21 Fifeshire Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13250474

$7,500,000
For Sale
Listed 98 days agoNo offer date statedPrice drop likely
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5+1Bedrooms
8Bathrooms
2Garage · 14 parking
5,000Sq ft

About this home

In short

  • Bespoke Residence Set On A Stunning 121' Wide Manicured Lot Which Stands Among The Finest In Prestigious Estates On The Much Sought After St.
  • Encompassing Approximately 8,300 Square Feet Of Curated Living Space With Ideal Entertainment Flow, The Residence Is Defined By Imported Marble, Rich Hardwood...
  • Beyond A Tree-Lined Circular Drive, The Stately 6+1 Bedroom, 9 Bathroom Home Reveals A Grand Foyer Of Striking Elegance, Where A Soaring Cathedral Ceiling With...
  • A Charming Breakfast Area And Expansive Family Room Seamlessly Extend To The Rear Garden Oasis, Creating An Effortless Setting For Both Intimate Gatherings And...
  • Outdoors, The Estate Impresses With A 20' X 40' Pool, Multiple Lounging And Entertaining Areas, An Expansive Stone Terrace, And A Serene Koi Pond, All Enveloped By...

Bespoke Residence Set On A Stunning 121' Wide Manicured Lot Which Stands Among The Finest In Prestigious Estates On The Much Sought After St. Andrew-Windfields Neighborhood. Encompassing Approximately 8,300 Square Feet Of Curated Living Space With Ideal Entertainment Flow, The Residence Is Defined By Imported Marble, Rich Hardwood, Tailored Lighting, And Refined Designer Detailing Throughout. Beyond A Tree-Lined Circular Drive, The Stately 6+1 Bedroom, 9 Bathroom Home Reveals A Grand Foyer Of Striking Elegance, Where A Soaring Cathedral Ceiling With Skylight Bathes The Interiors In Natural Light, Accentuating A Sweeping Natural Stone Staircase With Custom Brass And Wrought Iron Railings. Gracious Formal Living And Dining Rooms, Alongside A Distinguished Library Adorned In Brazilian Redwood, And A Custom Chef's Kitchen, Anchor The Main Level With Timeless Sophistication. A Charming Breakfast Area And Expansive Family Room Seamlessly Extend To The Rear Garden Oasis, Creating An Effortless Setting For Both Intimate Gatherings And Entertaining. The Primary Retreat Is A Sanctuary Unto Itself, Featuring A Tranquil Sitting Area With A Custom Fireplace, His And Hers Walk-In Closets, And Accompanying His-And-Hers Ensuites. Five Additional Bedrooms Complete The Second Level. The Lower Level Offers An Exceptional Extension Of Living Space, Including A Nanny Suite, Oversized Recreation Room, Full Bar, Exercise Room With Ensuite Sauna, Cedar Closet, And A Walk-Up To The Gardens, With Ample Opportunity For Further Customization. Outdoors, The Estate Impresses With A 20' X 40' Pool, Multiple Lounging And Entertaining Areas, An Expansive Stone Terrace, And A Serene Koi Pond, All Enveloped By Lush Landscaping To Ensure Ultimate Privacy. A Rare And Distinguished Offering In One Of The City's Most Coveted Enclaves.

Key facts

Property type
Detached, 2-Storey
MLS®
C13250474
Bedrooms
5+1 (6 total)
Bathrooms
8 (1 half)
Size
5,000 sq ft
Lot
121.89 × 178.36 ft
Cross streets
Bayview Ave and York Mills Rd
Parking
2 garage · 14 parking (built-in)
Driveway
Circular Drive
Basement
Walk-Up, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$23,377 / 2025
Days on market
98
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 4Second3.30 × 3.15 m

hardwood floor · overlooks garden · double closet

Family RoomMain7.52 × 4.47 m

w/o to terrace · skylight · fireplace

Living RoomMain9.60 × 3.94 m

hardwood floor · picture window · overlooks frontyard

RecreationLower11.35 × 3.81 m

wet bar · fireplace · above grade window

Bedroom 3Second4.90 × 3.94 m

closet · overlooks backyard · hardwood floor

KitchenMain4.47 × 4.04 m

breakfast area · centre island · marble floor

Bedroom 2Second6.53 × 4.04 m

hardwood floor · double closet · overlooks frontyard

FoyerMain9.60 × 3.53 m

marble floor · double closet · crown moulding

Primary BedroomSecond12.70 × 5.28 m

5 pc ensuite · walk-in closet(s) · combined w/sitting

BedroomLower4.34 × 3.89 m

3 pc ensuite · pot lights · closet

Dining RoomMain4.50 × 3.94 m

bay window · crown moulding · overlooks living

OfficeMain6.50 × 5.33 m

fireplace · overlooks frontyard · hardwood floor

Bedroom 5Second4.27 × 3.30 m

double closet · hardwood floor · combined w/sitting

Our TakeTeam Asgarian · Broker
Worth a closer look
$3.90Mest. value

Listed at $7,500,000. My estimate lands at $3.90M, so the ask sits about 92% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 98 days on the market against about 46 for homes like it here, and asking 92% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $4.05M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$3.32MBelow recent closings$7.50MAbove recent closings

Total price vs nearby homes. Fair value about $3.90M, median of 73 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
98days on market so far
$8,112/moest. rent · 33 leases
1.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 25 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,500/sqft against an area asking average of $1,226/sqft. Size and $/sqft both feed the estimate above.

  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 73 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $4.05M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 73 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.77Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.90M, which is where my estimate comes from.

Per square foot, these ask about $1,189/sqft; this home lists at $1,500/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
7.50MThis home6.50M6.40M5.50M5.50M4.95MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.6 km · 59% at standard
Harrison Public School · Public elementary1.0 km · 82% at standard
Avondale Alternative Elementary School · Public elementary1.1 km · 94% at standard
Avondale Public School · Public elementary1.1 km · 70% at standard
Windfields Middle School · Public elementary1.5 km · 91% at standard
Dunlace Public School · Public elementary1.8 km · 69% at standard
Hollywood Public School · Public elementary1.9 km · 96% at standard
St Edward Catholic School · Catholic elementary1.9 km · 89% at standard
Cardinal Carter ES · Catholic elementary2.0 km
Cardinal Carter Academy for the Arts · Catholic secondary2.0 km · 92% at standard
Elkhorn Public School · Public elementary2.1 km · 85% at standard
Claude Watson School for the Arts · Public elementary2.1 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$34,183/mo
$1359KIncome needed
5.5×Price ÷ income
$7,888Weekly cost
$452,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $34,183Property tax $1,948Total carry $36,131

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$32,347per month

Mortgage amount $6,000,000 · 4.24% over 25 years

$1,500,000Down payment (20.0%)
$6,000,000Loan before insurance
$0CMHC premium
$34,295Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$32,347
Property tax
$1,948
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$34,295

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$173,975
Toronto municipal land transfer tax
$278,975
Estimated closing costs
$452,950

Plus your down payment of $1,500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$39,248/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,704,002Total interest paid
$9,704,002Total of all payments
Principal $6,000,000 Interest $3,704,002
YearPrincipalInterestBalance
1$138,629$249,531$5,861,371
2$144,569$243,591$5,716,802
3$150,764$237,396$5,566,038
4$157,224$230,936$5,408,814
5$163,961$224,199$5,244,853
6$170,987$217,174$5,073,867
7$178,313$209,847$4,895,554
8$185,954$202,206$4,709,600
9$193,922$194,238$4,515,678
10$202,231$185,929$4,313,447
11$210,897$177,263$4,102,550
12$219,934$168,227$3,882,617
13$229,358$158,802$3,653,259
14$239,185$148,975$3,414,074
15$249,434$138,726$3,164,639
16$260,123$128,038$2,904,517
17$271,269$116,891$2,633,248
18$282,892$105,268$2,350,356
19$295,014$93,146$2,055,342
20$307,655$80,505$1,747,686
21$320,838$67,322$1,426,848
22$334,586$53,574$1,092,262
23$348,923$39,237$743,340
24$363,874$24,286$379,466
25$379,466$8,694$0

At the end of your 5-year term

Total paid over the term
$1,940,800
Principal paid down
$755,147
Interest paid
$1,185,654
Balance remaining
$5,244,853

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in St. Andrew-Windfields$8,112/mo
$97,344Gross annual rent
0.8%Cap rate after taxes and upkeep
$7,356 to $12,450Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in St. Andrew-Windfields signed at a median of $7,041 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,112. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.3%
Gross yield
− Property tax $23,377− Insurance $1,400− Vacancy & upkeep $10,708Net operating income $61,859

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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