3809-251 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13702930

$450,000
For Sale
Listed 59 days agoNo offer date statedSitting longer than typical
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2Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Unobstructed View Of City Of Toronto.
  • 2 Bedrooms Condo w/ 1 Bathroom and 1 Locker Located In The Heart Of Downtown Toronto.
  • Modern Open Concept design Boasts Tons Of Natural Light And Has an Unobstructed View Of The City.
  • Excellent Amenities Including Sky Lounge, Rooftop Swimming Pool, And 24/7 Concierge Etc.

Unobstructed View Of City Of Toronto. 2 Bedrooms Condo w/ 1 Bathroom and 1 Locker Located In The Heart Of Downtown Toronto! You Won't BeDisappointed. Modern Open Concept design Boasts Tons Of Natural Light And Has an Unobstructed View Of The City. KitchenWith Stainless Steel Appliances, Quartz Counters.Excellent Amenities Including Sky Lounge, Rooftop Swimming Pool, And 24/7 Concierge Etc. Great Walking Score Steps To UOf T, TMU, Eaton Centre, Sankofa Square, Subway Station, Downtown Financial District etc! Ground-Level Retail SpaceAnchored By Td Bank And Starbucks.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13702930
Bedrooms
2
Bathrooms
1
Size
500-599 sq ft
Cross streets
Dundas And Jarvis
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$620/mo
Exposure
North
Property tax
$2,517 / 2026
Days on market
59
Listing brokerage
BAY STREET GROUP INC.

Rooms

Dining RoomFlat1.00 × 1.00 m

combined w/kitchen · north view · laminate

BedroomFlat1.00 × 1.00 m

large closet · sliding doors · laminate

Bedroom 2Flat1.00 × 1.00 m

closet · large window · laminate

KitchenFlat1.00 × 1.00 m

open concept · above grade window · stainless steel appl

Living RoomFlat1.00 × 1.00 m

combined w/dining · w/o to balcony · laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$438Klikely sale price

Listed at $450,000. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 63 local closings in 90 days), the likely sale price is near $438K, if it sells. A realistic range is $413K to $474K.

Independent value check: $429K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $399K and $451K).

Why $429K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:

  • ▲ Raises it2 bedrooms and 1 baths, against 1+1 and 1 typically.
  • ▼ Lowers itIt is 500 to 599 sq ft; the typical home sold here is 600 to 699.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $2,517 a year; the typical home sold here pays about $2,900.

Longer on the market than typical. 59 days on the market against about 36 for homes like it here, and asking 5% above where comparable closings put it.

List price
$413KBelow recent closings$474KAbove recent closings

Total price vs nearby homes. Likely closing about $438K, from 63 recent closings in this pocket.

The market behind the math:

63sold nearby · 90 days
$475Kmedian sold price
96%of asking, on average
−15%prices vs a year ago
~27 dayshomes like this take to sell
59days on market so far
$2,498/moest. rent · 9 leases
6.7%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.5 months of inventory: 53 condo apartment homes for sale in the area against 63 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $819/sqft against an area asking average of $856/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 63 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $406K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 4 homes sold in this building over the past 21 months, plus 1 nearby in Moss Park, from 500 closings in Moss Park.

What sellers nearby are askingCurrently listed nearby in Moss Park · asking prices
$546kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $948/sqft; this home lists at $819/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
450kThis home399k529k610k644kThis home vs active comparables

Sold price trend

Median sold price for condos in Moss Park: $509K in September 2026, up 1% from a year ago, on 253 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$551K26
November 2025$489K12
December 2025$520K18
January 2026$542K11
February 2026$545K24
March 2026$536K32
April 2026$555K22
May 2026$510K24
June 2026$550K24
July 2026$564K20
August 2026$525K11
September 2026$509K29

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$876K
North St. James Town
$765K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
Church Street Junior Public School · Public elementary0.8 km · 73% at standard
Native Learning Centre · Public secondary0.8 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.9 km
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
Winchester Junior and Senior Public School · Public elementary1.0 km · 76% at standard
St Paul Catholic School · Catholic elementary1.1 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
St Michael Catholic School · Catholic elementary1.1 km · 67% at standard
Downtown Alternative School · Public elementary1.1 km
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,051/mo
$100KIncome needed
4.5×Price ÷ income
$473Weekly cost
$10,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,051Property tax $210Condo fee $620Total carry $2,881

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,991per month

Mortgage amount $360,000 · 4.49% over 25 years

$90,000Down payment (20.0%)
$360,000Loan before insurance
$0CMHC premium
$2,820Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,991
Property tax
$210
Condo / maintenance fees
$620
Heating
$0
Estimated monthly cost
$2,820

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,409/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,151Total interest paid
$597,151Total of all payments
Principal $360,000 Interest $237,151
YearPrincipalInterestBalance
1$8,034$15,852$351,966
2$8,398$15,488$343,568
3$8,780$15,106$334,788
4$9,178$14,708$325,610
5$9,595$14,291$316,015
6$10,031$13,855$305,984
7$10,486$13,400$295,498
8$10,962$12,924$284,535
9$11,460$12,426$273,075
10$11,980$11,906$261,095
11$12,524$11,362$248,570
12$13,093$10,793$235,477
13$13,687$10,199$221,790
14$14,309$9,577$207,481
15$14,959$8,927$192,522
16$15,638$8,248$176,885
17$16,348$7,538$160,537
18$17,090$6,796$143,447
19$17,866$6,020$125,581
20$18,677$5,209$106,903
21$19,525$4,361$87,378
22$20,412$3,474$66,966
23$21,339$2,547$45,628
24$22,307$1,579$23,320
25$23,320$566$0

At the end of your 5-year term

Total paid over the term
$119,430
Principal paid down
$43,985
Interest paid
$75,445
Balance remaining
$316,015

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Moss Park$2,498/mo
$29,976Gross annual rent
3.6%Cap rate after taxes and upkeep
$2,298 to $2,698Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Moss Park signed at a median of $2,100 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,498. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.7%
Gross yield
− Property tax $2,517− Condo fees $7,440− Insurance $600− Vacancy & upkeep $3,297Net operating income $16,122

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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