208 Holmes Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13664950
About this home
In short
- Presenting an exquisite custom-built residence situated on a generous 45' x 160' lot, this beautiful home seamlessly blends timeless design with modern amenities.
- The elegant stone and stucco faade sets a sophisticated tone, leading into interiors adorned with hardwood and limestone flooring.
- The gourmet kitchen is a culinary enthusiast's dream, featuring stainless steel appliances, a pantry, servery, and a breakfast area that opens to a spacious deck...
- The professionally finished walk-out basement includes a nanny room with a 3-piece ensuite and a separate two-bedroom apartment complete with its own kitchen, laundry...
- In Bsmnt: Fridge, Stove & Hood Built-in speakers, Security camera system, Sprinkler system, and Central vacuum - POTENTIAL GARDEN SUITE AT THE BACK
Presenting an exquisite custom-built residence situated on a generous 45' x 160' lot, this beautiful home seamlessly blends timeless design with modern amenities. The elegant stone and stucco faade sets a sophisticated tone, leading into interiors adorned with hardwood and limestone flooring. The gourmet kitchen is a culinary enthusiast's dream, featuring stainless steel appliances, a pantry, servery, and a breakfast area that opens to a spacious deck, patio, and beautifully landscaped backyard. The master bedroom boasts a 10.5-foot coffered ceiling, a luxurious 7-piece ensuite, and a walk-in closet. The professionally finished walk-out basement includes a nanny room with a 3-piece ensuite and a separate two-bedroom apartment complete with its own kitchen, laundry facilities, and a 4-piece bath. Recent enhancements such as new carpeting, fresh paint throughout, built-in speakers, a security camera system, sprinkler system, and central vacuum add to the home's appeal. This property offers a harmonious blend of luxury and functionality, ideal for discerning buyers seeking a refined living experience **EXTRAS** Stainless Steel B/I Fridge, Microwave, Oven, Cooktop. 2Washer&2Dryer,All Exist Elfs & Window Covering. Cac. In Bsmnt: Fridge, Stove & Hood Built-in speakers, Security camera system, Sprinkler system, and Central vacuum - POTENTIAL GARDEN SUITE AT THE BACK
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13664950
- Bedrooms
- 4+3 (7 total)
- Bathrooms
- 7 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 45 × 160 ft
- Cross streets
- Bayview / Finch
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $16,650 / 2025
- Days on market
- 31
- Listing brokerage
- HOMELIFE/BAYVIEW REALTY INC.
Rooms
hardwood floor · b/i bookcase · french doors
laminate · 4 pc bath · above grade window
gas fireplace · laminate · w/o to patio
b/i shelves · gas fireplace · french doors
crown moulding · 4 pc ensuite · closet organizers
hardwood floor · gas fireplace · crown moulding
crown moulding · 4 pc ensuite · double closet
hardwood floor · french doors · crown moulding
crown moulding · 3 pc ensuite · walk-in closet(s)
laminate · 3 pc bath · closet
breakfast area · pantry · stainless steel appl
coffered ceiling(s) · 7 pc ensuite · walk-in closet(s)
Listed at $2,648,000, and my independent estimate is about 11% below comparable homes, worth a close look.
Second read, from the city assessment: $2.72M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $2.97M, median of 91 comparables.
The market behind the math:
About 1.8 months of inventory: 22 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $623/sqft against an area asking average of $810/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. A self-contained lower level is a premium that comparable-sales math under-prices, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 91 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.72M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
Schools & getting aroundcatchment and transit
Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 91 comparable homes that sold in Willowdale East over the past two years, from 214 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $742/sqft; this home lists at $623/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $2,118,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,421
- Property tax
- $1,388
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,808
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $52,675
- Toronto municipal land transfer tax
- $52,675
- Estimated closing costs
- $105,350
Plus your down payment of $529,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $685,232
- Principal paid down
- $266,617
- Interest paid
- $418,615
- Balance remaining
- $1,851,783
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.