27 Spruce Pines Crescent, Toronto, ON

Victoria Village, Toronto · MLS® C13231644

$899,000
For Sale
Listed 45 days ago
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4Bedrooms
3Bathrooms
1Garage · 0 parking
1100-1500Sq Ft

About this home

Visit the REALTOR website for further information about this listing. Welcome to 27 Spruce Pines Crescent, a stunning newly built corner-unit freehold townhome offering modern design, exceptional natural light, and the perfect blend of style and functionality. Situated on a premium corner lot, this beautifully crafted home enjoys extra windows, enhanced privacy, and a bright, open-concept layout that feels more like a semi-detached home. The thoughtfully designed interior features spacious principal rooms, contemporary finishes, and an airy floor plan ideal for both everyday living and entertaining. The modern kitchen overlooks the main living and dining areas, creating a seamless flow throughout the heart of the home. Large windows flood the space with natural sunlight, enhancing the warm and inviting atmosphere. The upper level offers generously sized bedrooms, including a spacious primary retreat, while the home's efficient layout provides comfort and flexibility for families, professionals, and first-time buyers alike. As a newly built home, enjoy the peace of mind that comes with modern construction, energy-efficient features, and minimal maintenance. The premium corner location provides added curb appeal, extra outdoor space, and a desirable setting within the community. Conveniently located close to parks, schools, shopping, dining, transit, and major commuter routes, this exceptional property offers the perfect opportunity to own a move-in-ready home in a growing and sought-after neighbourhood. A rare opportunity to own a bright and spacious corner-unit townhome-don't miss your chance to make this beautiful property your own.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13231644
Bedrooms
4
Bathrooms
3 (1 half)
Size
1100-1500
Lot
20 × 40 ft
Cross streets
EGLINTON/ VICTORIA PARK
Parking
1 garage · 0 parking (attached)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,600 / 2026
Days on market
45
Listing brokerage
EASY LIST REALTY LTD.

Rooms

KitchenSecond3.27 × 3.05 m
BedroomThird2.50 × 4.00 m
Family RoomSecond4.00 × 3.05 m
Bedroom 2Third2.85 × 4.00 m
Bedroom 3Second2.72 × 2.45 m
Bedroom 4Main3.15 × 2.15 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$818Kest. value

Listed at $899,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 76 similar homes nearby, adjusted for size, beds, and baths.Median of 76 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $927K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $970K
  • Bedrooms +$30K
  • Adjusts to $1.00M

That comparable adjusts to $1.00M; the $818K estimate above is the median of all 76 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Gordon A Brown Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Eglinton Ave East at Jonesville Cres is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$616KGreat deal$1.03MOverpriced

Total price vs nearby homes. Fair value about $818K, median of 76 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$920kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2-90 Stanley Greene Boulevard$847k1755 Danforth Avenue$959kC-1970 Victoria Park Avenue$773k40 Claremont Street$1.10M

The 4 closest active listings nearby.

See all comparable homes
899kThis home847k959k773k1.10MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$692this home / sqft
77active listings nearby
45days on market

This home lists 7% above the area average of $644/sqft.

35 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Victoria Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Eglinton Ave East at Jonesville Cres, about 212 m away

20+ transit stops7 grocery20+ dining16 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Clairlea-Birchmount
$881K
Dorset Park
$800K
South Riverdale
$999K
Cabbagetown-South St. James Town
$1.71M
Moss Park
$1.27M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near O'Connor Public School
47%
O'Connor Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 47% meet the provincial standard
Parkview Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,097/mo
$172KIncome needed
5.2×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,097Property tax $383Total carry $4,481

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,221Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$383
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,221

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $4,600− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,564

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EASY LIST REALTY LTD.. MLS®/PropTx.

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