304 Heath Street, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13221076
About this home
In short
- Nestled in one of Toronto's most coveted neighbourhoods, this beautifully appointed home offers an exceptional lifestyle, backing directly onto Moore Park.
- The serene primary retreat offers beautiful park views, a walk in closet, and a private ensuite.
- Clair, top public schools, parks, and convenient transit, and with close direct access via Heath Street to the ravine system and the Evergreen Brick Works, this home...
Nestled in one of Toronto's most coveted neighbourhoods, this beautifully appointed home offers an exceptional lifestyle, backing directly onto Moore Park. It offers incredible privacy, scenic green views, and easy access to outdoor recreation. Thoughtfully designed with generous living spaces, the main floor features a welcoming foyer, elegant living and dining areas, and a well appointed kitchen with ample cabinetry and a breakfast bar for casual dining. The adjoining family room with built-ins provides a warm and inviting space, and opens to a private, low maintenance backyard that is ideal for entertaining. Upstairs, skylights fill the home with natural light, complementing three spacious bedrooms and three full bathrooms. The serene primary retreat offers beautiful park views, a walk in closet, and a private ensuite. A second bedroom with its own ensuite provides the same comfort and privacy as the primary, and a third bedroom is conveniently served by an additional full bathroom. The finished lower level, with a separate side entrance, offers additional living space, a fourth bedroom, and flexibility for families or guests. Ideally located just moments from the shops and restaurants of Yonge and St. Clair, top public schools, parks, and convenient transit, and with close direct access via Heath Street to the ravine system and the Evergreen Brick Works, this home offers a rare opportunity to enjoy timeless character, generous space, and an exceptional midtown lifestyle.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13221076
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 30 × 120 ft
- Cross streets
- Welland & St Clair
- Parking
- 1 garage (detached)
- Driveway
- Mutual
- Basement
- Finished, Separate Entrance
- Heating
- Radiant
- A/C
- Central Air
- Exterior
- Brick Front, Stucco (Plaster)
- Foundation
- Brick, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,243 / 2025
- Days on market
- 102
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Rooms
3 Pc Ensuite
3 Pc Ensuite
Listed at $2,595,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.70M, typically $2.24M to $3.08M. Comparable closings on their own put this home around $2.96M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $2.30M. That is about 22% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $2.70M, median of 49 comparables.
The market behind the math:
About 1.8 months of inventory: 11 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,153/sqft against an area asking average of $1,522/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Park / green-space backing. This home is described as backing onto a ravine or green setting, and the listing says so too. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
I take the 49 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.30M, a bit lower.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Whitney Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.
Based on 49 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.96M, which is where my estimate comes from.
Per square foot, these ask about $1,496/sqft; this home lists at $1,153/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $2,076,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,192
- Property tax
- $937
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,129
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,350
- Toronto municipal land transfer tax
- $51,350
- Estimated closing costs
- $102,700
Plus your down payment of $519,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $671,517
- Principal paid down
- $261,281
- Interest paid
- $410,236
- Balance remaining
- $1,814,719
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 20 whole-home leases in Rosedale-Moore Park signed at a median of $9,895 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $9,437. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.