299 Horsham Avenue, Toronto, ON

Willowdale West, Toronto · MLS® C13716712

$1,588,000
For Sale
Listed 34 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
2Garage · 12 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this stunning, fully renovated detached bungalow on an impressive corner lot.
  • Offering approximately 3,000 sq. ft. of beautifully finished living space, this bright, open-concept home blends modern design, quality finishes and exceptional...
  • Adding versatility and income potential, the home features a self-contained unit with a separate entrance, currently generating $1,600/month in rental income.
  • The unit will be vacant and available for the buyer's use upon closing, as the current tenant will vacate prior to possession.
  • A true standout is the detached 2-car garage with soaring ceilings, connected to the home by a breezeway.

Welcome to this stunning, fully renovated detached bungalow on an impressive corner lot! Offering approximately 3,000 sq. ft. of beautifully finished living space, this bright, open-concept home blends modern design, quality finishes and exceptional functionality. The heart of the home is the spectacular kitchen, featuring a huge quartz island, high-end LG Studio appliances, floor-to-ceiling pantry storage and seamless flow into the spacious family room-perfect for entertaining and everyday living. The fully finished lower level offers a bedroom, den/office space and generous family room, providing excellent flexibility for family, guests or a home office. Adding versatility and income potential, the home features a self-contained unit with a separate entrance, currently generating $1,600/month in rental income. The unit will be vacant and available for the buyer's use upon closing, as the current tenant will vacate prior to possession. A true standout is the detached 2-car garage with soaring ceilings, connected to the home by a breezeway. Fully insulated and finished with industrial porcelain tile flooring, the garage offers an exceptional workshop, hobby or storage space. The expansive circular driveway accommodates up to 10 vehicles. Enjoy convenient North York living with easy access to TTC, major highways, shopping, dining, parks, recreation, schools and everyday amenities. A desirable location offering a great balance of quiet residential living and urban convenience. Don't miss this exceptional opportunity to own a beautifully renovated home on a rare oversized corner lot, complete with abundant parking, premium garage/workshop, flexible living space and additional rental income. A must see! Sellers and Listing Brokerage make no representation or warranty regarding the retrofit status of the property. Buyer and Buyer's Agent to conduct their own due diligence.

Key facts

Property type
Detached, Bungalow
MLS®
C13716712
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
93.5 × 100 ft
Cross streets
Horsham Ave. & Senlac Rd.
Parking
2 garage · 12 parking (detached)
Driveway
Circular Drive
Basement
Apartment, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,876 / 2026
Days on market
34
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

DenBasement3.20 × 3.00 m

Vinyl Floor

KitchenMain7.70 × 3.50 m

combined w/dining · centre island · quartz counter

Bedroom 5Basement3.30 × 2.50 m

Laminate

Bedroom 4Basement4.40 × 3.20 m

vinyl floor · closet

KitchenBasement4.30 × 3.70 m

Laminate

Family RoomMain6.10 × 4.00 m

hardwood floor · open concept

Dining RoomMain7.50 × 3.50 m

combined w/kitchen · pantry · sliding doors

RecreationBasement8.40 × 4.20 m

vinyl floor · fireplace

Primary BedroomMain4.50 × 4.10 m

3 pc ensuite · hardwood floor

LaundryBasement2.40 × 1.90 m
Bedroom 2Main3.50 × 3.40 m

Hardwood Floor

FoyerMain2.50 × 1.50 m

hardwood floor · closet

Bedroom 3Main3.80 × 2.50 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.53Mlikely sale price

Listed at $1,588,000. Going by how homes in Willowdale West and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $1.53M, if it sells. A realistic range is $1.43M to $1.73M.

Independent value check: $1.32M. Without looking at the asking price, our model values the home itself about 17% below the ask (homes like it typically land between $1.23M and $1.38M).

Why $1.32M. The typical detached home sold in Willowdale West over the past year went for about $1.46M (74 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $6,876 a year; the typical home sold here pays about $8,300.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightly3+2 bedrooms and 4 baths, against 3.5+1 and 3 typically.
List price
$1.43MBelow recent closings$1.73MAbove recent closings

Total price vs nearby homes. Likely closing about $1.53M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.82Mmedian sold price
95%of asking, on average
−2%prices vs a year ago
~22 dayshomes like this take to sell
34days on market so far
$3,856/moest. rent · 31 leases
2.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 7 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,222/sqft against an area asking average of $1,173/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale West: 27 of the 155 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.34M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,222/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Willowdale West over the past two years, from 127 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale West · asking prices
$1.50Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.32M, which is where my estimate comes from.

Per square foot, these ask about $1,022/sqft; this home lists at $1,222/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.59MThis home1.45M1.70M1.60M1.30M1.45MThis home vs active comparables

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$8.80M
Banbury-Don Mills
$2.12M
Tam O'Shanter-Sullivan
$1.17M
Danforth Village-East York
$1.17M
High Park-Swansea
$2.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Churchill Public School · Public elementary0.3 km · 83% at standard
Yorkview Public School · Public elementary0.4 km · 52% at standard
St Cyril Catholic School · Catholic elementary1.3 km · 90% at standard
R J Lang Elementary and Middle School · Public elementary1.5 km · 60% at standard
McKee Public School · Public elementary1.7 km · 86% at standard
Fisherville Senior Public School · Public elementary1.7 km
North West Secondary Alternative School · Public secondary1.8 km
Claude Watson School for the Arts · Public elementary1.8 km · 96% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.9 km
Drewry Secondary School · Public secondary2.0 km
Cameron Public School · Public elementary2.0 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,238/mo
$297KIncome needed
5.4×Price ÷ income
$1,670Weekly cost
$56,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,238Property tax $573Total carry $7,811

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,024per month

Mortgage amount $1,270,400 · 4.49% over 25 years

$317,600Down payment (20.0%)
$1,270,400Loan before insurance
$0CMHC premium
$7,597Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,024
Property tax
$573
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,597

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,235
Toronto municipal land transfer tax
$28,235
Estimated closing costs
$56,470

Plus your down payment of $317,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,502/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$836,878Total interest paid
$2,107,278Total of all payments
Principal $1,270,400 Interest $836,878
YearPrincipalInterestBalance
1$28,350$55,941$1,242,050
2$29,637$54,654$1,212,413
3$30,983$53,308$1,181,430
4$32,390$51,902$1,149,041
5$33,860$50,431$1,115,181
6$35,398$48,894$1,079,783
7$37,005$47,286$1,042,778
8$38,685$45,606$1,004,094
9$40,441$43,850$963,652
10$42,277$42,014$921,375
11$44,197$40,094$877,178
12$46,204$38,087$830,974
13$48,302$35,989$782,672
14$50,495$33,796$732,178
15$52,787$31,504$679,390
16$55,184$29,107$624,206
17$57,690$26,601$566,516
18$60,309$23,982$506,207
19$63,047$21,244$443,160
20$65,910$18,381$377,250
21$68,903$15,389$308,347
22$72,031$12,260$236,317
23$75,301$8,990$161,015
24$78,720$5,571$82,295
25$82,295$1,996$0

At the end of your 5-year term

Total paid over the term
$421,456
Principal paid down
$155,219
Interest paid
$266,236
Balance remaining
$1,115,181

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 31 whole-home leases in Willowdale West$3,856/mo
$46,272Gross annual rent
2.1%Cap rate after taxes and upkeep
$3,663 to $4,413Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale West (27 of 155 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 31 whole-home leases in Willowdale West signed at a median of $3,850 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,856. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.9%
Gross yield
− Property tax $6,876− Insurance $1,400− Vacancy & upkeep $5,090Net operating income $32,906

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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