51 Sugar Mill Way, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13680542

$849,800
For Sale
Listed 65 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
1Garage · 2 parking
1400-1599Sq ft

About this home

In short

  • Nestled Within The Highly Sought-After Bayview Mills Community, For Best School Zones.
  • All Renovated 3 Bedroom, Rarely Available Layout With Living rm Walk Out To Private/ Park-Like Garden to enjoy a Indoor/Outdoor Living.
  • All Brazilian Cherry Hardwood Throughout.
  • All New Kitchen in 2016, plus Bathrooms with Marble and Granite.
  • A Hidden Laundry Chute from Top floor to Basement, Small Complex of Homes With a Community Feel & an Outdoor Pool Park, Walk to Top Rated York Mills Collegiate...

Nestled Within The Highly Sought-After Bayview Mills Community, For Best School Zones! A Quieter street & not a Busy Street like Scenic Millway street. All Renovated 3 Bedroom, Rarely Available Layout With Living rm Walk Out To Private/ Park-Like Garden to enjoy a Indoor/Outdoor Living. All Brazilian Cherry Hardwood Throughout! All New Kitchen in 2016, plus Bathrooms with Marble and Granite. A Hidden Laundry Chute from Top floor to Basement, Small Complex of Homes With a Community Feel & an Outdoor Pool Park, Walk to Top Rated York Mills Collegiate, Harrison Public With 'Intl. Bac', Windfields Public & French Immersion, Walk to Metro, Royal Bank, Nortown and Dineen's Coffee, Easy Access To Highway 401.

Key facts

Property type
Condo Townhouse, Multi-Level
MLS®
C13680542
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1400-1599 sq ft
Cross streets
Bayview Ave & York Mills Rd
Parking
1 garage · 2 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Shingle
Maintenance
$1,320/mo
Exposure
South
Property tax
$5,838 / 2026
Days on market
65
Listing brokerage
PAUL THAPAR REAL ESTATE INC.

Rooms

Dining RoomUpper3.65 × 3.66 m

hardwood floor · pot lights · overlooks garden

LaundryBasement3.44 × 2.44 m

tile floor · window

Living RoomMain3.50 × 5.48 m

hardwood floor · walk-out · cathedral ceiling(s)

Bedroom 2Second3.77 × 2.87 m

hardwood floor · double closet

KitchenUpper5.57 × 2.43 m

stone floor · bay window · breakfast bar

Primary BedroomSecond4.26 × 3.46 m

hardwood floor · 3 pc ensuite · large window

Bedroom 3Second3.62 × 2.46 m

hardwood floor · double closet

RecreationLower4.75 × 3.34 m

laminate · double closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
St Andrew's Middle School · Public elementary0.7 km · 81% at standard
Owen Public School · Public elementary0.9 km · 59% at standard
Windfields Middle School · Public elementary1.1 km · 91% at standard
Denlow Public School · Public elementary1.5 km · 90% at standard
Dunlace Public School · Public elementary1.6 km · 69% at standard
Avondale Alternative Elementary School · Public elementary1.8 km · 94% at standard
Avondale Public School · Public elementary1.8 km · 70% at standard
Rippleton Public School · Public elementary2.0 km · 75% at standard
Elkhorn Public School · Public elementary2.3 km · 85% at standard
Hollywood Public School · Public elementary2.4 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,873/mo
$192KIncome needed
4.4×Price ÷ income
$894Weekly cost
$26,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $3,873Property tax $487Condo fee $1,320Total carry $5,680

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,840 · 4.49% over 25 years

$169,960Down payment (20.0%)
$679,840Loan before insurance
$0CMHC premium
$5,565Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$487
Condo / maintenance fees
$1,320
Heating
$0
Estimated monthly cost
$5,565

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,471
Toronto municipal land transfer tax
$13,471
Estimated closing costs
$26,942

Plus your down payment of $169,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,846Total interest paid
$1,127,686Total of all payments
Principal $679,840 Interest $447,846
YearPrincipalInterestBalance
1$15,171$29,936$664,669
2$15,860$29,247$648,809
3$16,580$28,527$632,229
4$17,333$27,775$614,896
5$18,120$26,988$596,776
6$18,943$26,165$577,834
7$19,803$25,305$558,031
8$20,702$24,406$537,329
9$21,642$23,466$515,687
10$22,624$22,483$493,063
11$23,652$21,456$469,412
12$24,725$20,382$444,686
13$25,848$19,259$418,838
14$27,022$18,086$391,816
15$28,249$16,859$363,568
16$29,531$15,576$334,037
17$30,872$14,235$303,165
18$32,274$12,834$270,891
19$33,739$11,368$237,152
20$35,271$9,836$201,881
21$36,872$8,235$165,009
22$38,547$6,561$126,462
23$40,297$4,811$86,165
24$42,126$2,981$44,039
25$44,039$1,068$0

At the end of your 5-year term

Total paid over the term
$225,537
Principal paid down
$83,064
Interest paid
$142,473
Balance remaining
$596,776

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $5,838− Condo fees $15,840− Insurance $600− Vacancy & upkeep $6,270Net operating income $28,452

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PAUL THAPAR REAL ESTATE INC.. MLS®/PropTx.

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