27 Christine Crescent, Toronto, ON
Willowdale West, Toronto · MLS® C13822952
About this home
In short
- This is not your typical renovation.
- Tucked away on a generous 55-ft-wide Ravine lot on prestigious Christine Crescent, this oversized sidesplit has been extensively renovated to the studs.
- A sun-soaked family room extension overlooks the Ravine, while the brand-new modern kitchen features Bosch stainless steel appliances and plenty of space for everyday...
- The primary bedroom is its own private getaway with a balcony overlooking the ravine, generous closet space and a beautifully renovated bathroom.
- Outside, enjoy a large, private ravine backyard plus a rarely offered attached double-car garage with direct interior access.
This is not your typical renovation! Tucked away on a generous 55-ft-wide Ravine lot on prestigious Christine Crescent, this oversized sidesplit has been extensively renovated to the studs! Electrical, plumbing, insulation, windows, roof, kitchen, bathrooms - you name it, it's been done. Thoughtfully redesigned with functionality and comfort in mind. A sun-soaked family room extension overlooks the Ravine, while the brand-new modern kitchen features Bosch stainless steel appliances and plenty of space for everyday living and entertaining. The primary bedroom is its own private getaway with a balcony overlooking the ravine, generous closet space and a beautifully renovated bathroom. Step down to an incredibly versatile walkout level with direct backyard access - perfect for a home office, additional family room or study. Outside, enjoy a large, private ravine backyard plus a rarely offered attached double-car garage with direct interior access. Downstairs, a newly created walk-up entrance provides the flexibility to use the private, self-contained suite for in-laws, multi-generational living or additional income, without sacrificing the entire basement from the main home. Steps to Hinder Property/Earl Bales Ravine System and its extensive walking and biking trail network. Quick walk to the #7 Bathurst and #84 Sheppard buses, connecting to Sheppard West and Yonge-Sheppard Stations. This is your turnkey new product in a manageable space that simply can't be replicated! Offers will be reviewed Thursday, October 1st. Call your Realtor today!
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- C13822952
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4
- Size
- 1500-2000 sq ft
- Lot
- 55 × 122.66 ft
- Cross streets
- Ellerslie/Bathurst/Senlac
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished, Separate Entrance
- Kitchens
- 3 (1 + 2)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,722 / 2026
- Days on market
- 5
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
hardwood floor · pot lights · overlooks frontyard
hardwood floor · large closet · above grade window
hardwood floor · skylight · overlooks living
laminate · large closet · combined w/laundry
hardwood floor · large closet · picture window
Large Closet
laminate · above grade window
hardwood floor · w/o to patio · overlooks ravine
family size kitchen · breakfast bar · overlooks ravine
hardwood floor · 3 pc ensuite · walk-in closet(s)
hardwood floor · w/o to patio · 3 pc bath
laminate · stainless steel appl · combined w/living
hardwood floor · large closet · picture window
Listed at $1,699,000, about 12% above our estimate of $1.52M (homes like it typically land between $1.42M and $1.59M).
Why $1.52M. The typical detached home sold in Willowdale West over the past year went for about $1.46M (74 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $7,722 a year; the typical home sold here pays about $8,300.
- ▲ Raises it4+1 bedrooms and 4 baths, against 3.5+1 and 3 typically.
Offers are reviewed Thu, Oct 1. With the ask sitting above comparable closings, the date is more a deadline than a bidding setup, so make your offer count on the day rather than assuming a bidding war.
Total price vs nearby homes. Fair value about $1.52M, learned from recent GTA sales.
The market behind the math:
About 5.3 months of inventory: 32 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $971/sqft against an area asking average of $877/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale West: 27 of the 155 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.47M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.
Based on 31 comparable homes that sold in Willowdale West over the past two years, from 127 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.52M, which is where my estimate comes from.
Per square foot, these ask about $968/sqft; this home lists at $971/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $1,359,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,515
- Property tax
- $644
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,159
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,455
- Toronto municipal land transfer tax
- $30,455
- Estimated closing costs
- $60,910
Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $450,915
- Principal paid down
- $166,069
- Interest paid
- $284,846
- Balance remaining
- $1,193,131
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Willowdale West (27 of 155 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in Willowdale West signed at a median of $3,914 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,578. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.