122 Holmes Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13532096

$2,750,000
For Sale
Listed 10 days ago
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6Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Masterfully Built, Functionally Laid Out, Conveniently Located On A Desirable 45' X 160' Lot (7,212 Sq.Ft of Land) In the Heart Of Willowdale East! This Bright Showcase Home Offers about 5,000 Sq.Ft of Living Space ( 3,476 Sq.Ft in 1st & 2nd Floor + Professional Finished W/O Heated Floor Basement), 4+2 Bedrooms & 6 Washrooms, Beautiful Facade, Soaring Ceiling Height, Hardwood Flr, Crown Moulding and Led Lighting Thru-Out Main&2nd Flr, Wainscotting in Living, Dining, Hallways and Main Staircase, Coffered Ceiling in Living, Dining, Family, and 3 Bedrooms! Open-Concept Principal Living and Dining Rooms on The Main Floor, A Bright Office with Wainscotting, French Door and Built-In Bookcases, Amazing Family Room With Gas Fireplace and A Wall Unit! Chef Inspired Kitchen Includes Spacious Breakfast Area, Quality Cabinets, Stainless Steel Appliances, A Pantry/Servery, and Walkout To Family Sized Deck and Extremely Deep Pool-Sized Backyard For Your Gatherings and/or Relaxation. The Breathtaking Master Bedroom Boasts Walk-In Closet, Coffered Ceiling, A Gas Fireplace, and A Gorgeous 7-Pc Ensuite. 3 Additional Bedrooms With 3 Ensuites! 2nd Floor Laundry Room! The Finished Walk Out Heated Floor Basement Offers A Recreation Room With A Gas Fireplace, Above Grade Windows, Gas Fireplace, A Kitchenette, 2 Bedroom, 3-Pc Bath, and Direct Access to Garages! Best School Zone: Earl Haig S.S, Cummer Valley M.S! Steps Away from Park, Schools, Yonge St, Ttc & Subway, Mitchell Field Community Centre with Sports Amenities! ** Cannot Be Missed and Must Be Seen!

Key facts

Property type
Detached, 2-Storey
MLS®
C13532096
Bedrooms
6 (4 + 2)
Bathrooms
6 (1 half)
Size
3000-3500
Lot
45 × 160 ft
Cross streets
Yonge St/ Willowdale Ave/ Finch St
Parking
2 garage · 6 parking (built-in)
Driveway
Available, Private Double
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$16,484 / 2025
Days on market
10
Listing brokerage
RE/MAX REALTRON BIJAN BARATI REAL ESTATE

Rooms

RecreationBasement4.90 × 4.20 m

porcelain floor · gas fireplace · wet bar

Living RoomMain5.25 × 3.66 m

gas fireplace · hardwood floor · built-in speakers

KitchenMain6.50 × 4.60 m

hardwood floor · w/o to deck · led lighting

Bedroom 5Basement5.62 × 4.77 m

3 pc bath · porcelain floor · built-in speakers

OfficeMain3.60 × 3.26 m

b/i shelves · hardwood floor · built-in speakers

Bedroom 4Second4.11 × 3.11 m

4 pc ensuite · closet organizers · hardwood floor

Bedroom 3Second4.78 × 3.55 m

3 pc ensuite · gas fireplace · walk-in closet(s)

BedroomBasement3.54 × 2.50 m

laminate · window · closet

Bedroom 2Second4.43 × 4.16 m

4 pc ensuite · closet organizers · hardwood floor

Family RoomMain5.17 × 4.58 m

gas fireplace · hardwood floor · led lighting

Dining RoomMain5.36 × 3.30 m

hardwood floor · led lighting · wainscoting

Primary BedroomSecond5.13 × 4.83 m

7 pc ensuite · gas fireplace · walk-in closet(s)

Moe’s TakeTeam Asgarian · Broker
In line
$2.83Mest. value

Listed at $2,750,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.10M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.80M
  • Bedrooms +$30K
  • Adjusts to $2.83M

That comparable adjusts to $2.83M; the $2.83M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Willowdale Ave at Byng Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.70MGreat deal$3.23MOverpriced

Total price vs nearby homes. Fair value about $2.83M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$2.64Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

173 Holmes Avenue$2.69M253 Byng Avenue$2.64M116 Church Avenue$2.80M90 Holmes Avenue$2.29M225 Olive Avenue$2.79M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.75MThis home2.69M2.64M2.80M2.29M2.79MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $3.00M
$846this home / sqft
32active listings nearby
10days on market

This home lists 2% above the area average of $829/sqft.

9 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Willowdale Ave at Byng Ave, about 137 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$12,534/mo
$525KIncome needed
5.2×Price ÷ income
$2,892Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $12,534Property tax $1,374Total carry $13,907

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,740per month

Mortgage amount $2,200,000 · 4.14% over 25 years

$550,000Down payment (20.0%)
$2,200,000Loan before insurance
$0CMHC premium
$13,114Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,740
Property tax
$1,374
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,114

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$55,225
Toronto municipal land transfer tax
$55,225
Estimated closing costs
$110,450

Plus your down payment of $550,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,322,005Total interest paid
$3,522,005Total of all payments
Principal $2,200,000 Interest $1,322,005
YearPrincipalInterestBalance
1$51,538$89,342$2,148,462
2$53,694$87,186$2,094,767
3$55,940$84,940$2,038,827
4$58,280$82,600$1,980,547
5$60,718$80,162$1,919,829
6$63,258$77,623$1,856,572
7$65,903$74,977$1,790,668
8$68,660$72,220$1,722,008
9$71,532$69,348$1,650,476
10$74,524$66,356$1,575,952
11$77,641$63,239$1,498,311
12$80,889$59,991$1,417,422
13$84,272$56,608$1,333,149
14$87,797$53,083$1,245,352
15$91,470$49,410$1,153,882
16$95,296$45,584$1,058,586
17$99,282$41,598$959,304
18$103,435$37,445$855,869
19$107,761$33,119$748,108
20$112,269$28,611$635,839
21$116,965$23,915$518,874
22$121,857$19,023$397,017
23$126,954$13,926$270,062
24$132,265$8,615$137,797
25$137,797$3,083$0

At the end of your 5-year term

Total paid over the term
$704,401
Principal paid down
$280,171
Interest paid
$424,230
Balance remaining
$1,919,829

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $16,484− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $49,400

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BIJAN BARATI REAL ESTATE. MLS®/PropTx.

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