208A Merton Street, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13584830

$1,799,000
For Sale
Listed 2 days ago
3Bedrooms
3Bathrooms
2Garage
2000-2500Sq Ft

About this home

208A Merton is a lifestyle destination for those who crave sophistication, comfort, and connection in one of Torontos most vibrant enclaves. This rare freehold townhouse offers the ease of ownership without the fees, combining the freedom of a house with the low-maintenance appeal of urban living. Wake up in your sun-drenched primary suite, pour a coffee, and head upstairs to your 534 square foot rooftop terrace. Wrapped in skyline views, surround sound, and featuring a fully automated Rolltec awning, it is your private retreat in the sky. Spend evenings dining alfresco under the stars or curling up beside the glow of the gas fireplace in your elegant living room, with built-in shelves and crown moulding framing the space. Inside, this home balances contemporary design with timeless warmth. Soaring 10 foot ceilings on the main level create a gallery-like feel, perfect for entertaining. The chefs kitchen, with its high-end appliances, granite counters, and ceiling-height shaker cabinetry, opens seamlessly to a walk-out balcony with a gas line.Upstairs, the versatile layout adapts to your lifestyle. Whether you envision a stylish media lounge, a dressing room worthy of a magazine spread, or a cozy guest suite, every space is rich with light, storage, and thoughtful finishes. Heated floors in all bathrooms and the foyer add a daily touch of luxury, and integrated speakers let you soundtrack your moments with ease. And when the city calls, you are just steps to the Beltline Trail, Davisville subway, and the boutiques and cafés of Yonge Street, along with top-rated schools and a true sense of community. A rare built-in two car garage, central vacuum, alarm system, and custom window coverings complete the offering. This is turnkey Midtown living for those who want it all style, function, and the freedom to live beautifully.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13584830
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500
Lot
16.44 × 55.68 ft
Cross streets
Yonge And Merton
Parking
2 garage (built-in)
Driveway
Right Of Way
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$7,767 / 2025
Days on market
2
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM

Rooms

Bedroom 2Third3.99 × 3.81 m

broadloom · double closet · pot lights

Bedroom 3Third3.91 × 3.58 m

broadloom · double closet · pot lights

KitchenMain3.30 × 3.30 m

hardwood floor · breakfast bar · pot lights

Dining RoomMain3.48 × 3.40 m

hardwood floor · crown moulding · pot lights

Primary BedroomSecond4.67 × 4.60 m

broadloom · walk-in closet(s) · 5 pc ensuite

LaundryThird2.62 × 1.42 m

tile floor · laundry sink · pot lights

Living RoomMain4.60 × 3.89 m

hardwood floor · gas fireplace · crown moulding

FoyerGround2.54 × 1.50 m

tile floor · closet · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.09Mest. value

Listed at $1,799,000, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($800/sqft) is above the area, which usually points to a smaller or more efficient layout.

In Mount Pleasant West lately, sellers have been getting about 94% of asking and homes sell in about 36 days. Prices are down 6% versus a year ago.

There were not many closely comparable homes right in Mount Pleasant West, so I widened the search to the surrounding area.

Based on 36 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 36 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.75M
  • Adjusts to $1.75M

That comparable adjusts to $1.75M; the $2.09M estimate above is the median of all 36 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.80MGreat deal$2.37MOverpriced

Total price vs nearby homes. Fair value about $2.09M, median of 36 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.25Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9 Leaves Terrace$1.27M3002 Bayview Avenue$1.66M3038 Islington Avenue$829k

The 3 closest active listings nearby.

See all comparable homes
1.80MThis home1.27M1.66M829kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$800this home / sqft
77active listings nearby
2days on market
15sold nearby · 90 days
$1.82Mmedian sold price
94%of asking, on average
6%vs a year ago

This home lists 20% above the area average of $666/sqft.

9 days faster than the Toronto average (11 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$1.24M
Kensington-Chinatown
$1.06M
Trinity-Bellwoods
$1.01M
South Riverdale
$1.27M
Banbury-Don Mills
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,199/mo
$335KIncome needed
5.4×Price ÷ income
$1,892Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,199Property tax $647Total carry $8,846

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,680per month

Mortgage amount $1,439,200 · 4.14% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,327Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,680
Property tax
$647
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,327

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,328/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$864,832Total interest paid
$2,304,032Total of all payments
Principal $1,439,200 Interest $864,832
YearPrincipalInterestBalance
1$33,715$58,446$1,405,485
2$35,126$57,036$1,370,359
3$36,595$55,566$1,333,764
4$38,126$54,036$1,295,638
5$39,720$52,441$1,255,918
6$41,382$50,779$1,214,536
7$43,113$49,048$1,171,423
8$44,916$47,245$1,126,507
9$46,795$45,366$1,079,712
10$48,752$43,409$1,030,959
11$50,792$41,370$980,168
12$52,916$39,245$927,252
13$55,130$37,032$872,122
14$57,436$34,726$814,686
15$59,838$32,323$754,849
16$62,341$29,820$692,508
17$64,949$27,213$627,559
18$67,665$24,496$559,894
19$70,496$21,666$489,398
20$73,444$18,717$415,954
21$76,516$15,645$339,438
22$79,717$12,444$259,721
23$83,051$9,110$176,670
24$86,525$5,636$90,144
25$90,144$2,017$0

At the end of your 5-year term

Total paid over the term
$460,806
Principal paid down
$183,282
Interest paid
$277,524
Balance remaining
$1,255,918

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $7,767− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,689

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.

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