78 York Road, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13152416

$5,268,000
For Sale
Listed 60 days ago
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6Bedrooms
6Bathrooms
3Garage · 11 parking
3500-5000Sq Ft
6 schools20+ transit stops13 parks6 restaurantswithin 1.5 km

About this home

Custom Built Home On Rarely Available 80X145 Ft Private Treed Lot. Close To Desired Schools & Amenities. Around 7200 sq ft of luxury living space.Steps To Renowned Schools, Granite Club, Parks And Shops At York Mills/Bayview..Classic Exterior Design Of Stone And Stucco, Canopy over main entrance, Huge Sunroom with Motorized Exterior Shades and Curtains. Elegant Cherry Hardwood Flooring, New bathrooms on the 2nd floor.4 Fireplaces, Gourmet Kitchen W/Large Granite Island & Built-In Stainless Steel Appliances, Expansive Lower Level W/Nanny Rm/2nd Kitchen & Bar/Workout Area,/Media Room 3 Car Tandem Garage

Key facts

Property type
Detached, 2-Storey
MLS®
C13152416
Bedrooms
6 (5 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
80 × 145 ft
Cross streets
Bayview Ave/York Mills
Parking
3 garage · 11 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$29,440 / 2025
Days on market
60
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomSecond7.75 × 4.88 m

hardwood floor · closet organizers · walk-in closet(s)

Media RoomBasement5.94 × 4.67 m

broadloom · recessed lighting · large closet

KitchenGround10.98 × 4.83 m

hardwood floor · overlooks family · w/o to deck

LibraryGround4.39 × 3.66 m

hardwood floor · b/i bookcase · recessed lighting

Dining RoomGround6.40 × 4.39 m

hardwood floor · crown moulding · recessed lighting

Bedroom 5Second4.88 × 3.89 m

broadloom · closet organizers · 5 pc ensuite

Bedroom 3Second5.69 × 4.80 m

broadloom · closet organizers · 4 pc ensuite

Living RoomGround5.89 × 4.39 m

hardwood floor · fireplace · crown moulding

Family RoomGround5.79 × 4.78 m

hardwood floor · fireplace · overlooks backyard

Bedroom 4Second4.62 × 4.57 m

broadloom · double closet · 5 pc ensuite

Bedroom 2Second6.65 × 4.22 m

broadloom · closet organizers · 4 pc ensuite

RecreationBasement12.12 × 4.39 m

stone floor · fireplace · family size kitchen

Moe’s TakeTeam Asgarian · Broker
Below comparables
$7.27Mest. value

Listed at $5,268,000, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $7.07M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $6.97M
  • Bathrooms −$15K
  • Adjusts to $6.96M

That comparable adjusts to $6.96M; the $7.27M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. York Road is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$5.27MGreat deal$7.70MOverpriced

Total price vs nearby homes. Fair value about $7.27M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Bridle Path-Sunnybrook-York Mills · asking prices
$7.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Donino Avenue$4.80M18 Brookfield Road$6.97M7 Valleyanna Drive$6.49M123 Rochester Avenue$9.50M108 Stratford Crescent$7.99M

The 5 closest of 8 active listings nearby.

See all comparable homes
5.27MThis home4.80M6.97M6.49M9.50M7.99MThis home vs active comparables
Live market pulseActive comparables in Bridle Path-Sunnybrook-York Mills · median list $7.70M
$1,240this home / sqft
24active listings nearby
60days on market

This home lists 31% below the area average of $1,809/sqft.

58 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: York Road, about 111 m away

20+ transit stops1 grocery6 dining13 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.29M
Willowdale West
$1.47M
Bedford Park-Nortown
$3.80M
Bayview Village
$1.69M
High Park-Swansea
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$24,010/mo
$996KIncome needed
5.3×Price ÷ income
$5,541Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $24,010Property tax $2,453Total carry $26,463

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,490per month

Mortgage amount $4,214,400 · 4.14% over 25 years

$1,053,600Down payment (20.0%)
$4,214,400Loan before insurance
$0CMHC premium
$24,943Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,490
Property tax
$2,453
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,943

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$118,175
Toronto municipal land transfer tax
$156,215
Estimated closing costs
$274,390

Plus your down payment of $1,053,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$27,316/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,532,481Total interest paid
$6,746,881Total of all payments
Principal $4,214,400 Interest $2,532,481
YearPrincipalInterestBalance
1$98,729$171,146$4,115,671
2$102,859$167,017$4,012,813
3$107,161$162,714$3,905,652
4$111,643$158,232$3,794,008
5$116,313$153,562$3,677,695
6$121,178$148,697$3,556,517
7$126,247$143,628$3,430,270
8$131,528$138,347$3,298,742
9$137,029$132,846$3,161,712
10$142,761$127,114$3,018,951
11$148,733$121,143$2,870,219
12$154,954$114,921$2,715,265
13$161,435$108,440$2,553,829
14$168,188$101,687$2,385,641
15$175,223$94,652$2,210,418
16$182,552$87,323$2,027,866
17$190,188$79,687$1,837,677
18$198,144$71,732$1,639,534
19$206,432$63,444$1,433,102
20$215,066$54,809$1,218,036
21$224,062$45,813$993,974
22$233,434$36,441$760,539
23$243,199$26,677$517,341
24$253,371$16,504$263,969
25$263,969$5,906$0

At the end of your 5-year term

Total paid over the term
$1,349,376
Principal paid down
$536,705
Interest paid
$812,671
Balance remaining
$3,677,695

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $29,440− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $47,658

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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