63 Highland Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13542212

$5,295,000
For Sale
Listed 64 days agoNo offer date stated
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7Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Timeless Rosedale Elegance.
  • This masterfully restored 7-bedroom, 5-bath Arts & Crafts home combines charm and modern comfort.
  • The home also includes a 2-car garage and private drive with additional parking.
  • Excellent Location, Short Stroll To Summer Hill Market And Steps To Rosedale Park, Tons Of Family Fun Including, Tennis, Soccer, Ice Skating, Playground W Splash Pad...

Timeless Rosedale Elegance. This masterfully restored 7-bedroom, 5-bath Arts & Crafts home combines charm and modern comfort. Striking street presence and exquisite period details throughout create a warm, sophisticated atmosphere. Grand principal rooms offer ample space for entertaining and day-to-day family living, with abundant natural light . The primary suite features a south-facing terrace, perfect for morning coffee or relaxing evenings, a spacious change room, and ensuite bath, creating a private retreat.. A large deck off the family room provides the ideal setting for family gatherings and outdoor entertaining. The home also includes a 2-car garage and private drive with additional parking. Located just steps from Summerhill Market, Rosedale Park, and scenic trails, this exceptional property offers the ultimate blend of privacy, luxury, and convenience in one of Toronto's most coveted neighborhoods.. Excellent Location, Short Stroll To Summer Hill Market And Steps To Rosedale Park, Tons Of Family Fun Including, Tennis, Soccer, Ice Skating, Playground W Splash Pad Are Literally At Your Door Step.

Key facts

Property type
Detached, 3-Storey
MLS®
C13542212
Bedrooms
7
Bathrooms
5 (2 half)
Size
3500-5000 sq ft
Lot
40 × 115 ft
Cross streets
Highland Ave / Roxborough Dr
Parking
2 garage · 4 parking (detached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Radiant
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Cedar
Sewer
Sewer
Property tax
$17,993 / 2025
Days on market
64
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Bedroom 4Third4.51 × 3.04 m

closet · window · hardwood floor

Dining RoomMain5.30 × 5.12 m

formal rm · overlooks garden · hardwood floor

RecreationLower7.10 × 5.85 m

fireplace · 2 pc bath · broadloom

OfficeMain4.35 × 3.01 m

combined w/living · bay window · hardwood floor

Primary BedroomSecond5.24 × 4.26 m

3 pc ensuite · overlooks ravine · walk-in closet(s)

Living RoomMain4.26 × 4.23 m

fireplace · combined w/family · hardwood floor

KitchenMain6.06 × 3.38 m

ceramic floor · centre island · walk-out

Exercise RoomLower3.68 × 3.41 m

walk-in closet(s) · walk-out · ceramic floor

Bedroom 3Second3.62 × 3.35 m

closet · window · hardwood floor

Family RoomMain6.15 × 2.71 m

w/o to yard · combined w/living · hardwood floor

Bedroom 2Second4.93 × 3.01 m

window · hardwood floor

Bedroom 5Third4.26 × 3.04 m

closet · window · hardwood floor

Our TakeTeam Asgarian · Broker
In line
$5.22Mest. value

Listed at $5,295,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $5.22M, typically $4.85M to $7.01M. Comparable closings on their own put this home around $5.03M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $4.23M. That is about 16% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$4.85MBelow recent closings$7.01MAbove recent closings

Total price vs nearby homes. Fair value about $5.22M, median of 11 comparables.

The market behind the math:

18sold nearby · 90 days
$3.50Mmedian sold price
96%of asking, on average
−13%prices vs a year ago
~38 dayshomes like this take to sell
64days on market so far
$11,960/moest. rent · 5 leases
2.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 5 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,246/sqft against an area asking average of $2,120/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 11 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $4.23M, a bit lower.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Whitney Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.

Based on 11 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.

What sellers nearby are askingCurrently listed nearby in Rosedale-Moore Park · asking prices
$7.92Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $5.03M, which is where my estimate comes from.

Per square foot, these ask about $1,800/sqft; this home lists at $1,246/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
5.29MThis home6.48M6.00M7.20M11.99MThis home vs active comparables

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
High Park-Swansea
$1.47M
Birchcliffe-Cliffside
$1.25M
Wexford-Maryvale
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Whitney Junior Public School
94%
Whitney Junior Public SchoolPublic · Elementary · 0.6 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rosedale Junior Public School · Public elementary0.6 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary1.3 km · 80% at standard
Rose Avenue Junior Public School · Public elementary1.3 km · 46% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.3 km
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.5 km · 87% at standard
Bennington Heights Elementary School · Public elementary1.6 km · 80% at standard
CALC Secondary School · Public secondary1.6 km
Our Lady of Lourdes Catholic School · Catholic elementary1.7 km · 64% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.8 km
Jarvis Collegiate Institute · Public secondary1.8 km · 57% at standard
Winchester Junior and Senior Public School · Public elementary1.8 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$24,133/mo
$965KIncome needed
5.5×Price ÷ income
$5,569Weekly cost
$276,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $24,133Property tax $1,499Total carry $25,632

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,837per month

Mortgage amount $4,236,000 · 4.24% over 25 years

$1,059,000Down payment (20.0%)
$4,236,000Loan before insurance
$0CMHC premium
$24,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,837
Property tax
$1,499
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$118,850
Toronto municipal land transfer tax
$157,700
Estimated closing costs
$276,550

Plus your down payment of $1,059,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$27,709/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,615,025Total interest paid
$6,851,025Total of all payments
Principal $4,236,000 Interest $2,615,025
YearPrincipalInterestBalance
1$97,872$176,169$4,138,128
2$102,066$171,975$4,036,062
3$106,439$167,602$3,929,623
4$111,000$163,041$3,818,623
5$115,756$158,285$3,702,867
6$120,716$153,325$3,582,150
7$125,889$148,152$3,456,261
8$131,283$142,758$3,324,978
9$136,909$137,132$3,188,069
10$142,775$131,266$3,045,294
11$148,893$125,148$2,896,400
12$155,273$118,768$2,741,127
13$161,926$112,115$2,579,201
14$168,865$105,176$2,410,336
15$176,101$97,940$2,234,235
16$183,647$90,395$2,050,589
17$191,516$82,525$1,859,073
18$199,722$74,319$1,659,351
19$208,280$65,761$1,451,071
20$217,205$56,836$1,233,867
21$226,512$47,529$1,007,355
22$236,218$37,823$771,137
23$246,339$27,702$524,798
24$256,895$17,146$267,903
25$267,903$6,138$0

At the end of your 5-year term

Total paid over the term
$1,370,205
Principal paid down
$533,133
Interest paid
$837,072
Balance remaining
$3,702,867

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rosedale-Moore Park$11,960/mo
$143,520Gross annual rent
2.0%Cap rate after taxes and upkeep
$10,524 to $17,097Typical rent range
~28 daysTo find a tenant, on average

About the suite: in Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rosedale-Moore Park signed at a median of $11,710 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $11,960. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.7%
Gross yield
− Property tax $17,993− Insurance $1,400− Vacancy & upkeep $15,787Net operating income $108,340

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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