28 Rumi Crescent, Toronto, ON
Victoria Village, Toronto · MLS® C13762494
About this home
In short
- This exceptional freehold townhouse is located in a sought-after, family-friendly neighbourhood and has been meticulously maintained by a proud owner.
- Enjoy easy access to downtown, the DVP, and Highway 401.
This exceptional freehold townhouse is located in a sought-after, family-friendly neighbourhood and has been meticulously maintained by a proud owner. Showing this home to your clients will be a pleasure. Conveniently situated near the LRT, TTC, DVP, shopping centres, plazas, restaurants, places of worship, Tim Hortons, Costco, Walmart, No Frills, and many other amenities. Enjoy easy access to downtown, the DVP, and Highway 401.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13762494
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 1100-1500 sq ft
- Lot
- 14.5 × 88.91 ft
- Cross streets
- Victoria Park & Eglinton Ave
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $4,051 / 2026
- Days on market
- 4
- Listing brokerage
- CENTURY 21 PERCY FULTON LTD.
Rooms
hardwood floor · large closet
Combined w/Living
hardwood floor · 3 pc bath
Hardwood Floor
w/o to yard · pot lights · laminate
ceramic floor · ceramic backsplash
Listed at $969,500 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $910K, typically $879K to $979K. Comparable closings on their own put this home around $771K, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $826K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $910K, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $746/sqft against an area asking average of $553/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $826K, a close match.
Schools & getting aroundcatchment and transit
The assigned public school is Gordon A Brown Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Victoria Village, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Victoria Village over the past two years, from 16 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $771K, which is where my estimate comes from.
Per square foot, these ask about $573/sqft; this home lists at $746/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Victoria Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $775,600 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,181
- Property tax
- $338
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,519
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,865
- Toronto municipal land transfer tax
- $15,865
- Estimated closing costs
- $31,730
Plus your down payment of $193,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $250,881
- Principal paid down
- $97,615
- Interest paid
- $153,266
- Balance remaining
- $677,985
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Victoria Village basements rarely rent out (0 of 41 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 11 whole-home leases in Victoria Village signed at a median of $3,275 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,043. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.