaining
$926,976

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Dufferin Grove$3,023/mo
$36,276Gross annual rent
1.0%Cap rate after taxes and upkeep
$2,781 to $3,265Typical rent range
~13 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Dufferin Grove signed at a median of $2,315 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,023. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.7%
Gross yield
− Property tax $9,240− Condo fees $9,358− Insurance $600− Vacancy & upkeep $3,990Net operating income $13,087

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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