150 Holmes Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13632654

$2,098,000
For Sale
Listed 38 days agoNo offer date stated
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5+1Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Classic two-storey family home, lovingly maintained by its original owner and located in the highly sought-after Earl Haig school district, walking distance to Finch...
  • The finished basement, with a separate entrance, offers a large recreation area with a second wood-burning fireplace, an additional bedroom, a four-piece bathroom...

Classic two-storey family home, lovingly maintained by its original owner and located in the highly sought-after Earl Haig school district, walking distance to Finch subway station. The enclosed front porch opens to a grand foyer with an elegant circular oak staircase. The main floor features spacious living and dining areas, a family room with a wood-burning fireplace, a private office and a powder room. The well-appointed kitchen offers solid oak cabinetry, granite countertops, a generous breakfast area and a walkout to the backyard deck. Upstairs, the primary bedroom includes two large closets and an oversized six-piece ensuite. Four additional bedrooms provide plenty of space for a family. The finished basement, with a separate entrance, offers a large recreation area with a second wood-burning fireplace, an additional bedroom, a four-piece bathroom, cold storage and a cedar closet - ideal for extended family, guests or rental potential. Set on a private lot with an attached double garage and ample parking, this beautifully preserved home offers a functional layout, generous proportions and an excellent opportunity to update it to your taste. Conveniently located near top-rated schools, transit, subway stations, shopping and restaurants.

Key facts

Property type
Detached, 2-Storey
MLS®
C13632654
Bedrooms
5+1 (6 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
50 × 110.05 ft
Cross streets
Finch/Yonge
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,203 / 2026
Days on market
38
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Game RoomBasement3.10 × 5.64 m

brick fireplace · w/o to patio · above grade window

LaundryGround3.38 × 2.13 m

w/o to patio · ceramic floor · laundry sink

FoyerGround3.66 × 5.51 m

ceramic floor · circular oak stairs · open concept

Living RoomGround3.53 × 5.49 m

south view · combined w/dining · hardwood floor

Primary BedroomSecond3.35 × 6.10 m

walk-in closet(s) · parquet · 6 pc ensuite

RecreationBasement7.62 × 4.60 m

above grade window · broadloom

KitchenGround3.53 × 3.22 m

granite counters · stainless steel appl · ceramic backsplash

Furnace RoomBasement3.51 × 4.06 m

Above Grade Window

BreakfastGround3.66 × 4.52 m

w/o to deck · open concept · b/i desk

Bedroom 3Second3.81 × 4.65 m

south view · double closet · parquet

Bedroom 2Second3.58 × 4.09 m

south view · parquet · double closet

Bedroom 4Second3.81 × 3.66 m

parquet · double closet · west view

OfficeGround3.38 × 2.92 m

hardwood floor · east view

Bedroom 5Second3.81 × 3.91 m

parquet · overlooks backyard · double closet

BedroomBasement3.51 × 4.45 m

above grade window · double closet · broadloom

Dining RoomGround3.53 × 3.84 m

hardwood floor · combined w/living · west view

Family RoomGround3.38 × 4.80 m

fireplace · hardwood floor · overlooks backyard

Our TakeTeam Asgarian · Broker
In line
$2.22Mest. value

Listed at $2,098,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.22M, typically $1.92M to $2.57M. Comparable closings on their own put this home around $2.49M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $2.32M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.92MBelow recent closings$2.57MAbove recent closings

Total price vs nearby homes. Fair value about $2.22M, median of 114 comparables.

The market behind the math:

37sold nearby · 90 days
$2.30Mmedian sold price
97%of asking, on average
+2%prices vs a year ago
~37 dayshomes like this take to sell
38days on market so far
$7,024/moest. rent · 49 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 15 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $646/sqft against an area asking average of $838/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 231 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 114 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.32M, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 114 comparable homes that sold in Willowdale East over the past two years, from 214 closings there.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
McKee Public School · Public elementary0.9 km · 86% at standard
Avondale Secondary Alternative School · Public secondary0.9 km
St Cyril Catholic School · Catholic elementary1.1 km · 90% at standard
Hollywood Public School · Public elementary1.5 km · 96% at standard
Drewry Secondary School · Public secondary1.6 km
Bayview Middle School · Public elementary1.6 km · 80% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.6 km · 74% at standard
St Gabriel Catholic School · Catholic elementary1.7 km · 70% at standard
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
R J Lang Elementary and Middle School · Public elementary1.8 km · 60% at standard
Cardinal Carter ES · Catholic elementary1.9 km
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,562/mo
$407KIncome needed
5.2×Price ÷ income
$2,207Weekly cost
$77,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $9,562Property tax $1,184Total carry $10,746

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,048per month

Mortgage amount $1,678,400 · 4.24% over 25 years

$419,600Down payment (20.0%)
$1,678,400Loan before insurance
$0CMHC premium
$10,232Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,048
Property tax
$1,184
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,232

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,925
Toronto municipal land transfer tax
$38,925
Estimated closing costs
$77,850

Plus your down payment of $419,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$10,979/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,036,133Total interest paid
$2,714,533Total of all payments
Principal $1,678,400 Interest $1,036,133
YearPrincipalInterestBalance
1$38,779$69,802$1,639,621
2$40,441$68,141$1,599,180
3$42,174$66,408$1,557,006
4$43,981$64,601$1,513,026
5$45,865$62,716$1,467,160
6$47,831$60,751$1,419,330
7$49,880$58,701$1,369,450
8$52,017$56,564$1,317,432
9$54,246$54,335$1,263,186
10$56,571$52,010$1,206,615
11$58,995$49,586$1,147,620
12$61,523$47,059$1,086,097
13$64,159$44,422$1,021,938
14$66,908$41,673$955,030
15$69,775$38,806$885,255
16$72,765$35,816$812,490
17$75,883$32,698$736,607
18$79,134$29,447$657,473
19$82,525$26,056$574,948
20$86,061$22,520$488,886
21$89,749$18,832$399,137
22$93,595$14,986$305,542
23$97,605$10,976$207,937
24$101,788$6,794$106,149
25$106,149$2,432$0

At the end of your 5-year term

Total paid over the term
$542,907
Principal paid down
$211,240
Interest paid
$331,667
Balance remaining
$1,467,160

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 49 whole-home leases in Willowdale East$7,024/mo
$84,288Gross annual rent
2.8%Cap rate after taxes and upkeep
$6,535 to $8,156Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (32 of 231 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 49 whole-home leases in Willowdale East signed at a median of $7,771 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,024. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $14,203− Insurance $1,400− Vacancy & upkeep $9,272Net operating income $59,413

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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