78 York Road, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13152416

$5,268,000
For Sale
Listed 152 days agoNo offer date statedSitting longer than typical
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5+1Bedrooms
6Bathrooms
3Garage · 11 parking
3500-5000Sq ft

About this home

In short

  • Custom Built Home On Rarely Available 80X145 Ft Private Treed Lot.
  • Close To Desired Schools & Amenities.
  • Around 7200 sq ft of luxury living space.
  • Steps To Renowned Schools, Granite Club, Parks And Shops At York Mills/Bayview..Classic Exterior Design Of Stone And Stucco, Canopy over main entrance, Huge Sunroom...
  • Elegant Cherry Hardwood Flooring, New bathrooms on the 2nd floor.4 Fireplaces, Gourmet Kitchen W/Large Granite Island & Built-In Stainless Steel Appliances, Expansive...

Custom Built Home On Rarely Available 80X145 Ft Private Treed Lot. Close To Desired Schools & Amenities. Around 7200 sq ft of luxury living space.Steps To Renowned Schools, Granite Club, Parks And Shops At York Mills/Bayview..Classic Exterior Design Of Stone And Stucco, Canopy over main entrance, Huge Sunroom with Motorized Exterior Shades and Curtains. Elegant Cherry Hardwood Flooring, New bathrooms on the 2nd floor.4 Fireplaces, Gourmet Kitchen W/Large Granite Island & Built-In Stainless Steel Appliances, Expansive Lower Level W/Nanny Rm/2nd Kitchen & Bar/Workout Area,/Media Room 3 Car Tandem Garage

Key facts

Property type
Detached, 2-Storey
MLS®
C13152416
Bedrooms
5+1 (6 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
80 × 145 ft
Cross streets
Bayview Ave/York Mills
Parking
3 garage · 11 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$29,440 / 2025
Days on market
152
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomSecond7.75 × 4.88 m

hardwood floor · closet organizers · walk-in closet(s)

Media RoomBasement5.94 × 4.67 m

broadloom · recessed lighting · large closet

KitchenGround10.98 × 4.83 m

hardwood floor · overlooks family · w/o to deck

LibraryGround4.39 × 3.66 m

hardwood floor · b/i bookcase · recessed lighting

Dining RoomGround6.40 × 4.39 m

hardwood floor · crown moulding · recessed lighting

Bedroom 5Second4.88 × 3.89 m

broadloom · closet organizers · 5 pc ensuite

Bedroom 3Second5.69 × 4.80 m

broadloom · closet organizers · 4 pc ensuite

Living RoomGround5.89 × 4.39 m

hardwood floor · fireplace · crown moulding

Family RoomGround5.79 × 4.78 m

hardwood floor · fireplace · overlooks backyard

Bedroom 4Second4.62 × 4.57 m

broadloom · double closet · 5 pc ensuite

Bedroom 2Second6.65 × 4.22 m

broadloom · closet organizers · 4 pc ensuite

RecreationBasement12.12 × 4.39 m

stone floor · fireplace · family size kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.7 km · 59% at standard
Harrison Public School · Public elementary1.4 km · 82% at standard
Windfields Middle School · Public elementary1.6 km · 91% at standard
Denlow Public School · Public elementary1.7 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.9 km · 94% at standard
Avondale Public School · Public elementary1.9 km · 70% at standard
Rippleton Public School · Public elementary2.1 km · 75% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary2.2 km · 76% at standard
Dunlace Public School · Public elementary2.2 km · 69% at standard
Bedford Park Public School · Public elementary2.3 km · 88% at standard
Park Lane Public School · Public elementary2.4 km
St Edward Catholic School · Catholic elementary2.4 km · 89% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$24,010/mo
$996KIncome needed
5.3×Price ÷ income
$5,541Weekly cost
$274,390Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $24,010Property tax $2,453Total carry $26,463

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,302per month

Mortgage amount $4,214,400 · 4.49% over 25 years

$1,053,600Down payment (20.0%)
$4,214,400Loan before insurance
$0CMHC premium
$25,755Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,302
Property tax
$2,453
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,755

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$118,175
Toronto municipal land transfer tax
$156,215
Estimated closing costs
$274,390

Plus your down payment of $1,053,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$28,204/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,776,242Total interest paid
$6,990,642Total of all payments
Principal $4,214,400 Interest $2,776,242
YearPrincipalInterestBalance
1$94,047$185,578$4,120,353
2$98,318$181,308$4,022,035
3$102,782$176,844$3,919,253
4$107,448$172,177$3,811,805
5$112,327$167,299$3,699,478
6$117,427$162,199$3,582,051
7$122,759$156,867$3,459,292
8$128,332$151,293$3,330,960
9$134,159$145,467$3,196,801
10$140,251$139,375$3,056,550
11$146,618$133,007$2,909,932
12$153,276$126,350$2,756,656
13$160,235$119,391$2,596,422
14$167,510$112,116$2,428,911
15$175,116$104,510$2,253,796
16$183,067$96,559$2,070,729
17$191,379$88,247$1,879,350
18$200,068$79,558$1,679,282
19$209,152$70,474$1,470,130
20$218,648$60,977$1,251,482
21$228,576$51,050$1,022,906
22$238,954$40,672$783,952
23$249,804$29,822$534,148
24$261,146$18,480$273,003
25$273,003$6,623$0

At the end of your 5-year term

Total paid over the term
$1,398,128
Principal paid down
$514,922
Interest paid
$883,207
Balance remaining
$3,699,478

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $29,440− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $47,658

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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