25 Oswald Crescent, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13537584

$1,885,000
For Sale
Listed 103 days agoNo offer date statedSitting longer than typical
4+1Bedrooms
3Bathrooms
0Parking
1500-2000Sq ft

About this home

In short

  • Welcome to this Beautifully upgraded, from Top to Bottom, home, Nestled on a Quiet, Family-Friendly street in one of Toronto's most sought-after neighbourhoods, this...
  • The open-concept living and dining area is perfect for entertaining or relaxing in style, while the updated kitchen offers ample space for both casual meals and...
  • This home has seen hundreds of thousands in renovations, including upgraded windows, wiring, plumbing, and a high-efficiency burner, and a lot More for peace of mind.
  • Highlights & Recent 2025 Upgrades: Expansive New Addition Seamlessly integrated into the home's original footprint, providing generous extra square footage for modern...

Welcome to this Beautifully upgraded, from Top to Bottom, home, Nestled on a Quiet, Family-Friendly street in one of Toronto's most sought-after neighbourhoods, this bright and spacious 4-bedroom gem offers the perfect blend of modern updates and timeless charm. Step inside and take in the airy open layout, pot lights, and large windows that welcomes the home with natural light. The open-concept living and dining area is perfect for entertaining or relaxing in style, while the updated kitchen offers ample space for both casual meals and lively gatherings - complete with a convenient walk-out to a private backyard. This home has seen hundreds of thousands in renovations, including upgraded windows, wiring, plumbing, and a high-efficiency burner, and a lot More for peace of mind. Highlights & Recent 2025 Upgrades: **Expansive New Addition** Seamlessly integrated into the home's original footprint, providing generous extra square footage for modern family living and entertaining.**Brand New Windows** to enjoy abundant natural light, enhanced curb appeal, and maximum energy efficiency throughout all seasons.**Tankless Water Heater** Experience endless, on-demand hot water while significantly lowering your monthly utility bills. **Professionally Finished Basement** A versatile, open-concept lower level ideal for a recreation room, home gym, or a cozy media lounge. Just minutes from Yonge and Eglinton subway station, and within walking distance to the Area's Best! *** PLEASE NOTE: Images containing a vehicle or rendered parking space are conceptual composite renderings intended solely to illustrate potential parking possibilities. Any future conversion, construction, or alteration to create parking is subject to local zoning laws, municipal approvals, permitting, and independent buyer verification. *** ***Easy Street Permit Parking***

Key facts

Property type
Detached, 2-Storey
MLS®
C13537584
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
30.42 × 125 ft
Cross streets
Yonge/Manor
Parking
0 parking
Driveway
None
Basement
Finished, Separate Entrance
Heating
Radiant
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Not Applicable
Roof
Not Applicable
Sewer
Sewer
Property tax
$10,382 / 2026
Days on market
103
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

Dining RoomGround3.99 × 2.50 m

hardwood floor · pot lights

Bedroom 4Second4.75 × 2.67 m

Hardwood Floor

Living RoomGround5.12 × 3.42 m

hardwood floor · pot lights

Family RoomGround4.70 × 5.08 m

hardwood floor · w/o to yard · large window

KitchenGround3.73 × 3.29 m

hardwood floor · pot lights · backsplash

Bedroom 3Second3.71 × 2.68 m

hardwood floor · closet · window

Primary BedroomSecond4.70 × 3.13 m

hardwood floor · closet · window

RecreationBasement5.27 × 5.13 m

Skylight

Bedroom 2Second2.87 × 2.55 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Mount Pleasant West · asking prices
$3.19Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,310/sqft; this home lists at $1,077/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.89MThis home2.89M2.68M4.00MThis home vs active comparables

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K
Willowdale East
$2.29M
Bayview Village
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Davisville Junior Public School
86%
Davisville Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Spectrum Alternative Senior School · Public elementary0.4 km
Eglinton Junior Public School · Public elementary0.6 km · 70% at standard
Northern Secondary School · Public secondary0.9 km · 82% at standard
John Fisher Junior Public School · Public elementary1.1 km · 85% at standard
Maurice Cody Junior Public School · Public elementary1.2 km · 90% at standard
Oriole Park Junior Public School · Public elementary1.3 km · 100% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary1.5 km · 74% at standard
Deer Park Junior and Senior Public School · Public elementary1.5 km · 84% at standard
St Anselm Catholic School · Catholic elementary1.7 km · 90% at standard
Allenby Junior Public School · Public elementary1.7 km · 78% at standard
Leaside High School · Public secondary1.9 km · 87% at standard
Forest Hill Junior and Senior Public School · Public elementary1.9 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,591/mo
$358KIncome needed
5.3×Price ÷ income
$1,983Weekly cost
$68,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,591Property tax $865Total carry $9,456

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,338per month

Mortgage amount $1,508,000 · 4.49% over 25 years

$377,000Down payment (20.0%)
$1,508,000Loan before insurance
$0CMHC premium
$9,203Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,338
Property tax
$865
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,203

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,175
Toronto municipal land transfer tax
$34,175
Estimated closing costs
$68,350

Plus your down payment of $377,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,092/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$993,397Total interest paid
$2,501,397Total of all payments
Principal $1,508,000 Interest $993,397
YearPrincipalInterestBalance
1$33,652$66,404$1,474,348
2$35,180$64,876$1,439,168
3$36,777$63,278$1,402,390
4$38,447$61,609$1,363,943
5$40,193$59,863$1,323,750
6$42,018$58,038$1,281,732
7$43,926$56,130$1,237,807
8$45,920$54,136$1,191,887
9$48,005$52,051$1,143,882
10$50,185$49,871$1,093,697
11$52,463$47,593$1,041,234
12$54,845$45,211$986,389
13$57,335$42,721$929,054
14$59,939$40,117$869,115
15$62,660$37,396$806,455
16$65,505$34,551$740,950
17$68,479$31,577$672,471
18$71,589$28,467$600,882
19$74,839$25,217$526,043
20$78,237$21,819$447,806
21$81,789$18,267$366,017
22$85,503$14,553$280,514
23$89,385$10,671$191,129
24$93,443$6,613$97,686
25$97,686$2,370$0

At the end of your 5-year term

Total paid over the term
$500,279
Principal paid down
$184,250
Interest paid
$316,030
Balance remaining
$1,323,750

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $10,382− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $21,860

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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