317-509 Beecroft Road, Toronto, ON

Willowdale West, Toronto · MLS® C13553042

$619,900
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Luxury Living in the Heart of North York -- All Utilities Included! -- Beautifully maintained 2-bedroom, 2-bathroom condo just steps to Finch Subway Station.-- Featuring a rare split-bedroom layout for added privacy. -- This bright and spacious suite offers hardwood floors, an upgraded kitchen with granite countertops and stainless steel appliances, plus two walk-outs to the balcony. The generous Master bedroom features a 4-piece Ensuite, while the second bedroom includes a study nook, ideal for a home office. -- All utilities are included, along with 1 parking space and 1 large locker. Enjoy outstanding building amenities including 24-hour concierge, indoor pool, party room, theatre, billiards, and games room. A prime North York location with transit, shopping, restaurants, and everyday conveniences just steps away.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13553042
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Yonge / Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$973/mo
Exposure
East
Property tax
$3,084 / 2025
Days on market
7
Listing brokerage
RE/MAX ATRIUM HOME REALTY

Rooms

Primary BedroomMain3.47 × 3.38 m

broadloom · 4 pc ensuite · w/o to balcony

Dining RoomMain6.25 × 3.00 m

hardwood floor · combined w/living

Bedroom 2Main6.00 × 2.55 m

broadloom · combined w/sitting

KitchenMain3.47 × 2.00 m

ceramic floor · stainless steel appl · granite counters

Living RoomMain6.25 × 3.00 m

hardwood floor · combined w/dining · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below comparables
$698Kest. value

Listed at $619,900, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $630K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $838K
  • Adjusts to $838K

That comparable adjusts to $838K; the $698K estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$620KGreat deal$751KOverpriced

Total price vs nearby homes. Fair value about $698K, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Willowdale West · asking prices
$625kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2102-509 Beecroft Road$630k102-75 Canterbury Place$600k508-5508 Yonge Street$600k1505-5180 Yonge Street$645k1202-509 Beecroft Road$649k

The 5 closest of 8 active listings nearby.

See all comparable homes
620kThis home630k600k600k645k649kThis home vs active comparables
Live market pulseActive comparables in Willowdale West · median list $669K
$730this home / sqft
52active listings nearby
7days on market

This home lists 12% below the area average of $833/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$489K
Westminster-Branson
$500K
Bayview Village
$681K
Tam O'Shanter-Sullivan
$626K
Annex
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,825/mo
$138KIncome needed
4.5×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,825Property tax $257Condo fee $973Total carry $4,055

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,646per month

Mortgage amount $495,920 · 4.14% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$3,876Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,646
Property tax
$257
Condo / maintenance fees
$973
Heating
$0
Estimated monthly cost
$3,876

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Toronto municipal land transfer tax
$8,873
Estimated closing costs
$17,746

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,214/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,004Total interest paid
$793,924Total of all payments
Principal $495,920 Interest $298,004
YearPrincipalInterestBalance
1$11,618$20,139$484,302
2$12,104$19,653$472,199
3$12,610$19,147$459,589
4$13,137$18,620$446,451
5$13,687$18,070$432,764
6$14,259$17,498$418,505
7$14,856$16,901$403,649
8$15,477$16,280$388,172
9$16,125$15,632$372,047
10$16,799$14,958$355,248
11$17,502$14,255$337,746
12$18,234$13,523$319,513
13$18,997$12,760$300,516
14$19,791$11,966$280,725
15$20,619$11,138$260,106
16$21,481$10,276$238,625
17$22,380$9,377$216,245
18$23,316$8,441$192,928
19$24,291$7,466$168,637
20$25,307$6,450$143,330
21$26,366$5,391$116,964
22$27,469$4,288$89,495
23$28,618$3,139$60,877
24$29,815$1,942$31,062
25$31,062$695$0

At the end of your 5-year term

Total paid over the term
$158,785
Principal paid down
$63,156
Interest paid
$95,629
Balance remaining
$432,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $3,084− Condo fees $11,676− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,476

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.

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