402-105 George Street, Toronto, ON

Moss Park, Toronto · MLS® C13665112

$499,000
For Sale
Listed 41 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Wake up to floor-to-ceiling windows that flood this bright, spacious 1-bedroom + den suite at Post House Condos with natural light.
  • Designed for modern downtown living, the open-concept kitchen and living area flow seamlessly-ideal for cooking, relaxing, or entertaining.
  • Step out onto the generous 105 sq. ft. balcony to enjoy fresh air and an open city vibe.
  • Amenities on 2nd Floor (Gym, Sauna, Billiards room, Lounge area + Patio area) + Party Room on Main Floor.

Price To SELL! Tenant has signed N11. Wake up to floor-to-ceiling windows that flood this bright, spacious 1-bedroom + den suite at Post House Condos with natural light. Designed for modern downtown living, the open-concept kitchen and living area flow seamlessly-ideal for cooking, relaxing, or entertaining. Step out onto the generous 105 sq. ft. balcony to enjoy fresh air and an open city vibe. The versatile Den adapts to your needs as a home office, reading nook, or guest space. Located in one of Toronto's most vibrant neighbourhoods, you're just steps from St. Lawrence Market, the Financial District, TTC, and the Waterfront. Style, convenience, and comfort come together here-your downtown story starts now. Amenities on 2nd Floor (Gym, Sauna, Billiards room, Lounge area + Patio area) + Party Room on Main Floor.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13665112
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
George St/Adelaide St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$585/mo
Exposure
North
Property tax
$2,732 / 2026
Days on market
41
Listing brokerage
LYF REALTY

Rooms

KitchenFlat6.10 × 3.25 m

combined w/living · laminate · w/o to balcony

DenFlat3.23 × 1.78 m

Laminate

Dining RoomFlat6.10 × 3.25 m

combined w/living · laminate · w/o to balcony

BedroomFlat3.05 × 2.74 m

large closet · laminate · window floor to ceiling

Living RoomFlat6.10 × 3.26 m

combined w/dining · laminate · w/o to balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$485Klikely sale price

Listed at $499,000. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 58 local closings in 90 days), the likely sale price is near $485K, if it sells. A realistic range is $457K to $525K.

Independent value check: $451K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $420K and $474K).

Why $451K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:

  • ▼ Lowers itIt is 500 to 599 sq ft; the typical home sold here is 600 to 699.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $2,732 a year; the typical home sold here pays about $2,900.
List price
$457KBelow recent closings$525KAbove recent closings

Total price vs nearby homes. Likely closing about $485K, from 58 recent closings in this pocket.

The market behind the math:

58sold nearby · 90 days
$505Kmedian sold price
96%of asking, on average
−10%prices vs a year ago
~27 dayshomes like this take to sell
41days on market so far
$2,308/moest. rent · 5 leases
5.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.9 months of inventory: 56 condo apartment homes for sale in the area against 58 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $908/sqft against an area asking average of $837/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $461K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 15 homes sold in this building over the past 22 months, from 500 closings in Moss Park.

What sellers nearby are askingCurrently listed nearby in Moss Park · asking prices
$484kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $881/sqft; this home lists at $908/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home489k486k515k480k450kThis home vs active comparables

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$686K
Waterfront Communities C1
$624K
Annex
$3.72M
Niagara
$559K
Forest Hill South
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.7 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.7 km · 98% at standard
St Paul Catholic School · Catholic elementary0.9 km · 62% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
Nelson Mandela Park Public School · Public elementary1.0 km · 47% at standard
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Native Learning Centre · Public secondary1.4 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.6 km
Contact Alternative School School · Public secondary1.6 km
Jarvis Collegiate Institute · Public secondary1.6 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$109KIncome needed
4.6×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,274Property tax $228Condo fee $585Total carry $3,087

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,185per month

Mortgage amount $399,200 · 4.39% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,998Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,185
Property tax
$228
Condo / maintenance fees
$585
Heating
$0
Estimated monthly cost
$2,998

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,647/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$256,335Total interest paid
$655,535Total of all payments
Principal $399,200 Interest $256,335
YearPrincipalInterestBalance
1$9,033$17,188$390,167
2$9,434$16,787$380,732
3$9,853$16,368$370,879
4$10,290$15,931$360,589
5$10,747$15,474$349,842
6$11,224$14,997$338,618
7$11,722$14,499$326,896
8$12,242$13,979$314,653
9$12,786$13,436$301,868
10$13,353$12,868$288,514
11$13,946$12,276$274,569
12$14,565$11,657$260,004
13$15,211$11,010$244,793
14$15,886$10,335$228,906
15$16,591$9,630$212,315
16$17,328$8,894$194,987
17$18,097$8,125$176,891
18$18,900$7,322$157,991
19$19,739$6,483$138,252
20$20,615$5,607$117,637
21$21,530$4,692$96,108
22$22,485$3,736$73,622
23$23,483$2,738$50,139
24$24,525$1,696$25,614
25$25,614$608$0

At the end of your 5-year term

Total paid over the term
$131,107
Principal paid down
$49,358
Interest paid
$81,749
Balance remaining
$349,842

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Moss Park$2,308/mo
$27,696Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,031 to $2,585Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Moss Park signed at a median of $2,300 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,308. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $2,732− Condo fees $7,016− Insurance $600− Vacancy & upkeep $3,047Net operating income $14,302

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LYF REALTY. MLS®/PropTx.

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