78 York Road, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13152416

$5,268,000
For Sale
Listed 152 days agoNo offer date statedSitting longer than typical
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5+1Bedrooms
6Bathrooms
3Garage · 11 parking
3500-5000Sq ft

About this home

In short

  • Custom Built Home On Rarely Available 80X145 Ft Private Treed Lot.
  • Close To Desired Schools & Amenities.
  • Around 7200 sq ft of luxury living space.
  • Steps To Renowned Schools, Granite Club, Parks And Shops At York Mills/Bayview..Classic Exterior Design Of Stone And Stucco, Canopy over main entrance, Huge Sunroom...
  • Elegant Cherry Hardwood Flooring, New bathrooms on the 2nd floor.4 Fireplaces, Gourmet Kitchen W/Large Granite Island & Built-In Stainless Steel Appliances, Expansive...

Custom Built Home On Rarely Available 80X145 Ft Private Treed Lot. Close To Desired Schools & Amenities. Around 7200 sq ft of luxury living space.Steps To Renowned Schools, Granite Club, Parks And Shops At York Mills/Bayview..Classic Exterior Design Of Stone And Stucco, Canopy over main entrance, Huge Sunroom with Motorized Exterior Shades and Curtains. Elegant Cherry Hardwood Flooring, New bathrooms on the 2nd floor.4 Fireplaces, Gourmet Kitchen W/Large Granite Island & Built-In Stainless Steel Appliances, Expansive Lower Level W/Nanny Rm/2nd Kitchen & Bar/Workout Area,/Media Room 3 Car Tandem Garage

Key facts

Property type
Detached, 2-Storey
MLS®
C13152416
Bedrooms
5+1 (6 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
80 × 145 ft
Cross streets
Bayview Ave/York Mills
Parking
3 garage · 11 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$29,440 / 2025
Days on market
152
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomSecond7.75 × 4.88 m

hardwood floor · closet organizers · walk-in closet(s)

Media RoomBasement5.94 × 4.67 m

broadloom · recessed lighting · large closet

KitchenGround10.98 × 4.83 m

hardwood floor · overlooks family · w/o to deck

LibraryGround4.39 × 3.66 m

hardwood floor · b/i bookcase · recessed lighting

Dining RoomGround6.40 × 4.39 m

hardwood floor · crown moulding · recessed lighting

Bedroom 5Second4.88 × 3.89 m

broadloom · closet organizers · 5 pc ensuite

Bedroom 3Second5.69 × 4.80 m

broadloom · closet organizers · 4 pc ensuite

Living RoomGround5.89 × 4.39 m

hardwood floor · fireplace · crown moulding

Family RoomGround5.79 × 4.78 m

hardwood floor · fireplace · overlooks backyard

Bedroom 4Second4.62 × 4.57 m

broadloom · double closet · 5 pc ensuite

Bedroom 2Second6.65 × 4.22 m

broadloom · closet organizers · 4 pc ensuite

RecreationBasement12.12 × 4.39 m

stone floor · fireplace · family size kitchen

Our TakeTeam Asgarian · Broker
A small discount is typical
$5.11Mlikely sale price

Listed at $5,268,000. Going by how homes in Bridle Path-Sunnybrook-York Mills and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $5.11M, if it sells. A realistic range is $4.79M to $5.76M.

Independent value check: $4.76M. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $4.46M and $4.99M).

Why $4.76M. The typical detached home sold in Bridle Path-Sunnybrook-York Mills over the past year went for about $4.60M (54 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $29,440 a year; the typical home sold here pays about $24,100.
  • ▲ Raises it slightly5+1 bedrooms and 6 baths, against 4+1 and 5 typically.

Longer on the market than typical. 152 days on the market against about 44 for homes like it here, and asking 11% above where comparable closings put it.

List price
$4.79MBelow recent closings$5.76MAbove recent closings

Total price vs nearby homes. Likely closing about $5.11M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$4.47Mmedian sold price
95%of asking, on average
+4%prices vs a year ago
~38 dayshomes like this take to sell
152days on market so far
$11,193/moest. rent · 30 leases
2.5%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.3 months of inventory: 22 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,240/sqft against an area asking average of $1,728/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $5.45M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,240/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes that sold in Bridle Path-Sunnybrook-York Mills over the past two years, from 103 closings there.

What sellers nearby are askingCurrently listed nearby in Bridle Path-Sunnybrook-York Mills · asking prices
$7.71Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $4.76M, which is where my estimate comes from.

Per square foot, these ask about $1,571/sqft; this home lists at $1,240/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
5.27MThis home4.30M6.49M8.88M8.88M9.98MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.7 km · 59% at standard
Harrison Public School · Public elementary1.4 km · 82% at standard
Windfields Middle School · Public elementary1.6 km · 91% at standard
Denlow Public School · Public elementary1.7 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.9 km · 94% at standard
Avondale Public School · Public elementary1.9 km · 70% at standard
Rippleton Public School · Public elementary2.1 km · 75% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary2.2 km · 76% at standard
Dunlace Public School · Public elementary2.2 km · 69% at standard
Bedford Park Public School · Public elementary2.3 km · 88% at standard
Park Lane Public School · Public elementary2.4 km
St Edward Catholic School · Catholic elementary2.4 km · 89% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$24,010/mo
$996KIncome needed
5.3×Price ÷ income
$5,541Weekly cost
$274,390Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $24,010Property tax $2,453Total carry $26,463

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,302per month

Mortgage amount $4,214,400 · 4.49% over 25 years

$1,053,600Down payment (20.0%)
$4,214,400Loan before insurance
$0CMHC premium
$25,755Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,302
Property tax
$2,453
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,755

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$118,175
Toronto municipal land transfer tax
$156,215
Estimated closing costs
$274,390

Plus your down payment of $1,053,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$28,204/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,776,242Total interest paid
$6,990,642Total of all payments
Principal $4,214,400 Interest $2,776,242
YearPrincipalInterestBalance
1$94,047$185,578$4,120,353
2$98,318$181,308$4,022,035
3$102,782$176,844$3,919,253
4$107,448$172,177$3,811,805
5$112,327$167,299$3,699,478
6$117,427$162,199$3,582,051
7$122,759$156,867$3,459,292
8$128,332$151,293$3,330,960
9$134,159$145,467$3,196,801
10$140,251$139,375$3,056,550
11$146,618$133,007$2,909,932
12$153,276$126,350$2,756,656
13$160,235$119,391$2,596,422
14$167,510$112,116$2,428,911
15$175,116$104,510$2,253,796
16$183,067$96,559$2,070,729
17$191,379$88,247$1,879,350
18$200,068$79,558$1,679,282
19$209,152$70,474$1,470,130
20$218,648$60,977$1,251,482
21$228,576$51,050$1,022,906
22$238,954$40,672$783,952
23$249,804$29,822$534,148
24$261,146$18,480$273,003
25$273,003$6,623$0

At the end of your 5-year term

Total paid over the term
$1,398,128
Principal paid down
$514,922
Interest paid
$883,207
Balance remaining
$3,699,478

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 30 whole-home leases in Bridle Path-Sunnybrook-York Mills$11,193/mo
$134,316Gross annual rent
1.7%Cap rate after taxes and upkeep
$9,141 to $13,360Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 30 whole-home leases in Bridle Path-Sunnybrook-York Mills signed at a median of $10,968 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $11,193. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.5%
Gross yield
− Property tax $29,440− Insurance $1,400− Vacancy & upkeep $14,775Net operating income $88,702

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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