909-205 Frederick Street, Toronto, ON

Moss Park, Toronto · MLS® C13602650

$549,900
For Sale
Listed 60 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Welcome To The Rezen, An Exclusive Mid-Rise Building Nestled In The Vibrant St.
  • Exceptional Suite Estimated 717 Sqft.

Welcome To The Rezen, An Exclusive Mid-Rise Building Nestled In The Vibrant St. Lawrence Market Area, Offering A Rare Blend Of Modern Urban Living And Neighbourhood Charm. Exceptional Suite Estimated 717 Sqft. A Bright And Wide Floorplan. 9' Ceiling. Laminate Floors. Newly Paint. Spacious Kitchen With Granite Counters And Full Sized Kitchen Appliances. Flexible Open Area Den/Dining. Great Ensuite Closets And Storage. Great Building Amenities; Concierge, Gym, Party Room, Awesome communal Rooftop Bbqs With Sunsets And Skylines...

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13602650
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
King/Adelaide
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$662/mo
Exposure
East
Property tax
$3,023 / 2026
Days on market
60
Listing brokerage
TRADEWORLD REALTY INC

Rooms

BedroomMain3.20 × 3.38 m

wood · large closet · sliding doors

DenMain2.52 × 2.61 m

wood · open concept

Dining RoomMain5.66 × 3.47 m

wood · combined w/living · open concept

Living RoomMain5.66 × 3.47 m

wood · combined w/dining · w/o to balcony

KitchenMain4.04 × 2.43 m

wood · granite counters · w/o to balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$535Klikely sale price

Listed at $549,900. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 58 local closings in 90 days), the likely sale price is near $535K, if it sells. A realistic range is $504K to $578K.

Independent value check: $498K. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $464K and $524K).

Why $498K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:

  • ▲ Raises itIt is 700 to 799 sq ft; the typical home sold here is 600 to 699.

Longer on the market than typical. 60 days on the market against about 38 for homes like it here, and asking 10% above where comparable closings put it.

List price
$504KBelow recent closings$578KAbove recent closings

Total price vs nearby homes. Likely closing about $535K, from 58 recent closings in this pocket.

The market behind the math:

58sold nearby · 90 days
$505Kmedian sold price
96%of asking, on average
−10%prices vs a year ago
~27 dayshomes like this take to sell
60days on market so far
$2,732/moest. rent · 378 leases
6.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 63 condo apartment homes for sale in the area against 58 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $734/sqft against an area asking average of $843/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $546K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($734/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 3 homes sold in this building over the past two years, plus 2 nearby in Moss Park, from 501 closings in Moss Park.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$500K
Bay Street Corridor
$686K
Waterfront Communities C1
$624K
Annex
$3.72M
Niagara
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.0 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard
Church Street Junior Public School · Public elementary1.5 km · 73% at standard
Native Learning Centre · Public secondary1.6 km
Winchester Junior and Senior Public School · Public elementary1.6 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.7 km
Our Lady of Lourdes Catholic School · Catholic elementary1.7 km · 64% at standard
Jarvis Collegiate Institute · Public secondary1.7 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,506/mo
$120KIncome needed
4.6×Price ÷ income
$578Weekly cost
$14,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,506Property tax $252Condo fee $662Total carry $3,420

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,408per month

Mortgage amount $439,920 · 4.39% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$3,322Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,408
Property tax
$252
Condo / maintenance fees
$662
Heating
$0
Estimated monthly cost
$3,322

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Toronto municipal land transfer tax
$7,473
Estimated closing costs
$14,946

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,917/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$282,483Total interest paid
$722,403Total of all payments
Principal $439,920 Interest $282,483
YearPrincipalInterestBalance
1$9,955$18,941$429,965
2$10,397$18,499$419,568
3$10,858$18,038$408,710
4$11,340$17,556$397,370
5$11,843$17,053$385,527
6$12,369$16,527$373,158
7$12,918$15,978$360,240
8$13,491$15,405$346,749
9$14,090$14,806$332,659
10$14,715$14,181$317,944
11$15,368$13,528$302,576
12$16,050$12,846$286,525
13$16,763$12,133$269,762
14$17,507$11,389$252,256
15$18,284$10,612$233,972
16$19,095$9,801$214,877
17$19,943$8,953$194,934
18$20,828$8,068$174,106
19$21,752$7,144$152,354
20$22,718$6,179$129,637
21$23,726$5,170$105,911
22$24,779$4,117$81,132
23$25,879$3,018$55,254
24$27,027$1,869$28,227
25$28,227$670$0

At the end of your 5-year term

Total paid over the term
$144,481
Principal paid down
$54,393
Interest paid
$90,088
Balance remaining
$385,527

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 378 whole-home leases in Moss Park$2,732/mo
$32,784Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,596 to $2,869Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 378 whole-home leases in Moss Park signed at a median of $2,519 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,732. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.0%
Gross yield
− Property tax $3,023− Condo fees $7,946− Insurance $600− Vacancy & upkeep $3,606Net operating income $17,608

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRADEWORLD REALTY INC. MLS®/PropTx.

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