522 Cummer Avenue, Toronto, ON
Bayview Woods-Steeles, Toronto · MLS® C13694364
The listing feed is busy, so this is our last saved copy of this listing from Oct 12, 2026, 11:05 a.m.. Price and status may have changed since; refresh in a minute for the live version.
About this home
In short
- Prestigious Bayview & Cummer | A.Y.
- Jackson School District ---- Get Ready for a Summer By your own Pool. ---- Set on a premium 54 ft lot in one of North York's most sought-after enclaves, this...
- The eat-in kitchen opens to a private backyard retreat complete with an in-ground swimming pool-ideal for entertaining or relaxing.
- The upper level offers four generously sized bedrooms, including a Master suite with ensuite bath.
- The finished basement provides additional living space with a large recreation room, wet bar, and ample storage. -- Located within the highly ranked A.Y.
Prestigious Bayview & Cummer | A.Y. Jackson School District ---- Get Ready for a Summer By your own Pool. ---- Set on a premium 54 ft lot in one of North York's most sought-after enclaves, this well-cared-for executive residence offers over 3,200 sq ft of above-grade living space plus a finished basement. Owned by the same family for over 50 years, the home presents a rare opportunity to reimagine and renovate in a neighbourhood defined by luxury redevelopment. A classic and functional layout features expansive principal rooms, crown mouldings, and a welcoming family room with fireplace. The eat-in kitchen opens to a private backyard retreat complete with an in-ground swimming pool-ideal for entertaining or relaxing. A main floor laundry room with side entrance adds everyday convenience. The upper level offers four generously sized bedrooms, including a Master suite with ensuite bath. The finished basement provides additional living space with a large recreation room, wet bar, and ample storage. -- Located within the highly ranked A.Y. Jackson SS and Zion Heights MS catchment, and just minutes to parks, ravines, transit, and upscale amenities.A rare offering with exceptional potential in a premier location.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13694364
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (2 half)
- Size
- 3000-3500 sq ft
- Lot
- 54 × 120.15 ft
- Cross streets
- Bayview Ave / Cummer Ave
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $9,011 / 2025
- Days on market
- 53
- Listing brokerage
- RE/MAX ATRIUM HOME REALTY
Rooms
broadloom · overlooks pool · moulded ceiling
broadloom · closet · window
picture window · broadloom · combined w/dining
tile floor · 2 pc ensuite
ceramic floor · w/o to patio · combined w/kitchen
ceramic floor · eat-in kitchen · overlooks pool
4 pc ensuite · broadloom · closet
fireplace · wet bar · broadloom
linoleum · side door
Broadloom
fireplace · w/o to yard · panelled
broadloom · closet · window
broadloom · window · closet
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Neighbourhood & location
Bayview Woods-Steeles, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,631
- Property tax
- $751
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,381
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Estimated closing costs
- $52,910
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,835
- Principal paid down
- $146,520
- Interest paid
- $251,315
- Balance remaining
- $1,052,680
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.