23 Christine Crescent, Toronto, ON
Willowdale West, Toronto · MLS® C12992086
About this home
Welcome to this well-maintained 4-bedroom, 4-bathroom home set on a rare 55-foot wide lot in a prime Willowdale location. Surrounded by mature trees and tucked into a peaceful, established neighborhood, this property offers a unique sense of privacy with a beautiful, natural backyard setting. From the moment you step inside, you'll notice the bright and spacious layout, filled with natural light from large windows and a skylight that enhances the open feel of the home. The main living areas are warm and inviting, offering plenty of space for both everyday living and entertaining. The cozy family room is a standout feature, complete with a large sliding door that opens onto a deck, creating a seamless indoor-outdoor connection. Step outside to enjoy your private backyard, surrounded by greenery and offering direct access to nature - an ideal setting for relaxing, hosting, or simply enjoying quiet moments. The home offers four generously sized bedrooms, providing comfort and flexibility for growing families. With four bathrooms throughout, convenience and functionality are well thought out. A double-car garage adds to the practicality, offering ample parking and storage space. The basement includes an additional room, perfect for a home office, guest space, or recreation area, giving you even more versatility. Located just minutes from parks, top-rated schools, major highways, shopping, and entertainment, this home combines the best of both worlds - a peaceful, private setting with easy access to everything you need. Property is being sold under the power of sale. Some photos have been virtually staged.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- C12992086
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 55 × 124 ft
- Cross streets
- Yonge/Sheppard
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,521 / 2025
- Days on market
- 100
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
3 pc ensuite · overlooks garden · large window
family size kitchen · w/o to deck · large window
hardwood floor · crown moulding · large window
w/o to yard · w/w fireplace · hardwood floor
4 pc bath · sauna
large window · closet · b/i desk
hardwood floor · large window · closet
hardwood floor · open concept · crown moulding
overlooks backyard · large window · closet
Listed at $1,798,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($799/sqft) is below the area, so you are paying for extra space rather than a premium.
In Willowdale West lately, sellers have been getting about 98% of asking and homes sell in about 26 days.
There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.
Based on 32 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 32 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.50M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.55M
- Adjusts to $1.55M
That comparable adjusts to $1.55M; the $1.53M estimate above is the median of all 32 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $1.53M, median of 32 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 16% below the area average of $956/sqft.
99 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,438,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,676
- Property tax
- $710
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,386
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,435
- Toronto municipal land transfer tax
- $32,435
- Estimated closing costs
- $64,870
Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,550
- Principal paid down
- $183,181
- Interest paid
- $277,370
- Balance remaining
- $1,255,219
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.