1706-3 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13159340

$399,900
For Sale
Listed 152 days agoNo offer date statedSitting longer than typical
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Direct Access To Finch Subway, 24 Hr Security, Bright & Spacious Unit with Large Open Balcony, newly renovated with new painting, new flooring, new ceiling light...
  • Steps to Yonge shopping, restaurants, subway, TTC, York transit, VIVA @ Yonge & Finch station.

Direct Access To Finch Subway, 24 Hr Security, Bright & Spacious Unit with Large Open Balcony, newly renovated with new painting, new flooring, new ceiling light fixtures. Steps to Yonge shopping, restaurants, subway, TTC, York transit, VIVA @ Yonge & Finch station. Maintenance Fee includes utilities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13159340
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$637/mo
Exposure
North East
Property tax
$2,044 / 2025
Days on market
152
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomGround3.51 × 2.79 m

broadloom · closet

KitchenGround2.34 × 2.05 m

ceramic floor · b/i dishwasher

Dining RoomGround5.20 × 3.20 m

broadloom · combined w/living

Living RoomGround5.20 × 3.20 m

broadloom · combined w/dining

Our TakeTeam Asgarian · Broker
A small discount is typical
$387Klikely sale price

Listed at $399,900. Going by how homes in Newtonbrook East and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $387K, if it sells. A realistic range is $365K to $419K.

Independent value check: $381K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $354K and $400K).

Why $381K. The typical condo sold in Newtonbrook East over the past year went for about $545K (68 sales). What sets this one apart:

  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,044 a year; the typical home sold here pays about $2,700.
  • ▼ Lowers itIt is 500 to 599 sq ft; the typical home sold here is 800 to 899.
  • ▲ Raises itIts maintenance fee is $637 a month; the typical unit sold here pays about $890.

Longer on the market than typical. 152 days on the market against about 49 for homes like it here, and asking 5% above where comparable closings put it.

List price
$365KBelow recent closings$419KAbove recent closings

Total price vs nearby homes. Likely closing about $387K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$523Kmedian sold price
93%of asking, on average
−4%prices vs a year ago
~46 dayshomes like this take to sell
152days on market so far
$2,171/moest. rent · 21 leases
6.5%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.3 months of inventory: 20 condo apartment homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $728/sqft against an area asking average of $770/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $451K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 homes sold in this building over the past two years, from 142 closings in Newtonbrook East.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,805 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K886

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$579K
Yorkdale-Glen Park
$631K
Mount Pleasant West
$639K
Bay Street Corridor
$479K
Church-Yonge Corridor
$659K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.6 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.5 km · 90% at standard
Avondale Secondary Alternative School · Public secondary0.7 km
McKee Public School · Public elementary0.8 km · 86% at standard
Drewry Secondary School · Public secondary0.9 km
R J Lang Elementary and Middle School · Public elementary1.1 km · 60% at standard
St Antoine Daniel Catholic School · Catholic elementary1.3 km · 58% at standard
Churchill Public School · Public elementary1.5 km · 83% at standard
Willowdale Middle School · Public elementary1.6 km · 78% at standard
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
Newtonbrook Secondary School · Public secondary1.8 km · 68% at standard
Blessed Trinity Catholic School · Catholic elementary1.9 km · 53% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,823/mo
$90KIncome needed
4.4×Price ÷ income
$421Weekly cost
$8,947Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,823Property tax $170Condo fee $637Total carry $2,630

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,769per month

Mortgage amount $319,920 · 4.49% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,769
Property tax
$170
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Toronto municipal land transfer tax
$4,474
Estimated closing costs
$8,947

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,748Total interest paid
$530,668Total of all payments
Principal $319,920 Interest $210,748
YearPrincipalInterestBalance
1$7,139$14,087$312,781
2$7,463$13,763$305,317
3$7,802$13,424$297,515
4$8,157$13,070$289,359
5$8,527$12,700$280,832
6$8,914$12,313$271,918
7$9,319$11,908$262,599
8$9,742$11,485$252,857
9$10,184$11,043$242,673
10$10,647$10,580$232,026
11$11,130$10,097$220,896
12$11,635$9,591$209,261
13$12,164$9,063$197,097
14$12,716$8,511$184,381
15$13,293$7,933$171,088
16$13,897$7,330$157,191
17$14,528$6,699$142,664
18$15,187$6,039$127,476
19$15,877$5,350$111,599
20$16,598$4,629$95,001
21$17,351$3,875$77,650
22$18,139$3,087$59,511
23$18,963$2,264$40,548
24$19,824$1,403$20,724
25$20,724$503$0

At the end of your 5-year term

Total paid over the term
$106,134
Principal paid down
$39,088
Interest paid
$67,045
Balance remaining
$280,832

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Newtonbrook East$2,171/mo
$26,052Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,062 to $2,279Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Newtonbrook East signed at a median of $2,219 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,171. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.5%
Gross yield
− Property tax $2,044− Condo fees $7,643− Insurance $600− Vacancy & upkeep $2,866Net operating income $12,900

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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