98 Charleswood Drive, Toronto, ON

Clanton Park, Toronto · MLS® C13517976

$2,888,888
For Sale
Listed 70 days agoNo offer date statedPrice drop likely
4+2Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Brand new custom-built home offering 4+2 bedrooms and refined, functional design throughout.
  • The chef's kitchen features built-in JennAir appliances, a 4 burner gas stove + grill, and a hidden pantry with a sink, fridge and dishwasher connection, and a...
  • Upstairs, the primary suite offers dual walk-in closets with custom organizers and a 5 piece spa inspired ensuite overlooking the backyard.
  • The lower level features radiant heated flooring throughout, two additional bedrooms, a wet bar with connections for a stove and fridge, a separate entrance, and a...
  • Minutes to Major Highways, Yorkdale Mall, Transit And Airport.

Brand new custom-built home offering 4+2 bedrooms and refined, functional design throughout. The chef's kitchen features built-in JennAir appliances, a 4 burner gas stove + grill, and a hidden pantry with a sink, fridge and dishwasher connection, and a walkout to the fully fenced private backyard. Entertain effortlessly in the dining area and showcase your wine collection in the stunning glass enclosed, temperature controlled wine cellar. The living room includes a stunning stone feature fireplace to cozy up to and enjoy movie nights at home. The mudroom provides direct access to the 2 car garage and a front home office and 2 piece powder room complete this impressive main floor. Upstairs, the primary suite offers dual walk-in closets with custom organizers and a 5 piece spa inspired ensuite overlooking the backyard. Three additional bedrooms are generously sized and each includes their own 3 piece ensuite, walk in closets with custom organizers, along with upper-level laundry for added convenience. The lower level features radiant heated flooring throughout, two additional bedrooms, a wet bar with connections for a stove and fridge, a separate entrance, and a laundry rough-in ideal as an in-law or additional income suite. Walking distance to schools, parks, places of worship, shopping, restaurants and more! Minutes to Major Highways, Yorkdale Mall, Transit And Airport. This one of a kind show piece property includes a Tarion warranty for additional value!

Key facts

Property type
Detached, 2-Storey
MLS®
C13517976
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
50 × 100 ft
Cross streets
Bathurst/Wilson
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,000 / 2026
Days on market
70
Listing brokerage
ROYAL LEPAGE COMMERCIAL WESTHAVEN

Rooms

RecreationBasement4.78 × 7.19 m

Window

Bedroom 3Second4.94 × 3.90 m

4 pc ensuite · hardwood floor · walk-in closet(s)

PantryMain1.50 × 3.00 m

quartz counter · combined w/kitchen

Dining RoomMain4.78 × 3.48 m

hardwood floor · window · combined w/kitchen

BedroomBasement3.16 × 3.13 m

Window

Utility RoomBasement1.59 × 2.92 m
BedroomBasement4.50 × 3.83 m

Window

LaundrySecond1.92 × 3.06 m

Tile Floor

FoyerMain5.76 × 2.67 m

Hardwood Floor

Bedroom 2Second4.04 × 4.64 m

4 pc ensuite · hardwood floor · walk-in closet(s)

KitchenMain5.14 × 2.84 m

quartz counter · hardwood floor · pantry

Primary BedroomSecond4.76 × 5.08 m

6 pc ensuite · hardwood floor · walk-in closet(s)

StudyMain3.18 × 2.98 m

window · hardwood floor

Bedroom 4Second5.08 × 5.98 m

4 pc ensuite · hardwood floor · walk-in closet(s)

Living RoomMain4.78 × 5.14 m

fireplace · window · hardwood floor

Mud RoomMain1.84 × 5.67 m

w/o to garage · closet · hardwood floor

Our TakeTeam Asgarian · Broker
In line
$2.68Mest. value

Listed at $2,888,888 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.68M, typically $2.33M to $3.08M. Comparable closings on their own put this home around $2.19M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

A price cut is the likelier next move. 70 days on the market against about 28 for homes like it here, and asking 8% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $1.95M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.33MBelow recent closings$3.08MAbove recent closings

Total price vs nearby homes. Fair value about $2.68M, median of 31 comparables.

The market behind the math:

18sold nearby · 90 days
$1.33Mmedian sold price
95%of asking, on average
−5%prices vs a year ago
~28 dayshomes like this take to sell
70days on market so far
$7,571/moest. rent · 7 leases
3.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 6 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $889/sqft against an area asking average of $787/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Clanton Park: 20 of the 68 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 31 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.95M, lower than the comparables and worth a second look.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (William Lyon Mackenzie Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 31 comparable homes that sold in Clanton Park over the past two years, from 129 closings there.

What sellers nearby are askingCurrently listed nearby in Clanton Park · asking prices
$2.66Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $852/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.89MThis home2.89M3.25M2.40M2.10MThis home vs active comparables

Neighbourhood & location

Clanton Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Edenbridge-Humber Valley
$3.99M
High Park-Swansea
$1.47M
Kingsway South
$3.75M
Wexford-Maryvale
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Faywood Arts-Based Curriculum School
70%
Faywood Arts-Based Curriculum SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Baycrest Public School · Public elementary0.9 km · 69% at standard
Summit Heights Public School · Public elementary1.0 km · 85% at standard
St Robert Catholic School · Catholic elementary1.4 km · 74% at standard
Dublin Heights Elementary and Middle School · Public elementary1.4 km · 68% at standard
Ledbury Park Elementary and Middle School · Public elementary1.6 km · 77% at standard
Bannockburn Public School · Public elementary1.6 km
Armour Heights Public School · Public elementary1.8 km · 70% at standard
St Norbert Catholic School · Catholic elementary1.8 km · 70% at standard
Flemington Public School · Public elementary1.9 km · 36% at standard
Lawrence Heights Middle School · Public elementary2.0 km · 44% at standard
Ancaster Public School · Public elementary2.1 km · 47% at standard
John Polanyi Collegiate Institute · Public secondary2.2 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,167/mo
$529KIncome needed
5.5×Price ÷ income
$3,038Weekly cost
$117,394Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $13,167Property tax $833Total carry $14,000

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,459per month

Mortgage amount $2,311,110 · 4.24% over 25 years

$577,778Down payment (20.0%)
$2,311,110Loan before insurance
$0CMHC premium
$13,293Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,459
Property tax
$833
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,293

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$58,697
Toronto municipal land transfer tax
$58,697
Estimated closing costs
$117,394

Plus your down payment of $577,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$15,118/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,426,726Total interest paid
$3,737,837Total of all payments
Principal $2,311,110 Interest $1,426,726
YearPrincipalInterestBalance
1$53,398$96,116$2,257,713
2$55,686$93,828$2,202,027
3$58,072$91,442$2,143,955
4$60,560$88,953$2,083,395
5$63,155$86,358$2,020,239
6$65,861$83,652$1,954,378
7$68,684$80,830$1,885,694
8$71,627$77,887$1,814,068
9$74,696$74,818$1,739,372
10$77,896$71,617$1,661,475
11$81,234$68,279$1,580,241
12$84,715$64,798$1,495,526
13$88,345$61,168$1,407,181
14$92,131$57,383$1,315,050
15$96,078$53,435$1,218,972
16$100,195$49,318$1,118,776
17$104,489$45,025$1,014,288
18$108,966$40,548$905,322
19$113,635$35,878$791,687
20$118,504$31,009$673,183
21$123,582$25,931$549,601
22$128,877$20,636$420,723
23$134,400$15,114$286,323
24$140,159$9,355$146,165
25$146,165$3,349$0

At the end of your 5-year term

Total paid over the term
$747,567
Principal paid down
$290,871
Interest paid
$456,696
Balance remaining
$2,020,239

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Clanton Park$7,571/mo
$90,852Gross annual rent
2.4%Cap rate after taxes and upkeep
$6,965 to $8,176Typical rent range

The suite is real income here: basements rent in Clanton Park (20 of 68 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Clanton Park signed at a median of $5,460 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,571. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $10,000− Insurance $1,400− Vacancy & upkeep $9,994Net operating income $69,458

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE COMMERCIAL WESTHAVEN. MLS®/PropTx.

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