815-36 Lisgar Street, Toronto, ON

Little Portugal, Toronto · MLS® C13481094

$479,999
For Sale
Listed 118 days agoNo offer date statedSitting longer than typical
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2Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

Bright and inviting 2-bedroom, 1-bathroom southwest corner unit featuring 1 parking space and 1locker. Filled with natural light throughout the day, this compact and efficient home is an excellent opportunity for first-time buyers looking to enter the housing market. Ideally located just steps from Trinity Bellwoods Park, you'll enjoy this vibrant location with its charming boutiques, cozy cafés, lively bars, and an outstanding selection of restaurants showcasing diverse cuisines. Situated in one of Toronto's most sought-after neighbourhoods, this property also offers strong long-term investment potential.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13481094
Bedrooms
2
Bathrooms
1
Size
500-599 sq ft
Cross streets
Dufferin & Queen
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$603/mo
Exposure
South West
Property tax
$2,179 / 2025
Days on market
118
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Living RoomFlat5.08 × 3.53 m

combined w/dining · w/o to balcony · laminate

Bedroom 2Flat2.79 × 2.03 m

window · laminate

KitchenFlat5.08 × 3.53 m

open concept · stainless steel appl · laminate

Dining RoomFlat5.08 × 3.53 m

combined w/library · large window · laminate

Primary BedroomFlat2.92 × 2.79 m

closet · large window · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$727K
Waterfront Communities C1
$625K
Kensington-Chinatown
$585K
Dovercourt-Wallace Emerson-Junction
$640K
Church-Yonge Corridor
$876K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Southwest) · Catholic secondary0.5 km
The Grove Community School · Public elementary0.6 km
Givins/Shaw Junior Public School · Public elementary0.7 km · 81% at standard
St Ambrose Catholic School · Catholic elementary1.0 km · 85% at standard
Holy Family Catholic School · Catholic elementary1.0 km · 45% at standard
Dr. Rita Cox – Kina Minogok Public School · Public elementary1.1 km · 56% at standard
Parkdale Junior and Senior Public School · Public elementary1.1 km · 51% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.3 km · 88% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
City View Alternative Senior School · Public elementary1.3 km
Shirley Street Junior Public School · Public elementary1.3 km · 70% at standard
Charles G Fraser Junior Public School · Public elementary1.4 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,188/mo
$104KIncome needed
4.6×Price ÷ income
$505Weekly cost
$12,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,188Property tax $182Condo fee $603Total carry $2,973

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,123per month

Mortgage amount $383,999 · 4.49% over 25 years

$96,000Down payment (20.0%)
$383,999Loan before insurance
$0CMHC premium
$2,908Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,123
Property tax
$182
Condo / maintenance fees
$603
Heating
$0
Estimated monthly cost
$2,908

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,075
Toronto municipal land transfer tax
$6,075
Estimated closing costs
$12,150

Plus your down payment of $96,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,570/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,960Total interest paid
$636,959Total of all payments
Principal $383,999 Interest $252,960
YearPrincipalInterestBalance
1$8,569$16,909$375,430
2$8,958$16,520$366,472
3$9,365$16,113$357,107
4$9,790$15,688$347,316
5$10,235$15,244$337,082
6$10,699$14,779$326,382
7$11,185$14,293$315,197
8$11,693$13,785$303,504
9$12,224$13,254$291,280
10$12,779$12,699$278,501
11$13,359$12,119$265,141
12$13,966$11,513$251,175
13$14,600$10,878$236,576
14$15,263$10,216$221,313
15$15,956$9,523$205,357
16$16,680$8,798$188,676
17$17,438$8,041$171,239
18$18,229$7,249$153,009
19$19,057$6,421$133,952
20$19,922$5,556$114,030
21$20,827$4,651$93,203
22$21,773$3,706$71,431
23$22,761$2,717$48,669
24$23,795$1,684$24,875
25$24,875$603$0

At the end of your 5-year term

Total paid over the term
$127,392
Principal paid down
$46,918
Interest paid
$80,474
Balance remaining
$337,082

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $2,179− Condo fees $7,241− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,136

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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