Banbury-Don Mills · Toronto
19 Talwood
Property detail
A renovated sidesplit on a 52 by 165 foot lot in Banbury-Don Mills, backing onto mature trees. An in-ground pool and a cabana at the far end of the garden, a beamed main floor with a brick fireplace, a wood and stone kitchen, and a sunroom facing the water.
- 3 Bedroom
- 3 Bath
- 1500-2000 Sq ft
- 7 Parking
Your agent
The property
- 52 × 165 ft lot
- 7 parking
- Detached
- Partial Basement
- Central Air
- Forced Air
- No maintenance fee
The setting
A 52 by 165 foot lot
The garden runs well past the pool to a tree line at the back, with a patio, a cabana and room for seven cars on the drive.
The garden
The pool sits out in the trees
An in-ground pool with a stone patio and a cabana, set well back from the house rather than up against it.
Inside
An open-riser stair against the brick
Open wood treads and a slim rail, set against the brick and lit by a full-height window.
The principal rooms
Beams, arched windows and a brick fireplace
The main floor runs from the fireplace through to the dining end under a beamed ceiling, with windows down the garden side. Shown furnished by the current owners.
Room dimensions
- BedroomMain
- 3.26 × 2.95 m
- BedroomLower
- 2.92 × 2.47 m
- Primary BedroomUpper
- 4.11 × 3.44 m
- Family RoomMain
- 6.18 × 4.90 m
- OfficeMain
- 0.00 × 0.00 m
- PlayMain
- 7.62 × 4.26 m
- KitchenLower
- 3.90 × 2.52 m
- Living RoomMain
- 3.99 × 3.41 m
- KitchenMain
- 6.27 × 3.50 m
- BedroomMain
- 2.74 × 2.49 m
- RecreationLower
- 6.09 × 3.96 m
- Dining RoomMain
- 4.99 × 2.77 m
The kitchen
Wood cabinets and white stone counters
An island with seating, and windows onto the garden along the counter run.
The back of the house
Glass across the back of the house
Windows the width of the house with the pool in view. The room is currently used as a gym and office.
Bedrooms and baths
Subway-tiled baths, renovated
The bathrooms have been redone in white subway tile with glass showers and new vanities.
The lower level
A family room with windows at grade
The lower level is finished as a second living space, with windows along one side letting in daylight at grade. The room schedule above lists what sits on each floor.
The numbers
What it costs to hold
Freehold, so there is no maintenance fee. Property tax is the only fixed monthly carrying cost before a mortgage.
Down payment is the CMHC minimum for an owner-occupied purchase at this price. Figures exclude mortgage costs, land transfer tax and closing costs, and are illustrative rather than financial advice.
The neighbourhood
Life around Banbury-Don Mills
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Moe’s take
Fifty-two feet of frontage and a hundred and sixty-five feet of depth in Banbury-Don Mills, with the pool already in and trees along the back. The house has been renovated where it counts, and the lot is the part nobody can add later.
Team Asgarian · RE/MAX Hallmark Realty Ltd.
We are proud to represent this home. Our team handles every detail, the marketing, the staging, and the showings. The best way to feel what makes it special is in person, so book a private showing and I will walk you through it myself.
Highlights
- Ravine lot
- Renovated / rebuilt
- Recent major systems
- Transit / schools nearby
- Sold as-is / needs work
The detail
Price history and the mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $2,150,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,593
- Property tax
- $1,124
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,717
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,675
- Toronto municipal land transfer tax
- $53,675
- Estimated closing costs
- $107,350
Plus your down payment of $537,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $695,583
- Principal paid down
- $270,645
- Interest paid
- $424,938
- Balance remaining
- $1,879,755
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Come see it
Book a private viewing
Tell us when suits you and we will open the house. If you want the numbers run against your own down payment first, we will do that instead.