905-320 Richmond Street, Toronto, ON
Moss Park, Toronto · MLS® C13785284
About this home
In short
- Bright, stylish and perfectly positioned for city living.
- With Soaring 10ft ceilings, this spacious 1+1 bedroom, 2-bath suite at The Modern offers 705 sq. ft. of thoughtfully designed living space.
- Floor-to-ceiling windows frame west-facing City views and fill the open-concept layout with incredible natural light from afternoon through sunset.
- The generous bedroom is a true retreat, with an abundance of closet space and a private 3-piece ensuite featuring a walk-in shower.
- Enjoy an impressive range of amenities, including a rooftop oasis with outdoor pool, hot and cold plunge pools, cabanas, BBQ stations and panoramic skyline views.
Bright, stylish and perfectly positioned for city living! With Soaring 10ft ceilings, this spacious 1+1 bedroom, 2-bath suite at The Modern offers 705 sq. ft. of thoughtfully designed living space. Floor-to-ceiling windows frame west-facing City views and fill the open-concept layout with incredible natural light from afternoon through sunset. New flooring & freshly painted throughout adds to the contemporary feel. The generous bedroom is a true retreat, with an abundance of closet space and a private 3-piece ensuite featuring a walk-in shower. The versatile den is ideal for a home office, creative space or guest area- a full 4-piece main bath makes hosting easy. Underground parking and a locker are included, giving you all the essentials for easy downtown living. Then there's the lifestyle. Enjoy an impressive range of amenities, including a rooftop oasis with outdoor pool, hot and cold plunge pools, cabanas, BBQ stations and panoramic skyline views. Stay active in the fully equipped gym and yoga/Pilates studio, or unwind in the sauna and steam rooms. A stylish party room, 24-hour concierge, guest suites, visitor parking and even a pet spa add everyday convenience. The best of downtown is right outside your door. St. Lawrence Market, the Distillery District, restaurants, cafés and nightlife are all within easy reach, with convenient access to the King and Queen streetcars, Financial District, DVP and the Gardiner too.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13785284
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 2
- Size
- 700-799 sq ft
- Cross streets
- Richmond St E & Sherbourne
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $660/mo
- Exposure
- West
- Property tax
- $2,956 / 2026
- Days on market
- 7
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
open concept · hardwood floor
hardwood floor · his and hers closets · 3 pc ensuite
open concept · stainless steel appl
Hardwood Floor
hardwood floor · window floor to ceiling · west view
Listed at $549,000. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 58 local closings in 90 days), the likely sale price is near $534K, if it sells. A realistic range is $503K to $578K.
Independent value check: $565K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $526K and $594K).
Why $565K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:
- ▲ Raises it1+1 bedrooms and 2 baths, against 1+1 and 1 typically.
- ▲ Raises itIt is 700 to 799 sq ft; the typical home sold here is 600 to 699.
- ▲ Raises it slightly1 garage and 1 total parking spaces, against 1 and 0 typically.
Total price vs nearby homes. Likely closing about $534K, from 58 recent closings in this pocket.
The market behind the math:
About 3.3 months of inventory: 63 condo apartment homes for sale in the area against 58 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $732/sqft against an area asking average of $843/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $524K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 10 homes sold in this building over the past 22 months, from 500 closings in Moss Park.
For sale
For sale
For sale
For sale
For sale
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For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $858/sqft; this home lists at $732/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $439,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,404
- Property tax
- $246
- Condo / maintenance fees
- $660
- Heating
- $0
- Estimated monthly cost
- $3,310
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,455
- Toronto municipal land transfer tax
- $7,455
- Estimated closing costs
- $14,910
Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $144,244
- Principal paid down
- $54,304
- Interest paid
- $89,940
- Balance remaining
- $384,896
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Moss Park signed at a median of $2,600 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,748. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.